Bathroom Remodel Financing

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Bathroom Renovation Financing With Acorn Finance

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Secure Bathroom Remodel Financing

Acorn Finance gives you the power to choose the bathroom remodel and renovation financing options. When renovating a bathroom we know costs can get high, so give you personalized offers to compare from lenders in our network with no impact to your credit score. We’ll help you check for pre-qualified bathroom remodel loans in seconds. You can easily sort the offers based on what’s most important to you: interest rate, payment amount, length of the loan term. Our 100% online, customer-friendly process is designed to help you find affordable payment options with lenders that can quickly fund the bathroom of your dreams.

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How We're Different

Get Offers in Seconds

Get pre-qualified for multiple loan offers with an easy online form.

Won't Impact Your Credit

Receive pre-qualified offers with no impact to your credit scores.

Competitive Payment Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 3.99%.

Receive Funds Quickly

In some cases, receive funds in as little as one business day.

“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”


– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”


– Bob S (WI)

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Learn More About Bathroom Renovation Financing & Bathroom Loans

Transform your bathroom into the space you desire by taking advantage of bathroom remodel financing options. Bathroom remodel loans and financing can provide an affordable solution to make the bathroom you’ve been dreaming about a reality. Whether you are making minor or major improvements to a bathroom there are plenty of financing options available. So how do you select the best option? Keep reading to easily compare the pros and cons of some of the best loan options for bathroom remodels.

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What is bathroom remodel financing?

Bathroom remodeling loans can offer an affordable solution that allows you to make payments over an extended period of time. With most loans you can typically start your remodel project with zero dollars down. This can help you create the bathroom of your dreams sooner than you imagined! Personal loans are one of the most common choices for bathroom remodel financing. Acorn Finance is a leading provider of personal loans that can be used for your bathroom remodel. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back. They offer a user-friendly and quick application process that can deliver multiple competitive financing offers.

Can you use a home improvement loan for a bathroom remodel?

Yes, you can use a home improvement loan for a bathroom remodel in most cases. Different types of home improvement loans are available so it’s important to do your research and select the right one.

How much does a new bathroom remodel cost on average?

When remodeling or designing a new bathroom you have many decisions to make. Most of them can impact the total cost of a new bathroom. The good news is that you can drive up the cost or drive down the cost based on your choices. On average bathroom remodels typically cost:

  • Average bathroom remodel falls between $9,600 – $11,000
  • Average low end bathroom remodel $2,500
  • Average high end bathroom remodel $23,000

Can your house increase in value from a bathroom remodel?

Bathrooms can be deal makers or deal breakers when buying or selling a home. Most likely remodeling a bathroom will help your home sell faster and make it more valuable. However, it’s hard to directly prove the return on investment for remodeling a bathroom.

Can you finance smaller bathroom improvements or only remodels?

Financing options are available for bathroom improvements and remodels. The size and cost of your project can narrow or expand financing options available to you. Personal loans can be a good option for financing bathroom improvements or smaller projects.

Can you renovate a bathroom for $10000?

It may be possible to accomplish a simple bathroom remodel on a $10,000 budget. However, it’s important to make sure that your budget and expectations match. If you are envisioning starting over from scratch, moving plumbing, and creating a completely new footprint, your budget may not be in line with your expectations. To stay within a $10,000 budget you’ll probably need to stay within the same footprint and make wise design decisions. Focusing on simpler renovations such as a fresh coat of paint or a new shower door can transform a bathroom without breaking the bank. Whether you have unlimited funds or not, you should get creative for a bathroom remodel project.

Can you remodel a bathroom for $5000?

A bathroom remodel can be done for $5,000. However, you may need to be hands on and DIY renovation projects. If you consult a contractor about a $5,000 bathroom remodel, they may discourage the idea. Contractors are used to encountering unforeseen problems and a $5,000 budget does not necessarily leave room to resolve unforeseen problems. This may be one reason why contractors do not want to do $5,000 bathroom remodels. While we recommend using a contractor, it may eat up funds when you’re on a small budget. If you are able to DIY a bathroom remodel, your $5,000 can go purely towards materials as opposed to materials and labor.

What is the best way to finance a remodel?

The best way to finance a bathroom remodel typically depends on your finances and how much you need to borrow. For example, if you only need to borrow $6,000 you may only qualify for a personal loan or a credit card. However, if you need to borrow $25,000, you may qualify for a secured home equity loan. Home equity loans may be better suited for big home improvement projects. Personal loans may be better suited for small to medium size home improvement projects such as a bathroom remodel.

How much does a tiled walk in shower cost?

According to Home Advisor, a walk-in tiled shower usually costs between $2,500 to $5,000. On the high end shower tiling can cost $17 per square foot and on the low end it can cost $2 per square foot. The cost can vary significantly depending on the type of tile and size of shower. If you add a tile design, this may also increase the cost. Some walk-in tiled showers may cost $10,000+. Ceramic and travertine tile should be much more affordable than marble or granite tile.

How much does it cost to remodel a 5×7 bathroom?

5×7 bathrooms are common in older homes, thus making this a popular size bathroom for remodeling. A 5×7 bathroom is a rather small space but it should be big enough. The upside to a smaller bathroom is you can remodel it for less money. According to Home Light, a 5×7 bathroom remodel can be done for about $7,300. More than 50% of this estimate is allocated to labor. If you can do any bathromdel projects yourself, you can save thousands of dollars. If you are considering a DIY bathroom remodel you should invest some time into watching TV shows or YouTube channels sharing other homeowners remodel experiences. This can help you gather ideas while learning from other peoples’ mistakes.

Does Home Depot do bathroom remodeling?

The Home Depot Design Center may offer bathroom remodeling services depending on your location. If a local Home Depot offers bathroom remodel services you can schedule an appointment for a free consultation online. Home Depot offers innovative design tools that allow you to visualize what your bathroom could look like. In addition, Home Depot offers hundreds of products created by market leading brand names. To find out if your local Home Depot can assist with a bathroom remodel, you can plug your zip code in online.

Does Lowes offer bathroom remodeling?

Lowe’s partners with Re-Bath in order to offer customers bathroom remodeling services. Re-Bath offers in-home consultations in over 100 cities. During your in-home consultation Re-Bath will bring the showroom to your home to help your design ideas come to life. Once you have created a plan with a Re-Bath professional they can send out a demolition and installation crew. Re-Bath has a team of professionals that can handle just about everything from electrical to plumbing. In order to get started, you can visit Lowe’s online and select a local store.

What is the most expensive part of a bathroom remodel?

All bathroom remodels are subject to their own needs and obstacles. Therefore, while one thing may be costly for one remodel, it may not be for another remodel. For example, if you are moving plumbing, this can be expensive. Furthermore, if there are obstacles encountered while moving the plumbing it may be even more expensive. However, regardless of the finer details most experts say that the tile work and plumbing are some of the most expensive parts of a bathroom remodel. Since both of these items are found in most shower areas, you can expect to spend a decent portion of your budget remodeling the shower.

What is the cheapest way to remodel a bathroom?

If you are looking for the cheapest way to remodel a bathroom, you’ll need to put your creative hat on. While some homeowners believe that everything must be demolished and rebuilt for a successful remodel, that is not always the case. Instead of replacing the cabinets, can you paint the cabinets? Do you need to replace the entire sink or could you get away with just replacing faucets? To find the cheapest way to remodel a bathroom you should spend some time thinking about alternative ways to transform the bathroom. In addition, you should try to DIY as many bathroom remodel projects as possible to save money. Here are some cost effective bathroom design ideas. . .
Refinish or touchp the bathtub (don’t replace it!)
New hardware for cabinets
New sink faucets
Paint interior walls by yourself
Install a prefab vanity

How much should a small bathroom remodel cost?

According to Home Advisor, the national average for a small bathroom remodel is about $6,500 with a range of $1,500 to $15,000 and up. A small bathroom typically measures about 40 square feet. Whether you are remodeling a small or large bathroom, high-end materials and complex designs can add to the total costs.

How much should I spend on a bathroom renovation?

Whether you have an unlimited or extremely limited budget, you can make home improvements to the bathroom. Even if you can only afford to add a fresh coat of paint, new hardware, and a new toilet – you can still increase your home value. How much you should spend on a bathroom renovation is a question only you can answer. If you have certain ideas you are firm on you should contact a contractor to get an estimate. If you are unable to afford the entire remodel at once you may want to break it into pieces or use bathroom remodel financing.

What is the best way to finance a new bathroom?

Whether you are financing a new bathroom or a bathroom remodel there are a variety of financing options to choose from. Building a new bathroom from scratch may be more expensive than remodeling an existing one so it may make more sense to use a secured loan such as a home equity loan. Acorn Finance has lending partners that offer new bathroom loans up to $100,000.

What is the best way to finance a new bathroom?

Personal Loan for Bathroom Remodel (BEST OPTION)

Taking a personal loan for a bathroom remodel is an attractive and very popular option. In most cases, personal loans allow you to borrow the amount you need and don’t require collateral. Acorn Finance is a reliable and top-rated company that provides personal loans for bathroom remodels. Take advantage of affordable payment options and free services while saving tons of time.

Three steps to get started with AcornFinance:

#1. Complete and submit a short loan application online

#2. Receive multiple pre-qualified offers

#3. Get connected with lenders to obtain your pre-qualified loan


  • Loans available up to $100,000
  • Competitive interest rates as low as 4.99 percent
  • Terms up to 12 years
  • Receive pre-qualified offers without impacting your credit score
  • Easy to activate


  • Not a direct lender
  • Credit may be required for approval

Home Equity Line of Credit

A home equity line of credit allows you to borrow money using your home as collateral. This means you could be risking losing your home if you default on payments or if your home significantly decreases in value. It’s true that remodeling a bathroom may increase the value of your home. However, you should still consider the pros and cons of using a home equity line of credit.


  • Fixed interest rate
  • Potential tax deductions
  • Competitive interest rates
  • Good option if you have bad credit


  • Need equity in your home (usually a minimum of 15% – 20% equity)
  • Risk losing your home
  • May borrow more money than you need
  • High fees

Credit Cards

Credit cards may seem like a simple and upfront option for financing a bathroom remodel. However, there are things you should seriously consider before using your credit card such as the interest rate. On average credit card APRs are around 16%. Unless you’re taking advantage of a promotional 0% rate for a specified term using your credit card may not be the best option.


  • Potential to qualify for rewards or cash back
  • Promotional 0% offers may apply
  • No collateral needed
  • Lower credit score requirements


  • Interest rates may be higher than comparable options
  • Shorter pay off period recommended
  • Annual fees may apply

Traditional Banks

Your local bank or credit union may offer competitive loan options for financing a bathroom remodel. In most cases you would be issued a personal line of credit with a limit typically ranging between $1,000 – $100,000. This loan can fall somewhere between a personal loan and a credit card.


  • Use funds however you want
  • Unsecured loan
  • No collateral required
  • Quick access to funds


  • Variable interest rates
  • Annual maintenance fees can apply
  • Uncertainty of what monthly payment will be


In conclusion, the cost of a bathroom remodel should not be holding you back. A variety of bathroom remodel financing options are available and are so easy to take advantage of. If you’re considering a personal loan you should try Acorn Finance. Acorn Finance is a trustworthy company that partners with reputable lenders to provide competitive financing options for bathroom remodels. You can apply online using their simple three step process to receive multiple offers for financing. This allows you to save time and compare offers easily. Ready to take the next step? Apple online today!


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