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Simple Roof Financing For A New Roof Or Roof Repair

Get personalized roof financing rates in 60 seconds
without affecting your personal credit score.

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How It Works?

Check Offers With No Impact To Your Credit Score
Check Offers With No Impact To Your Credit Score
Get Financed Quickly
Get Financed
Quickly
Easy Monthly Payments
Easy Monthly
Payments

Why Acorn Finance For Roof Financing?

Acorn Finance puts you in control of financing your new roof or getting a loan for a roof repair. Compare personalized roof repair loan offers from lenders in our network, with no impact to your credit score. Check pre-qualified offers in seconds with our broad network of national lending partners who want to help you finance your roof. You can easily sort the financing offers based on what’s most important to you: interest rate, payment amount, length of the loan term. Our 100% online, customer-friendly process is designed to help you find affordable payment options with lenders that can quickly get roof financing without the hassle.

Why Acorn Finance?

How We’re Different

Check For Offers in Seconds

Get pre-qualified today with an easy online pre-qualification application

Checking Won’t Impact Credit

Customers receive pre-qualified offers without any impact to their credit score

Competitive Payment
Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 3.99%

Receive Funds
Quickly

In some cases, you can receive your funds in as little as one business day

Reviews

“I needed new roof financing fast since my old roof was falling apart and leaking. The process was easy to get a loan from Acorn Finance.”

Jill L (NM)

“It was important to me that I could review my loan offers without any impact to my credit score, before deciding on the best loan for my new shingle roof.”

Carol R (FL)

“After realizing how expensive roof repairs were, I didn't think my nightmare would ever be over. I'm glad I financed through Acorn.”

Hailey R (NY)
Ready to fund your project?

Compare financing options without affecting your credit score.

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How Does Acorn Finance Compare?

Traditional Bank
Credit Union
Credit Cards
Acorn Finance
Pre-qualification
Same-day Approval
Low APR
Funding in 1 Day
No Ongoing Fees
Fixed Monthly Payments
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Our Financial Partners

LightStream, A Division of SunTrust Bank
Lending Point
Prosper
Bestegg
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SoFi

Learn More About New Roof & Repair Financing Options

Roof financing can help you fulfill one of the top priorities of home ownership: keeping a solid roof over your head. If you’re in need of a new roof or roof repair you will want to make sure you select a reliable company as well as a trustworthy lender. Below, we’ve compared some of the top lending options to help you make an educated decision. AcornFinance is a leading provider for roof loans. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back. Keep reading to explore the various roof financing options available for good and bad credit.

Read More

Roof financing can help you fulfill one of the top priorities of home ownership: keeping a solid roof over your head. If you’re in need of a new roof or roof repair you will want to make sure you select a reliable company as well as a trustworthy lender. Below, we’ve compared some of the top lending options to help you make an educated decision. AcornFinance is a leading provider for roof loans. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back. Keep reading to explore the various roof financing options available for good and bad credit.

How Much Does A New Roof Cost?

On average homeowners will spend about $7,680 to install a new roof. While entertaining offers and estimates you should use the ballpark of $5,000 - $10,000. It’s recommended that you should receive 3-4 estimates for your new roof or repair before selecting the company of your choice. Depending on location, size of the job, and other specifics the cost of your new roof installation or repair can vary. New roof financing options can provide an affordable solution for installing a new roof.

Can You Pay For A New Roof In Installments?

Financing a new roof can allow you to get the new roof you need while providing the flexibility to pay in installments. Most roof financing options will require a monthly payment. However, most options also offer generous loan terms and competitive interest rates.

Is Roof Damage Covered By Insurance?

Homeowners insurance can cover roof damage in some cases. Whether insurance covers roof damage or not typically depends on what caused the damage. In addition, most insurance policies have a deductible. Depending on how much your deductible is it may be more cost effective to fix your roof using a roof loan versus insurance.

What Is the Best Way to Finance a Roof?

Below we’ve compared some of the most popular roof financing options to help you make a more educated decision.

Roofing/Construction Companies

Need help managing the cost of a new roof or a roof repair?In most cases, your construction company can help. Most companies can work with banks or lenders to provide roof financing options. Due to the volume of lending, companies can receive special rates and discounts that can be passed along to their customers. On the downside it can be harder to compare financing options when financing through a roof or construction company.

Pros

  • Special financing offers
  • Affordable payments
  • Funds available quickly
  • Allows you more flexibility
  • Saves time
  • Cons

  • Smaller companies less likely to offer roof financing
  • Risk of inflated pricing for materials or services
  • Harder to compare options
  • Personal Home Improvement Loans

    Taking a personal loan for home improvements or roof financing can be an attractive option for many. Compared to a home equity loan, a personal loan allows you to only borrow the amount you need. In addition, no collateral is required in most cases. Personal loans can be a competitive options for good and bad credit types. AcornFinance is a reliable and top-rated company that provides personal loans for roof financing. Take advantage of affordable payment options and free services while saving tons of time.

    Three steps to get started with AcornFinance:

    #1. Complete and submit a short loan application online

    #2. Receive multiple pre-qualified offers

    #3. Get connected with lenders to obtain your pre-qualified loan

    Pros

  • Loans available up to $100,000
  • Competitive interest rates as low as 4.99 percent
  • Terms up to 12 years
  • Receive pre-qualified offers without impacting your credit score
  • Easy to activate
  • Cons

  • Not a direct lender
  • Credit may be required for approval
  • Home Equity Loans

    If you have significant equity in your home you may want to consider a home equity loan for roof financing. In simplest terms a home equity loan allows you to borrow money using your home as collateral. It’s important to note that when using a home equity loan you borrow the whole approved amount rather than just the amount you need.

    Pros

  • Fixed interest rates
  • Potential tax deductions
  • Good option if you have bad credit
  • Competitive interest rates
  • Cons

  • Risk losing your home
  • High fees
  • May borrow more than you need
  • Lines of Credit

    A personal line of credit limit typically ranges from $1,000 - $100,000 and falls somewhere between a personal loan and a credit card. In most cases you would apply for a personal line of credit through a bank or credit union.

    Pros

  • Unsecured loan (no collateral needed)
  • Use funds however you want
  • Quick access to funds
  • Cons

  • Variable interest rates
  • Uncertainty of what monthly payment will be
  • Annual maintenance fees can apply
  • Conclusion

    Keeping your roof in good working condition is an important part of maintaining your investment. A roof performs a very essential function of providing shelter and helping to keep us safe. Although a new roof or roof repair can be costly there are plenty of roof financing options that you can take advantage of. AcornFinance is a trustworthy company that partners with reputable lenders to provide competitive roof financing. You can apply online using their simple three step process to receive multiple offers for roof financing. This allows you to save time and compare offers easily. Ready to take the next step? Apple online today!

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