Kitchen Cabinet Financing

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Kitchen Cabinet Financing With Acorn Finance

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Kitchen Cabinet Financing Made Easy

Let Acorn Finance help you get the new kitchen cabinets of your dreams. Compare personalized offers from lenders in our network, with no impact to your credit score when applying for kitchen cabinet financing. We’ll help you check for pre-qualified offers in seconds with our broad network of national lending partners who are ready to finance your kitchen cabinets. If you finance your kitchen cabinets with Acorn, our 100% online, customer-friendly process is designed to help you find affordable payment options with lenders that can quickly fund the new cabinets for your kitchen that fit your personality and style.

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How We're Different

Get Offers in Seconds

Get pre-qualified for multiple loan offers with an easy online form.

Won't Impact Your Credit

Receive pre-qualified offers with no impact to your credit scores.

Competitive Payment Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 3.99%.

Receive Funds Quickly

In some cases, receive funds in as little as one business day.

“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”


– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”


– Bob S (WI)

Finance New Kitchen Cabinets Today

Compare kitchen cabinet financing options without affecting your credit score.


Kitchen Cabinet Financing Options for a New Kitchen

Are you searching for the best way to finance kitchen cabinets? If so, Acorn is the answer. Acorn Finance is a reliable and top-rated company that provides personal loans for kitchen cabinet financing. Take advantage of affordable payment options and free services while saving tons of time. In addition, applying online with Acorn Finance does not affect your credit score! Keep reading to learn more about kitchen cabinet financing and if it is right for you.


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Can you finance kitchen cabinets?

There are a variety of financing options for kitchen cabinets. Most types of financing allows homeowners to finance materials and installation. The type of financing that is best for you usually depends on your situation. The most common types of loans for kitchen cabinet financing are unsecured or secured loans. Secured loans require collateral. In exchange for the collateral, lenders may offer lower interest rates, higher loan amounts, and longer terms. Unsecured loans such as personal loans do not require collateral. Although the rates may not be as low as secured loans, personal loan rates are typically very competitive. Compared to a secured loan, the process for securing an unsecured loan or personal loan is usually much easier and faster. Acorn Finance has lending partners that can fund personal loans same-day as approval. Some contractors and kitchen cabinet retailers may offer financing. You should ask the contractor or retailer what types of financing they offer and if they have any promotional specials. In addition, you should find out what lending partners they use to ensure you will be working with a reputable lender.

What is the cheapest way to get kitchen cabinets?

Kitchen cabinets are expensive – but they can make or break a kitchen. Finding the cheapest kitchen cabinets may require some creativity and effort. You may want to post in community groups or online platforms to see if anyone is replacing kitchen cabinets. There’s a chance that someone nearby is looking to dispose of old kitchen cabinets. With a little TLC and reconditioning you may be able to transform trash to treasure. Alternatively, if you are looking to purchase new kitchen cabinets on a budget there are a few ways to keep the cost down. The first thing to be aware of is the types of materials that are less expensive. Cabinets made of particle board, MDF, or other synthetic mixed materials should be much cheaper than solid wood or glass cabinets. In addition to choosing an affordable yet quality cabinet material you should look for mass produced cabinets. Lastly, hardware can range in price. Some hardware may be a few dollars while other hardware may be much more.

How much can a new set of kitchen cabinets cost?

On average, kitchen cabinets can range from $100 to $1,200 per linear foot. Stock cabinets are usually the cheapest option compared to semi-custom or fully custom cabinets.

  • Stock cabinets cost about $100-$300 per linear foot installed
  • Semi-custom cabinets cost about $150-$650 per linear foot installed
  • Custom cabinets cost about $500-$1,200 per linear foot installed

When should you replace or upgrade kitchen cabinets?

Kitchen cabinets need to be replaced or upgraded at some point. On average high quality kitchen cabinets should last about 50 years. This means when it comes time to replace or upgrade them you should invest in higher quality cabinets. Some people may want to resurface their cabinets rather than replace them. However, it won’t be long before they realize resurfacing often costs more than replacing or upgrading cabinets. Here are some signs that your cabinets should be replaced…

Water damage

Improper or frustrating function

Moldy cabinets

Soft cabinets or cabinet walls

Cabinet box is in bad shape

What are the most important factors when pricing new kitchen cabinets?

You may have noticed by now that the cost of new kitchen cabinets can vary widely. This means you should be careful when making decisions. Some of the most important factors to take into account include quality, material, construction, modification options, location and who you are buying cabinets from.

How much does it cost to get new kitchen cabinets installed?

Semi-custom and fully custom cabinet installs typically cost more than stock cabinet installs. Most stock cabinet installs cost between $1,863 to $8,277. Installs for average sized kitchens using semi-custom and fully custom cabinets typically cost between $13,000 to $30,000 plus.

Why are kitchen cabinets so expensive?

Kitchen cabinets are costly for many reasons. If you are struggling to stay in budget you should go with prefabricated or stock cabinets. In addition, you should compare the cost of different wood species. Design elements such as the number of drawers can also affect the total cost.

What is the best time of year to buy kitchen cabinets?

Seasonal discounts are a real thing, especially when it comes to purchasing kitchen cabinets. You should look for deals on known shopping days such as Black Friday or Cyber Monday. In addition, you may be able to score a deal on kitchen cabinets during holiday weekend sales such as Labor Day weekend. The weeks leading up to Christmas may be a slow time for kitchen cabinet manufacturers, retailers, and contractors. You may be able to find reduced prices when sales are down. We recommend doing a little pre-shopping. Find some manufacturers you like and jot down some styles you like. Keep an eye on these styles. When the price drops, you can purchase the cabinets. If you are ready to install the cabinets you can or you can wait until you are ready. If you are in a hurry you may not have the leisure of watching prices or waiting for a sale.

What is the lowest cost kitchen cabinet per linear foot?

Stock cabinets are the lowest cost kitchen cabinet per linear foot. If you decide to go with stock cabinets be sure to measure your space accurately before ordering. Some complain that there is a lack of stock cabinet options. It will be up to you to decide if the savings justifies the amount of options and quality available.

What material is best for kitchen cabinets?

Most kitchen cabinets are made from wood and wood-like materials. One of the most durable and best quality kitchen cabinet materials is hardwood. Hickory and maple are both types of hardwood. Compared to softwood species, hardwood can resist more denting and scratching. However, hardwood typically costs more than softwood species such as walnut and mahogany.

Are solid wood cabinets worth the money?

Solid wood is a high quality and durable material that can last a lifetime. If you can afford solid wood cabinets, they may very well be worth the investment. Homeowners may consider using financing in order to afford higher quality or more custom kitchen cabinets. You do not have to finance the entire cost of the project to use financing. You could pay cash for part of the project and finance the rest. The less you finance, the less the loan will cost. MDF cabinets are usually much more affordable and can provide more value but they may not last as long. In addition, MDF cabinets may be hard to repair and cannot be stained. You should consider your needs and budget to make appropriate decisions.

What are the best kitchen cabinets for the money?

If you are looking for a good value you should consider pre-assembled or stock cabinets. One step up from pre-assembled or stock cabinets are semi-custom cabinets. Semi-custom cabinets may cost more money but offer more customization. Custom kitchen cabinets are the most expensive options. Custom kitchen cabinets offer complete customization. If you are going for a unique style you may be doing your home a disservice by going with cheaper cabinets. Although pre-assembled or stock cabinets may be one of the cheapest options, they may not bring your design vision to life. Homeowners should invest time thinking about what is really important to them in terms of design and features. Next, homeowners should take this consideration and match it with their budget. You may need to make compromises in order to achieve the style you are going for at a price you can afford. Some homeowners are unwilling to compromise, which may not be a bad thing. New kitchen cabinets are one of the top home improvements. If your needs and wants do not match your budget you should consider using financing.

Is it cheaper to buy or build cabinets?

If you are a skilled craftsman with all the appropriate tools you may save some money by building cabinets. However, it can be very time consuming and possibly frustrating at times – even though the end product would be extremely satisfying. If you are handy, you may be able to purchase cabinets and do the installation yourself. This could save you a lot of time compared to building and installing on your own. Building your own kitchen cabinets offers homeowners complete customization for less money than custom cabinets built by a professional. Upgraded Home estimates that building your own kitchen cabinets should cost between $800 to $1,800. Costs will vary depending on the materials you select and size of your project. Upgraded Home also estimates that buying cabinets may cost between $12,000 to $30,000.

What is the average cost to have kitchen cabinets painted?

For a small to medium sized kitchen homeowners should pay around $900 to have kitchen cabinets repainted. Prepping cabinets for paint may take longer than actually painting them. If your cabinets need a lot of preparation, it may cost extra. Preparation can include sanding, cleaning, patching, and minor repairs. Removing and repainting kitchen cabinet doors usually costs more as well. Thumb Tack says that it can cost an average of $2,000 to $8,000 to remove and paint kitchen cabinet doors. The size and detail of the paint work has a lot to do with the cost of the project.

Do painted kitchen cabinets hold up?

Painted kitchens cabinets should hold up as long as they are painted properly. Proper painting of cabinets includes preparation, coats of paint, using the right primer and paint, and more. While painting kitchen cabinets may sound like an easy task, we recommend hiring a professional. Cabinets and paint are usually not the most forgiving. It’s better to invest extra money into hiring a professional rather than making a mistake yourself and potentially costing yourself more money. Painted cabinets that have normal use typically last between 8 to 15 years before needing a fresh coat of paint. Painting kitchen cabinets can be an easy and affordable way to spruce up your kitchen. You can use financing for painting kitchen cabinets.

Do you need good credit to apply for kitchen cabinet financing?

Acorn Finance provides kitchen cabinet financing options for all credit types. Personal loans may be the best option for financing home improvements or kitchen cabinets. Personal loans offered through Acorn Finance have a quick application and approval process. You will receive multiple personalized competitive offers within minutes. In addition, you can receive funds as soon as 1-2 business days.

Is there a limit to what you can borrow for new kitchen cabinets?

We offer financing for kitchen cabinets that allows you to borrow almost any amount between $1,500 to $100,000. Comparing lenders is important if you decide to use a personal loan. Most likely, many lenders will be competing to secure your loan. Acorn Finance provides a secure platform that gives you the ability to shop rates and terms from multiple lenders. Our services allow you to input your information to one application and receive offers from multiple lenders. Helping you get the best deal on kitchen cabinet financing is our top priority.

What credit score is needed to secure new kitchen cabinet financing?

All credit types can apply for kitchen cabinet financing with Acorn Finance. Applying online and getting pre-qualified does not impact your credit score.

Best options for kitchen cabinet financing

As a leading provider for kitchen cabinet financing, we can provide you special rates and pricing that fit any budget. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back.

Three steps to get started with Acorn Finance:

#1. Complete and submit a short loan application online

#2. Receive multiple pre-qualified offers

#3. Get connected with lenders to obtain your pre-qualified loan

Secure kitchen cabinet financing today

Need a loan fast? Acorn Finance is a great place to shop for kitchen cabinet financing. We partner with reputable lenders to provide competitive kitchen cabinet financing specific to your needs. You can apply online using our simple three step process to receive multiple offers for financing. This allows you to save time and compare offers easily.

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