HomeBlogPersonal Loans8k Personal Loan
Advertising Disclosure Acorn Finance receives compensation from some of the companies featured on our website, which may influence the presentation and order of the offers shown. Please note that not all loan options, savings products, or lenders are represented on our site.

$8,000 Personal Loans For Good & Bad Credit

Get personalized rates in 60 seconds for loans up to $8K with no impact to your credit score

How much would you like to finance?

$8K Loans for Good or Bad Credit

An $8,000 personal loan may be easier to qualify for and come with more affordable payments than you think.

Below we have organized valuable information that will come in handy if you are looking for an $8,000 personal loan.

Whether you have good credit or bad credit you may qualify for a personal loan up to $8,000.

Keep reading to learn everything you need to know about $8,000 personal loans, or check offers for an $8K loan right away.

Get Started

Compare rates from top lenders

Why choose Acorn Finance for comparing $8,000 loans?

Comparing loan offers empowers consumers to make better-educated financial decisions. At Acorn Finance, you can check rates in a matter of seconds with no credit score impact. 

Take advantage of our convenient portal with vetted and trusted top lending partners. With well-known names, you can expedite your way to finding the right $8,000 dollar personal loan. Additionally, we eliminate the frustration of sifting through the internet, verifying lenders, and researching for hours. Whether you are ready to take out a loan today or just shopping around - you have everything to gain by checking offers at Acorn. Plus, you can sign in and return to them at a later date if the offers are still available. Our lending partners can fund loans in as little as 1-2 business days, although funding times can vary, so when you’re ready to accept an offer, they are ready to help. Upon accepting the offer, you can complete the application and approval process with the lender of your choice.

$8,000 Personal Loans: Frequently Asked Questions

Can I get an $8,000 loan?

Most lenders offer $8,000 loans. More specifically, most lenders offer $8,000 personal loans. $8,000 is a reasonable amount of money to need to borrow via personal loan. Perhaps you need to finance the wedding day of your dreams or finance home improvements. Whatever it is that you need $8,000 for, a personal loan can provide the funds you need while offering the freedom to spend the money however you would like. While there are several ways to get a loan for $8,000, however, some ways may be a better option than others. For example, you could get a $8,000 loan from a friend or family member that is flush with cash, but that is usually bad form and can put a strain on your relationship. In most cases, a personal loan will be your best option for borrowing $8,000 with no collateral or down payment.

To qualify for an $8,000 personal loan you should have good credit, plenty of income, and a reasonable debt-to-income ratio. If you have less than perfect credit, you should still have plenty of income and a reasonable debt-to-income ratio in order to qualify. Since lenders do not have collateral with a personal loan, they may put more emphasis on credit score and other factors.

What can I do with an $8,000 personal loan?

With an $8,000 personal loan you can do just about anything, as long as it doesn't exceed the loan amount. One reason why personal loans are preferred by many is that they do not have spending restrictions, in most cases. While a lender may ask what the funds are for during the application process, it's unlikely that they will regulate how the funds are spent. So let's say you need $3,000 to install new flooring, $3,000 for your wedding rehearsal, and $2,000 to paint the exterior of your house. You could get one $8,000 personal loan and cover all of these expenses. If you are using an $8,000 personal loan for debt consolidation you should notify the lender, especially if they offer direct payment to creditors.

Here are some common uses for $8,000 personal loans:

Home renovations
Debt consolidation
Medical expenses
Car repairs
Emergency expenses

If you need to borrow money, a personal loan should be an option you consider. However, it's always encouraged to compare loan offers and do your research. A personal loan may not be the best option for all scenarios. In addition, personal loans may come with fees and interest charges. You will want to consider the total loan cost before borrowing the money. If the loan cost is higher than you are comfortable with you may need to borrow less money.

Can you get an $8,000 personal loan online?

Most lenders will offer an online application process. In some cases, you can complete the entire process from start to finish online. Shopping online for an $8,000 personal loan online can be a smart idea, especially if you use a platform like Acorn Finance. Acorn Finance allows consumers to check personal loan offers from several top national lenders with no impact to their credit score.

Having that kind of access is beneficial for borrowers because it allows them to review many offers at the same time to see which loans come with the best terms, interest rates, and monthly payments for their financial situation. Shopping for an $8,000 personal loan online may help you make better financial decisions. When you apply with a representative face-to-face at the bank, you may feel some pressure to commit to the offer on the spot. However, when you are in full control from your home or office, it's likely you will do more thinking before signing up for a personal loan.

Where to get an $8,000 loan?

Finding a lender that offers $8,000 personal loans should be fairly easy. If you have good credit you should be able to qualify for a $8,000 personal loan with most banks, credit unions, or online lenders. If you have credit challenges, you may need to spend some time doing extra research to find out which lenders may be able to help you. At Acorn Finance all credit types are welcomed to check personal loan offers. You may or may not qualify with bad credit, but checking offers will not impact your credit score. If you don't qualify you may want to invest some time into rebuilding your credit score and checking offers again at a later date.

If you prefer face-to-face interaction you should contact your local bank or credit union to see what they can offer. In some cases, a bank or credit union may be able to provide customized financial advice to help you fully understand your options. Some of us may need face-to-face interaction and guidance to be able to make decisions. However, some of us may prefer to do our own research and start the personal loan process online. If you prefer to start the process online but also prefer to work with your local bank or credit union, you may be able to apply online and then visit a branch location. In some cases this may be recommended.

Alternatives to $8,000 personal loans

Whether you don't qualify for an $8,000 personal loan or you just don't feel it's the best financial decision, you may be able to consider an alternative. The first alternative to a personal loan could be borrowing money from a friendly or family member. If you can avoid mixing financials and friendships, you should. In some cases though, you may have no other option. If you are a friend or family member that has been approached for a loan, here's some advice. Only loan money that you do not need. If you are loaning money that is critical to your future, just say no. If you are loaning money that you can live without, then maybe consider doing the loan. If you offer the loan, make sure the agreements and repayment schedule is clearly documented.

Another alternative to a personal loan could be borrowing from your 401k retirement plan before taking out a personal loan. However, you should check your current balance to ensure that this will not be risky for you. The last thing you need is to take a hit on your retirement savings if you cannot recover quickly.

What should I know before checking offers for $8,000 personal loans?

First, keep your credit score in mind. If you have a high FICO score, then it is easier to get the loan and chances are high that you will access fair interest rates. Also, be sure to shop around. Some people think they can just find one lender who meets their qualifications and stop looking for offers from others. If you want the best possible deal, this is not recommended.

Also know that there are two types of loans: secured and unsecured. Each of these has their own benefits. A secured loan would require collateral like property equity or stocks while an unsecured personal loan does not require collateral.

Finally, if you have bad credit , then they may need to go through a credit repair company before they can get approved for an offer of that size.

How can I get an $8,000 personal loan?

If you are looking for a quick, easy, and safe way to secure the best $8,000 personal loan you should visit Acorn Finance. Acorn Finance partners with dozens of reliable lenders, encouraging lenders to deliver the most competitive offers. You can submit one application at Acorn Finance which will not affect your credit score and receive multiple personalized personal loan offers within seconds. Using Acorn Finance can also help minimize any risk involved with using online lenders. If you have excellent credit, plenty of time, and value face-to-face interaction you may want to use a bank or credit union for a $6,000 personal loan. A little later on we will compare different options for securing an $8,000 personal loan.

How does a $8,000 personal loan work?

Most $8,000 personal loans are fixed loans meaning they have a fixed amount, interest rate, and term length. Fixed loans can be more predictable for borrowers since the monthly payment should not change. If you use an unsecured personal loan, you should not be required to provide any collateral. If you use a secured personal loan, you will be required to provide some type of collateral. Unsecured personal loans are usually more common than secured personal loans, especially for an $8,000 personal loan. Once you are approved for an $8,000 personal loan you should receive the funds as a lump sum and be able to spend them any way you would like. If you make the minimum on-time monthly payments over the entire loan terms you should pay off the loan on time without any extra charges.

What is the monthly payment on an $8,000 personal loan?

Monthly payments on an $8,000 personal loan can be as low as $74. This estimate was calculated using a .99% interest rate and a 12-year term. If you use a 4-year term your monthly payment should be around $184 at 6.99%. If you have less than perfect credit you may qualify for a higher interest rate. If you qualify for a 9.99% interest rate and a 6-year term your monthly payment should be around $203. Once you know the rate and term you qualify for you can use handy online payment calculators to estimate monthly payments. If you are trying to achieve a certain monthly payment you should communicate with your lender. They should be able to help you estimate payments and select a favorable term.

Can I pay off my $8,000 personal loan early?

Yes, you can pay off most $8,000 personal loans early. . . and we highly recommend doing so! If you plan to pay your personal loan off early you should select a lender that does not have an early pay-off penalty. Paying an extra 10% to 20% per month can help you pay your loan off early while saving you hundreds of dollars.

What are the pros and cons of an $8K personal loan?

Let's take a look at some pros and cons of an $8,000 personal loan...

Competitive interest rates and flexible terms

Funds can be used for just about anything

No collateral required

Fixed monthly payments

Taking on debt

Origination fees

Payment default may affect credit score

How do I qualify for an $8K personal loan?

To qualify for an $8,000 personal loan, you first need to apply. To increase your chance of qualifying you should have a credit score of 580 or higher. If you have a lower credit score you should consider adding a cosigner to your application or apply for a secured personal loan. In addition, you should have a consistent income that you can prove.

What credit score is required for an $8,000 personal loan?

Most lenders require a credit score of 580 or higher to qualify for an $8,000 personal loan.

If you are concerned about qualifying for a personal loan, you can add a cosigner to increase your chance of approval. Ideally, the cosigner should have good credit and consistent income. You may also want to consider a secured personal loan. Secured personal loans can be less risky for the lender because they require some type of collateral from the borrower.

Is it possible to get an $8,000 personal loan with bad credit?

Good credit is not necessarily required to qualify for an $8,000 personal loan. Good credit and bad credit borrowers may qualify for $8,000 personal loans. If you have credit challenges or less than perfect credit you may want to consider applying with a co-applicant. In addition, we highly recommend you use an online lender. Compared to banks and credit unions, online lenders usually have more lenient qualification standards. Some online lenders even specialize in helping bad credit borrowers with personal loans. Submitting multiple applications should be avoided as it can negatively impact your credit score. The best way to receive multiple personal loan offers without affecting your credit is by using Acorn Finance.

Acorn Finance allows you to submit one application that does not affect your credit. Once you submit the application you should be connected to multiple lenders that can help you secure an $8,000 personal loan.

Can you get an $8,000 personal loan with bad credit?

Maybe life has happened again and you find yourself needing some extra funds. You might not want to borrow a lot and think an $8,000 personal loan should fulfill your need for funds. Thinking about borrowing makes you realize your credit history might not be the best and it leaves you wondering if you can get an $8,000 personal loan with bad credit. Whether you can or can't depends on several factors including your credit rating.

Your credit rating will play a big factor in determining your creditworthiness but it's not the only thing lenders consider. And, just because you have a poor credit score doesn't necessarily mean you will be declined for credit. Let's look at what a credit score is, how it's determined, why lenders use it, and some of the other factors that are looked at when you apply for a loan. Later on, we will look at some ways you can get the funds you need even if your credit score is bad.

So, what is your credit score anyway? Well, your credit score is a number that is derived from information on your credit reports. There are actually two different credit ratings-your FICO score and your VantageScore. They are slightly different and the majority of lending decisions are made using the FICO score.

The credit reports that are used come from Equifax, Transunion, and Experian. The credit score is determined by taking that information and using a weighted average of the important data. It considers how much debt you have, if the debt has been paid on time, how long the credit accounts have been open, and if you have new inquiries or new accounts reporting. Someone with a lot of credit accounts that are at their limit, late payments, and a lot of new inquiries will probably have a lower credit score than someone who is paying down their debts and doesn't apply for new credit.

So why do lenders use a FICO score anyway? They use it because it reveals a lot about a borrower's financial situation. If the borrower has a poor credit score, it usually means they have had trouble paying back their debts on time in the past, have borrowed more than they can handle, or they could be credit seekers, constantly applying for new accounts. This will make a lender question whether the borrower has turned their situation around or if the new lender will have the same trouble collecting payments if they lend the borrower the money as previous lenders have had.

Credit scores are numbers that fit into certain ranges. If your credit score is 300-579, it's considered poor or bad. A credit score of 580-669 is fair. If your score is 670-739, it's considered good. Scores above 740 are considered very good or exceptional. If you have bad credit, your score will be between 300-579.

While there's no question that your credit score has a huge impact on the decision to lend you money, lenders will look at other factors as well. A borrower may have only one delinquent account that was an oversight. They may have had a temporary setback like a job loss or illness but are on the right track again. The borrower may be able to secure the loan with collateral or add a co-signer to the loan. When lenders consider everything, it is possible to get an $8,000 personal loan with bad credit.

How do you get an $8,000 personal loan with bad credit?

If you have checked your credit score and it falls in the 300-580 range, you might have some challenges securing a loan but it shouldn't be impossible. You may be able to find an online lender willing to work with you but be ready to pay some of the highest rates and fees.

If you prefer to deal with a financial institution directly, you can go in person and apply or apply on their website, if this option is available. The loan may be approved but there could be some conditions attached to it like a high rate, fees, collateral, or the need for a cosigner.

Having bad credit may cause your lender to investigate your request for a loan more thoroughly. They might want proof of your identity in the form of a driver's license or passport; you may need to provide proof of income and employment by providing pay stubs, tax returns, and/or a letter from your employer; they may ask for bank statements or proof of assets in case you need collateral to secure the loan. Being prepared will help you get your request processed quickly.

What is the minimum credit score for an $8,000personal loan?

The minimum credit score required to get a personal loan will depend on the lender. Most lenders ideally want a credit score of about 640 but many will consider borrowers in the range of 610-639. Some will even consider a credit score of 580 or lower. If your credit score is poor though, you may find that you can qualify for a loan but not for as much as you want. You might find yourself paying high interest rates or having to pay high fees too.

What is considered bad credit when looking for an $8,000 personal loan?

A bad credit score for a personal loan depends on the lender. Some lenders service a market of only those with good, very good, or exceptional credit. For those lenders, anything below a FICO score of 670 is considered poor credit. There are many other lenders though that have more flexible standards. Some prefer borrowers to have a credit score of at least 580 which puts them in the range of having fair credit. Bad credit, for all lenders, would be a FICO score below 580.

The good news is that some lenders are willing to lend to people with bad credit scores. The downside of this is that they will probably charge you a high rate. If you don't need the money desperately, you could always hold off on borrowing for a while until you have had a chance to improve your credit rating. If you make your payments on time, catch up on any past due accounts, and pay down your existing debt, your credit rating should improve. This should make it easier to qualify for credit at a lower rate.

Where can I get an $8,000 personal loan with bad credit?

If you have a poor credit score, you might be wondering where you can get a loan. Just because your credit score isn't the best doesn't necessarily mean you don't have options. You may want to start by contacting your primary financial institution to see if they can offer you a loan. If they can, you will want to compare the offer with other offers, if you can find other offers. At Acorn Finance you can check offers from several top national lenders. Utilizing the Acorn Finance platform can help you compare offers and get a realistic idea of what you do or don't qualify for. If you don't qualify for an $8,000 personal loan from a lender, you may need to set up a family loan. For this to work, you'll need a relative willing to lend you the money. Just be aware that these situations can cause a lot of friction between family members.


In conclusion, using an $8,000 personal loan can be a smart way to get a lump sum loan with affordable repayment terms. Acorn Finance offers services that cost you $0 and can save you tons of time while helping you lock in the best personal loan offer. Submitting an online application does not affect your credit score and gets you access to multiple personalized loan offers within seconds.

Pre-qualify for an $8,000 personal loan... apply online today!

#1. Complete and submit a short loan application online

#2. Receive multiple pre-qualified offers

#3. Get connected with lenders to obtain your pre-qualified loan

How do I apply for an $8,000 personal loan?

If you decide to use a bank, credit union, online lender, or other source for an $8,000 personal loan you will most likely start the approval process by completing an application. If you decide to use an online lender you can apply through Acorn Finance. Here are 3 easy steps to apply for a personal loan using Acorn Finance…

#1. Submit a short loan application
#2. Receive multiple personalized pre-qualification offers
#3. Select an offer & finalize your loan

Get Started

$8K Personal Loan Calculator


Find the loan you're looking for

Table comparing monthly payments, APRs for approved personal loans.
See your options
Take a few minute to answer few questions, and we'll match you with the right range of lenders to consider
Choose your loan
Find your favorite marketplace of offers and apply directly with the lender you prefer
Do your project
If you're approved, use your funds to cover all your costs now, and pay the lender back month by month

What can I do with a $8,000 personal loan?

A $8,000 personal loan has a number of uses, including (but not limited to):
Home improvement Buying a car Wedding costs
Debt consolidation Medical bills Startup business costs

Still have questions?

What are $8k loans?


$8k or $8,000 are the same amount. In the abbreviation $8k, the “k” stands for a thousand. A $8k loan can come in many different forms from personal loans to furniture loans. In a nutshell, it’s a loan for $8,000 dollars.

How do $8,000 personal loans work?


Personal loans are usually fixed installment loans. Here’s an overview of how they work:

  1. Prequalification: To get a personal loan, you’ll need to get prequalified in most cases. Sometimes financial institutions advertise to you that you’re pre-qualified, which may be true. In most cases though, you’ll need to submit more information and documentation to get approved. Prequalification means you can qualify for the loan, but there are contingencies. The lender still needs to confirm your creditworthiness. This can include verifying identification, income, residency, and other details. Oftentimes you can get prequalified without an impact on your credit score. 
  2. Acceptance: As mentioned, you’ll need to accept an offer to notify the lender you want to take the next step. The offer should include instructions on next steps to move forward with the offer. The offer may also include the information the lender needs to approve the loan. If so, prepare this information and take the next step. The information originally provided should match the supporting documentation.
  3. Approval: After the underwriting process, the lender can approve the loan. Once a loan is approved, you are ready to receive funds. You may want to verify the details of the loan to ensure nothing has changed from the offer to the approval. If the lender has any concerns, they can revise or revoke the initial offer. For example, if your income does not match the information provided or pulled, this could cause them to decrease the loan amount. 
  4. Funding: Cha-ching! Your funds are here. Some lenders can deposit funds directly to your account. At Acorn, our lending partners can fund loans in as little as 1-2 business days although funding times may vary.
  5. Repayment: Approximately 30-45 days after funding repayment typically begins. Repayment schedules should be predetermined. Setting autopay up for your loan can help ensure you never miss a payment. Additionally, some lenders can offer a discount for setting up autopay. If possible, pay more than the minimum each month to pay down the principal faster. Just be sure the loan does not have prepayment penalties before doing so.

When are $8,000 loans worth it?


$8,000 loans can be used for a variety of uses. Whether it’s worth it, will be a personal decision. If you can avoid borrowing money, it can be more cost effective. However, cash is king. Therefore, some individuals may prefer to borrow and keep cash in savings. This can be a smart idea. Before making the commitment to take out a $8,000 loan, you should ensure you can keep up with the financial commitment. Additionally, you should ensure you qualify for a favorable offer. Before applying for a personal loan, you should determine what you need it for and how much you need to borrow. 

Here are some common uses of a personal loan:

  • Home improvement financing: Home improvements can improve quality of life as well as your home’s value. From new pavers to converting a basement, there are so many home improvement projects. However, they can be costly. Personal loans can offer borrowers a way to fund home improvements without using their home as collateral. At Acorn Finance, our network of lending partners specialize in home improvement loans. We know how much goes into planning home improvements. Take advantage of our platform to check rates and streamline the process. Check offers up to $100,000 at Acorn, depending on your credit score. 
  • Pole barn financing: With the cost of living skyrocketing, alternative forms of housing are trending. From tiny homes to pole barns, individuals are getting creative. The downside to alternative housing or workspaces is challenges finding financing. Personal loans can be used for pole barn financing. Before applying, you may want to determine what your project will cost. 
  • Engagement ring financing: Getting down on one knee is a big decision, and hopefully one you only make once. While it’s about the promise of forever, an engagement ring is a symbol of everlasting love. To seal the deal, you’ll want to give your loved one the perfect ring. Some retailers can offer engagement ring financing or you can use a personal loan. If you’re planning an extravagant proposal, you may want to borrow a little extra for a romantic night or weekend. With a personal loan you can borrow a lump sum of cash that is to be repaid. This can offer more flexibility compared to other types of financing. 
  • Auto repair financing: Cars are our means of transportation. Most of us rely on them daily. From transporting our loved ones to getting us to work so we can show up for the community, reliable transportation is important. When your car grumbles, it can be scary. As you anxiously wait for the call from your mechanic, you hope it’s something small. Personal loans can be used for auto repair financing. Once you know how much you need to borrow you can check offers at Acorn and check offers in seconds. On approved loans our lending partners can fund loans in as little 1-2 business days, although funding times can vary. We can help get you back on the road faster. 

How do you compare $8k loans?


To compare $8,000 loans you will want to get prequalified. While you can likely browse advertised rates online, there’s no guarantee you will qualify for the advertised rate. You can either apply directly with lenders or leverage a lending platform such as Acorn Finance. At Acorn, we have a network of top national lenders. The competitive nature of one platform for multiple offers encourages lenders to extend their most competitive offer. Borrowers can save time and hopefully money too by shopping loan offers at Acorn.

Pros and cons of lenders $8,000 Personal Loans:


Minimum qualifications: 

  • Minimum credit score requirement of 660 or above 
  • Minimum income requirement of $50,000/year


  • No origination fees
  • Funding as soon as one business day on approved loans, although funding times can vary
  • Competitive loan offers
  • Allows co-signer
  • Large personal loans available 
  • Flexible repayment periods up to 12 years


  • Strict qualification requirements
  • No access to pre-qualify through the LightStream website (When applying directly, you can get pre-approved but not pre-qualified, therefore, you may be subject to a hard credit pull. To get pre-qualified with LightStream, check offers through Acorn Finance to see if you qualify.)
  • No direct payment to creditors for debt consolidation loans


Minimum qualifications:

  • Minimum credit score requirement of 680 or above 
  • Minimum income requirement of $50,000/year


  • Flexible loan amounts and repayment terms
  • No origination fees
  • Competitive interest rates
  • Funding as soon as one business day on approved loans, although funding times can vary
  • Allows cosigner applications
  • Unemployment protection available


  • High credit score requirement
  • Approvals may take 3 days or more

Best Egg

Minimum qualifications:

  • Minimum credit score requirement of 600 or above 
  • No minimum income requirement 


  • Fair credit scores can qualify
  • No minimum income requirement
  • Same or next day funding available, although funding times can vary


  • Not available in some states
  • Origination fees between 0.99% and 6.99%
  • Higher APRs


Minimum qualifications:

  • Minimum credit score requirement of 600 or above 
  • No minimum income requirement 


  • Low threshold for credit score
  • No minimum income requirement
  • Flexibility to change payment dates
  • Offers peer-to-peer lending


  • Long funding times
  • Origination and late fees may apply
  • No rate discount for autopay is available
  • Restrictive repayment periods
  • Funding may take about 5 business days 


Minimum qualifications:

  • Minimum credit score requirement of 560 or above 
  • No minimum income requirement


  • Low credit score requirement
  • No early payoff penalty
  • Joint applications allowed
  • Funding as soon as one business day on approved loans, although funding times can vary


  • Origination fees between 2.9% to 8%
  • Higher APRs, especially for subprime borrowers

Axos Bank

Minimum qualifications:

  • Minimum credit score requirement of 700 or above 
  • Minimum income requirement $48,000/year


  • Low origination fees
  • Mobile app to manage loans
  • Fast funding times
  • Funding as soon as one business day on approved loans, although funding times can vary


  • High credit score requirement
  • Origination fee up to 2%

OneMain Financial

Minimum qualifications:

  • Minimum credit score requirement of 600 or above 
  • Minimum income requirement $7,200/year


  • Low credit score requirement
  • Offers secured loan option
  • Low income requirement
  • Flexibility to choose your payment date
  • Fast funding times


  • High interest compared to similar lenders
  • Origination fee between 1% – 10% (or flat fee up to $500 depending on state)


Minimum qualifications:

  • Minimum credit score requirement of 600 or above 
  • Minimum income requirement $30,000/year


  • Low origination fees
  • Relaxed credit score and income requirements
  • Same or next-day funding is available, although funding times can vary


  • No joint applications
  • High loan costs
  • Short repayment periods 

Lending USA

LendingUSA is best for one-time purchases or uses, such as cosmetic surgery financing, pet financing, funeral financing, and more. LendingUSA offers loans for a variety of industries. Loans can be obtained through the LendingUSA website or through a merchant partner that refers to LendingUSA. 

One of the main highlights of LendingUSA is their offer to pay off a loan balance within 6 months. By doing so, 

no interest will be charged to the principal. With fast approval decisions and loans as small as $1,000 available, Lending USA is another lender to consider for a $8,000 personal loan. 

Reprise Financial

Reprise Financial can help borrowers find personal loan offers that meet their needs. In order to help borrowers obtain funds quickly, Reprise works to streamline the personal loan process. With customized payment options and fixed rates, check personal loan offers at Reprise Financial. 

Similar to Acorn, one of the main highlights of Reprise financial is the ability to shop and compare offers. 

Universal Credit

For borrowers with bad credit, Universal Credit may be your golden ticket to the funds you need. With a minimum credit score requirement of only 560, Universal Credit is a top choice for subprime borrowers. While loan costs may be higher, they usually are when it comes to borrowing money with bad credit. 

One of the main highlights of Universal Credit is their relaxed requirements. Bad credit borrowers often face fewer choices for loans. Finding the right lender to work with is key to getting the loan you desire.

One home, endless possibilities


Personal Loan Information