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Using patio financing you can create the patio or outdoor space you desire while making payments on a timetable that works for you. Patio financing can help you pay for a new patio, patio furniture, patio cover, or just about any else your project entails. AcornFinance is a leading provider for patio financing. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back. Keep reading to discover the various patio financing options available for all credit types.
Can a new patio, patio furniture, or patio cover be financed?
In most cases, a new patio, patio furniture, or patio cover can all be financed. Typically you will have multiple types of loans available to choose from. This means you need to do your homework and select the one that works best for you.
Personal loans can be an attractive option because they typically do not require collateral. In addition, the interest can be much lower than using your personal credit card. AcornFinance.com is a reliable and top-rated company that provides personal loans for patio financing. Take advantage of affordable payment options and free services while saving tons of time.
Three steps to get started with AcornFinance:
#1. Complete and submit a short loan application online
#2. Receive multiple pre-qualified offers
#3. Get connected with lenders to obtain your pre-qualified loan
How much does it cost to add a new patio to your home?
The cost of a new patio can vary depending on the size and materials. Gravel and concrete are some of the most affordable options. Gravel costs about $1.40 sq ft and concrete costs about $8.50 sq ft. On average installing a patio can cost from $1,823 to $4,962. Costs may increase if you want to add patio cover or fancy decor.
Do you need a permit to build a patio?
In most locations you do not need a permit to build a patio. However, if the patio is attached to your house in any way some cities may require that you have a permit.
Pros and Cons of getting a loan to pay for a new patio
4 Reasons to choose Acorn Finance for patio financing
#1. Quick application process
Online applications are designed to take less than two minutes to complete and submit.
#2. Receive multiple competitive offers
Submit one application and receive multiple competitive and personalized offers within minutes.
#3. Funding as soon as 48-hours
Acorn Finance partners with credible lenders that can fund most loans within 48-hours.
#4. Borrower credit score not affected by application
Your credit score will not be affected by submitting your online application through Acorn Finance.
Best Patio Financing Options
Personal Loans (BEST OPTION)
Personal loans may be an attractive and sensible option for all credit types to secure patio financing. Compared to secure loans, rates may be slightly higher. However, most personal loans do not require any collateral. They may also be easier to secure and less risky than comparable options. Using a personal loan you can finance a new patio, patio cover, and patio furniture.
Comparing lenders is important if you decide to use a personal loan. Most likely, many lenders will be competing to secure your loan. This means you have the ability to shop rates and terms and make sure you get the best deal. AcornFinance.com is a secure platform that allows you to submit one application and receive multiple personalized offers from lenders.
Compared to a personal loan, credit cards may be a more convenient solution for patio financing. Credit cards usually have a higher interest rate than personal loans. This means it may be worth a little time investment to use a personal loan versus a credit card. If you decide to use a credit card you should find one that offers an introductory 0% promotional rate.
Refinancing your mortgage may be an option for patio financing. However, it typically has more risks and takes more time than using a personal loan. Mortgage refinancing can be a better option for financing more expensive home improvements.
Home Equity Line of CreditIf you have equity in your home then you may be able to use a home equity line of credit for patio financing. Before selecting a HELOC loan you should do your due diligence and evaluate the risk versus reward factor.
Overall, patio financing can allow you to design the ultimate outdoor living space while making affordable payments over time. At AcornFinance.com you can apply online for patio financing in less than a few minutes . Your one application can generate multiple competitive and personalized patio financing offers. Confidently select the offer that works best for your situation and receive funds within 48 hours. How much easier could patio financing get?
Take the next step… apply online today!