Welcome to home
improvement financing
the way it should be.

Our marketplace brings the nation’s top lenders together so they can fight to fit more of your customers better. When your customer lands a loan, their lender pays us, so you don’t have to.
That’s how contractor financing should be: free for you, and more confident for your customers.

FREE IS GOOD. SIMPLE IS GOOD. HELP IS GOOD.

No fees and no surprises
Loans up to $100,000 and terms up to 12 years
All types and sizes of projects
Same-day setup and expert contractor support

Meet our lenders.

We’ve spent years building strong relationships, to build a marketplace of loan options that fit your work and your customers (yes, yours).

We’ve been helping home improvement contractors get more and bigger projects since 2017.

150,000+

CONTRACTORS SIGNED UP

$5.5B

LOANS REQUESTED PER YEAR
Great marketplace with multiple lenders and no fees…way more efficient with clients’ time, and ultimately a better experience. Bringing financing up more frequently through the process because of Acorn has been huge for me and my team.

Shawn
Smart Patio Plus

We get paid when you get paid.

The point of financing is to boost your profits, so pulling from them to pay for it doesn’t make sense. That’s why our commission comes from lenders when your customers get funded, not from you. Free isn’t a catch. It’s just smarter.
NO
dealer or subscription fees
NO
transaction fees
NO
sneaky credit card fees

We make financing simple, so you’ll actually use it.

Loans only help if they’re easy. Connecting customers to a marketplace of lenders fits a wider credit spectrum with chooseable rates and terms. Welcoming all types and scales of work includes any project, which means every project. Qualifying your customer, not you, gets you started today.
NO CREDIT IMPACT
to check offers
FAST FUNDING
usually in 1-2 business days*
SHARE A LINK
and we’ll take it from there

We’ve been where you are, so we can get you here.

We know how financing works best in your sales process, because it’s been ours. Because we’re contractors, too. Well, we used to be—now we do this. But that’s why we’re good at it.
EXPERT TRAINING
and human help
INSTANT UPDATES
on your customers’ applications
SALES TOOLS
you can use immediately

We help your customers, so they stay yours.

On-the-spot customer financing makes potential customers more positively yours. And because we keep you in the loop as our lenders deal directly with them, you’re left with more profitable projects, never holding the bag.

1

Send your estimate.
Customer financing starts with an integrated option to break total project cost into monthly payments.

2

Your customer chooses an offer.
In minutes, they can select their favorite option and apply directly with the lender.

3

They get paid by the lender.
As soon as the same business day.*

4

You get paid by your customer.
People trust people who help them. Hooking your customer up with easy financing keeps them with you, and keeps you from having to deal with the lender or liability for their loan.
Send your estimate.
Homeowners will see an option to break their project cost into monthly payments.
They choose one.
Your customer selects their favorite offer and applies directly with the lender.
They get paid.
As soon as the same business day.*
You get paid by your customer.
People trust people who help them. Hooking your customer up with easy financing keeps them with you, and keeps you from having to deal with the lender or liability for their loan.

Still have questions?

  • NO CONTRACTOR FEES
    No dealer, subscription, sign-up or credit card fees.
  • MARKETPLACE OF MULTIPLE LENDERS
  • SAME-DAY SETUP
  • SIMPLE PROCESS
    No paperwork or underwriting expertise needed.
  • CREDIT SCORE RANGE
  • RESPONSIVE SERVICE
    Industry advisers (not sales people) stay ready to help you and your customers.
  • Acorn Finance
    • 560–850
  • Green Sky
    • 640–850
  • Hearth
    • 560–850
  • Wells Fargo
    • 660–850

When you integrate financing options into your sales process, you’re strengthening your service and solidifying your relationship with your customer. On-the-spot offers make it more convenient and immediate to go forward with the project you choose together. Homeowners don’t want to keep shopping for contractors any more than they wanted to shop for a loan.

Yes, of course. Our lenders deal directly with your customers, turning them into more powerful cash buyers. You skip the hassle, the delay, and the liability of getting in the middle of the financing process, without losing access to what’s going on.

You don’t have to know anything about financing to help your customers understand that their projects are easier to pay for month by month. When you sign up, you’ll get a training preview that walks you through some simple conversational tips, and our contractor advisers and support teams are standing by to make sure your sales process is effective and your (or your customers’) questions are answered.

Let's talk it out