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Home Remodel Financing Options

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Home Remodel Financing

Remodeling a house is a huge undertaking – we understand. That is why Acorn Finance works hard to give you the best rates for home improvement loans so you can focus on what matters most.

Expand your home, redo the kitchen, or upgrade your bathroom today by securing a low-interest home remodel loan with Acorn Finance.

Getting started is easy, and you can check loan offers from trusted online lenders without hurting your credit score. Apply for a home remodel loan with Acorn Finance today!

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How To Finance a Home Remodel: Homeowners & Contractors

Ready to discover the best way to finance home improvements? If so, you're in the right spot. Below, you can find answers to frequently asked questions and loan options for all credit types. In addition, we have even provided home renovation loan options with no equity required. Financing a home remodel or home improvements can be an affordable way to make your dream of rehabbing a fixer upper a reality.

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Can you get home remodel financing with bad credit?

Yes, you can still get financing for a home remodel with bad credit. A bad credit score is typically any FICO score that is 629 or lower. There are still some lenders out there that extend personal loans to borrowers who have a credit score of at least 620. Most lenders start their minimum credit score requirement at this 620 mark, while others may even go as low as 580 or 550.

If you do qualify for a personal loan with a credit score of somewhere between 550 and 580, you may be subject to some of the highest interest rates on the market. These interest rates can go as high as the low to mid-30's percentage points. In addition to a higher APR, you may be subject to an origination fee as well. An origination fee is an upfront charge that a lender may require to pay for processing your loan. These fees can also be called underwriting, administrative, or processing fees. These fees can add up to anywhere from 1% to 10% of the loan amount. If you have poor credit, a lender may be more likely to charge this fee, and if you have excellent credit, a lender may be more likely to waive the fee. An origination fee is deducted from the total loan amount at the time that the funds are wired into your personal account. This means that if you ask for a $30,000 home remodeling personal loan and there is a 4% origination fee, which means that it is likely you will only receive $28,800 in your account. In order to compensate for this, you may want to ask for a loan amount that includes the origination fee so that when the fee is deducted, you should end up with the $30,000 in your account that you wanted.

Another option you may want to consider for a home remodeling loan if you have bad credit is the Federal Housing Administration (FHA). The FHA offers an FHA 203k rehabilitation loan for homeowners who are looking to make extensive improvements to their homes. They also have more lenient credit requirements and may then be an excellent option for bad credit borrowers. An FHA 203k rehabilitation loan allows you to borrow money to either buy an older home and fix it up or to fix up your current home and refinance your mortgage. The loan amount is based on the future value of your home after certain renovations are complete. If you have a credit score of 580 or above, you can qualify for an FHA 203k rehabilitation loan with a down payment of 3.5%. With a credit score between 500 and 579, you will need at least a 10% down payment to qualify.

What can you do with a home remodel loan?

Depending on the amount of the home remodel loan, you could do many things to a new or existing home. With an FHA 203k rehabilitation loan, you could purchase a home that may need extensive repairs and make it into a beautiful and habitable home. This may include repairing any structural damage to the foundation, replacing load-bearing walls, replacing the roof, windows, doors, and/or siding, repairing the driveway and walkways, or making the entire home energy-efficient with new appliances and a new HVAC system. FHA 203k rehabilitation loans may come with some restrictions for what the funding can be used for. For example, the FHA may frown upon using the funds to install an in-ground swimming pool. If you have good credit and you do not want to be subject to any restrictions that the FHA may or may not put in place, then a personal home remodel loan is the best option. Once approved, the funds from a personal loan can be used in any way that you would like. So, if you already own your home and you are looking to do some remodeling, a personal loan could be an option that frees you up to do whatever your budget allows and whatever your imagination can come up with. Redesign your entire kitchen, put in an outdoor kitchen and concrete patio area, build a deck and gazebo, or even construct an addition onto your home to increase its square footage.

What are the current rates for home remodel financing?

If you are looking to take out a personal home remodel loan, then you should know that current rates can range from 6.99% to 35.99%, depending on your credit score. If you are looking for a home equity loan, home equity line of credit, or cash-out refinance, then you should know that as of January 19th, 2022 the average APR for a 30-year fixed-rate mortgage was around 3.642%, a 15-year fixed-rate mortgage was at 2.840%, and a 5/1 adjustable-rate mortgage was at about 2.992%.

What banks fund home remodel financing online?

There are many lenders that offer home remodel financing online. Here are some of the top-rated lenders that Acorn Finance has partnered with to bring you affordable finance options.




Best Egg



OneMain Financial




Spring EQ

Lending Point

How soon can you be approved for a home remodel loan?

If you are looking for a home remodel loan through an online lender, you could prequalify, shop for a loan offer, accept an offer, apply for the loan, and be approved all in the same day. Once approved, the funds could be wired directly into your personal account in as little as 24-hours.

Do home remodel loans require collateral?

If you are seeking a home remodel loan through a home equity loan, home equity line of credit, an FHA loan, or through a cash out refinance, then yes, your home will be required as collateral to secure the funds. If you have good credit and you can qualify for an unsecured personal loan, then you will not be required to use an asset as collateral to secure the funds. However, if you have bad credit, a lender could require that you put up some collateral or find a cosigner to qualify for the loan amount you are requesting.

What documents do you need to provide for home remodel financing?

If you are looking for a personal home remodel loan, there are some documents that a lender may require to approve your loan application. Here is a quick list of some of those documents. Some lenders may require additional documents and you should be prepared to offer them whatever they need promptly in order to ensure a speedy loan approval and account funding process.

Loan application. Most lenders will need a completed application to fund your loan.

Proof of identity: Passport, driver's license, state-issued identification, certificate of citizenship, birth certificate, military ID, social security card, etc.

Employer and income verification: Paystubs, tax returns, W-2s or 1099s, bank statements, employer contact information, etc.

Proof of address: Utility bills, lease or rental agreement, mortgage statement, proof of insurance, voter registration card, property tax receipt, etc.

These are the most basic document requirements that most lenders are going to ask for when reviewing your loan application. Some lenders may require more information.

Can you get a loan to remodel your house?

Yes, in most cases you can get a loan for a home remodel or home improvements. Financing options can include...

  • Mortgage refinance
  • Home equity line of credit
  • Home equity loan
  • Personal loan
  • Credit card
  • Save and pay cash

In our opinion, personal loans are one of the least risky and most competitive forms of financing for home improvements. Keep reading to learn more about why personal loans may be the best way to finance home improvements.

How much does the average home remodel project cost?

On average, it can cost between $18,742 to $75,395 to remodel multiple rooms in your home. Executing a home remodel may seem like an overwhelming project with a hefty price tag.

Let's take a look at some factors that can affect the cost of a home remodel.

  • Size of room(s)
  • Potential or underlying problems
  • Cost of materials
  • Extent of remodel

Your remodel project can go much smoother using careful preparation, planning, and reliable financing. Before applying for home improvement financing you should do your best to estimate remodel costs. This can be a daunting task with multiple variations that can affect the bottom line price of the project. On the bright side, it's completely doable and in most cases worth the investment.

What is the best way to borrow money for a home remodel?

When it comes to securing a loan to finance home improvements, a personal loan may be the best way. Home equity loans can be a popular choice but if you have no equity in your home, don't panic, you still have options. Compared to home equity loans, personal loans can be a competitive option that typically requires no collateral. This means you don't risk losing your home in the event of a market change or missed payment(s). So where can you secure a personal loan to remodel your home?

Acorn Finance is a reliable and top-rated company that provides personal loans for home remodel or home improvement financing. Take advantage of affordable payment options and free services while saving tons of time.

Three steps to get started with AcornFinance:

  • #1. Complete and submit a short loan application online
  • #2. Receive multiple pre-qualified offers
  • #3. Get connected with lenders to obtain your pre-qualified loan

How much can I borrow to remodel my home?

The type of loan you choose typically affects how much you can borrow. If you're using a home equity loan most lenders will generally allow you to borrow up to 75-90 percent of your available equity. Most personal loans offered through Acorn Finance allow you to borrow between $1,500 to $100,000. Acorn Finance partners with lenders for all credit types.

Benefits of remodeling your home

Remodeling your home can be a challenging yet very rewarding process.

Let's take a look at some of the benefits of remodeling your home.

  • Design the home you desire
  • Sense of accomplishment
  • Innovate energy-saving options
  • Increase home value
  • Potential tax advantages
  • Create a more functional home

5 Types of remodeling home loans

Below, we have compared five loan options for home improvements. While remodeling your home can have a huge upside you should consider the fees and interest associated with a loan. Saving up and paying cash can be one of the cheapest ways to pay for a home remodel.

Let's take a look at 5 types of remodeling home loans.

#1. Mortgage refinance

If you're considering refinancing your mortgage you should have financed your home a few years back and the interest rate should be higher than current market rates. Keep in mind, that refinancing your mortgage means you will be using your home as collateral and fees may be higher than comparable options.

#2. Home equity line of credit (HELOC)

Similar to refinancing your mortgage, using a HELOC loan requires you to borrow against the value of your home. Most HELOC loans are secured as an additional line of credit that is usually up to 80% of your home's value, minus the amount of your home loan.

#3. Home equity loan

Similar to mortgage refinance and HELOC loans, home equity loans require you to borrow against your home's equity. Using a home equity loan means you get a lump sum of money rather than a line of credit.

#4. Personal loan

Personal loans may be the best option for financing home improvements. Personal loans offered through AcornFinance.com have a quick application and approval process. You will receive multiple personalized competitive offers within minutes. In addition, you can receive funds as soon as 24-hours.

#5. Credit card

Using a credit card may be convenient, but typically the convenience comes with a cost. Compared to other options credit cards may have significantly higher interest and lower borrowing limits.

Can I get a remodel loan for a new house?

In most cases you can secure a remodel loan for a new house. Most likely you will have little to no equity in a new house so you should look into a personal loan.

What type of loan is best for home improvements?

There are several different ways to finance home improvements. You may want to consider a home equity loan, an FHA 203(k) rehabilitation loan, a cash-out refinance, a personal loan, or even credit cards.

There are pros and cons to each type of financing, but if you are looking for finance that is a flexible loan with fixed monthly payments that does not require collateral you should consider a personal loan. While a secured loan such as a home equity loan may offer a lower interest rate, you will need to use your home as collateral.

Personal loans provide a lump sum of cash that can be spent however you would like, as long as there are no spending restrictions. This means that you should have a pretty accurate idea of how much money you need to borrow before applying. If you need to increase the loan amount, you'll need to apply for another loan. For ongoing home improvement projects with unpredictable costs, a personal loan may not be the best option. However, for projects that are predictable, a personal loan can be a good option. It may be a smart idea to borrow a little more than you because you have to expect at least one surprise during your home improvement projects, right?

While a personal loan may be the best option for some homeowners, it may not be the best option for others. Our job is to provide a little education that can hopefully guide you in the right direction. We encourage homeowners to explore the various financing options available to determine which one is best for their situation. If you are considering a personal loan, you have the ability to check offers at Acorn Finance without impacting your credit score. This can be an easy way to quickly determine whether or not a personal loan is even an option.

Can you finance a home remodel?

Yes, you can finance a home remodeling project. Since most homeowners don't have an abundance of cash laying around to pay for a full remodel, financing is very common. Home remodeling projects are not cheap and they usually take significant capital to get up and running. If possible, you should secure one loan for the entire project. If your project will exceed $100,000 you may need to use a secured loan or line of credit. For projects $100,000 or less, you may be able to use a personal loan.

How do home renovation loans work?

If you go the way of a home renovation loan, you can increase your borrowing power because the approved loan amount will be based on the value of your home after the renovations are completed.

There are a few different types of renovation loans to choose from. Each of these types of loans will use the post renovation value to determine how much you can qualify for.

Construction loan: Construction loans are a little more rigid with how the money is used.Loan disbursements are only released as the contractor completes milestones. Most work is heavily inspected. Even with the extra hoops to jump through, a construction loan that rolls into a permanent loan can be a great way to finance a home renovation.

Fannie Mae Homestyle loan: A Fannie Mae Homestyle loan program lets you purchase a fixer-upper home and pay for the home and its renovations all with one single mortgage loan. Some benefits of the Fannie Mae Homestyle loan program include only needing a down payment of 3%, only needing one loan instead of a separate renovation loan, and the appraiser will assess the home based on its future value after the renovation work is completed.

FHA 203(k) rehab loan: There are two types of FHA 203(k) rehab loans. A Streamline 203k and a regular. The Streamline is offered by more lenders, but there are some restrictions to consider. A Streamline 203(k) does not allow for any structural changes and there is a finance limit of only $35,000 for repairs. The full 203(k) allows for structural changes if they are needed, though a portion of the existing foundation system must remain in place. There is no limit to the amount of the loan as long as it is below FHA's maximum loan amount for your region.

Renovation loans make a good financing option if you are not interested in taking out a personal loan.

How can I finance a remodel without equity?

If you are looking to remodel your home but you have no equity to borrow against, do not worry. With an unsecured personal loan, you do not have to provide collateral. This means you can secure up to $100,000 with a personal loan, depending on your credit score, without having equity in your home. Whether you do or do not have equity in your home, a personal loan can be less risky than borrowing against the equity in your home. In exchange for the reduced risk you may pay higher interest rates or receive a shorter repayment term. For some, the potential extra costs may be worth it. At Acorn Finance our lending partners can offer unsecured personal loans up to $100,000, depending on credit score. Several of our lending partners specialize specifically in home improvement loans. A home improvement loan is essentially a personal loan that is used for home improvements.

In some cases, you may have no choice but to make certain home improvements. In other cases, you may not be in a rush. The type of loan that is best for you usually depends on your finances. You should compare various loan options, whether you qualify now or not, to determine which option is best. A little patience can go a long way when it comes to completing a home remodel.

How much does it cost to remodel a whole house?

Remodeling a whole house is a large endeavor that takes a lot of time, labor, and materials. All of which costs money. For the average 2,500 square foot home, a whole home renovation can cost anywhere from $15,000 to $200,000.

As you can see, that is a pretty wide margin between the low end and the high end. The cost of your renovation depends entirely on how ambitious you are and what your budget will be.

If you are looking to do some cheaper updates like new trim, paint, some landscaping, and maybe some flooring or countertops, then you are looking at between $15,000 to $45,000.

All of those renovations in addition to a full kitchen and master bathroom remodel and you are looking at $46,000 to $70,000.

All of the above plus custom cabinets, all new appliances, and maybe some structural alterations like knocking out a few walls, moving around some electrical and HVAC infrastructure, and/or foundation repairs, and you are looking at between $71,000 to $200,000.

What are the advantages of home remodel financing?

Although home renovations add curb appeal to your home, they can become very pricey. If you're considering remodeling any aspect of your home, the first thing on your mind is probably cost. If you don't have enough money upfront to pay for a remodel, you might be able to get a renovation loan. A lot of lenders offer home improvement, otherwise known as home renovation, loans. These are similar to personal loans, usually just with a different name.

One advantage of using a home improvement loan is that you do not have to put up collateral in most cases. At Acorn Finance, you can check home improvement loan offers up to $100,000 without impacting your credit score. Home improvement loans can provide plenty of funds for your next home improvement project.

Another advantage is the ability to secure funds quickly. When you use an unsecured home improvement loan rather than a secured loan, you can usually receive funds much faster. You can also spend the funds however you would like.

Regardless of the type of financing you use, financing can allow you to make easy monthly payments while renovating your home and increasing its value. If you have equity in your home you may qualify for a secured loan which can offer lower interest rates and even higher loan amounts than a home improvement loan. However, there is more risk with a secured loan and the application and funding process can be complicated. If you need to make home improvements quickly, a home improvement loan may be your best option.

What are the disadvantages of home remodel financing?

There are different types of loans when it comes to home remodel financing, and they all have pros and cons. Here are some of the cons of a few different financing options.

An FHA 203(k) loan can only be used to refinance your primary place of residency. You need mortgage insurance in order to get one. Your repairs have to be done within six months. You can't use it for a condo. It can't be used for items that are luxury and not attached to the home, like swimming pools or patios. You need a licensed contractor to do the work. And the loan amount must be below or at FHA loan limits. That's a lot of restrictions that you can avoid with an unsecured home improvement loan.

A HomeStyle Renovation loan has FICO score requirements. You can only use it on the home you live in. You need to give a minimum of a 5% down payment, or equity. You need to use a licensed contractor, and it may require mortgage insurance. Again, you can avoid restrictions such as these with an unsecured home improvement loan.

Regardless of the type of financing you use, home remodel financing does require you to take on more debt. You will want to make sure you can accommodate the extra payment, otherwise, you may put yourself in a tough financial position. Paying cash for home remodeling is always cheaper but not always an option. You may also be able to qualify for a cash out refinance but you will need to put time and energy into making sure this makes sense.

What credit score do I need for home remodel financing?

FICO credit score requirements for home remodel financing are similar to a mortgage loan. A credit score in the mid 600s may be enough to be approved by some lenders. For other lenders, they are looking for a higher credit score.

Even a credit score above 700 might not be enough to be approved. Lenders always look at a bunch of different factors. These include your debt to income ratio, your credit report, and your equity in the home, if you are using a secured loan.

Credit scores matter to lenders because it shows how likely you are to pay on time and in full. An exceptional credit score is a sign that you are a reliable borrower and should be responsible when paying back your loan. Some lenders will accept a good credit score, but you may be charged higher interest rates because you are considered more of a risk than someone with an exceptional score. It may be wise to build your credit before taking out a home improvement loan in order to get the lowest interest rates possible.

If you are looking for a risk-free way to see if you qualify for home remodel financing, you can check offers at Acorn Finance with no impact on your credit score.

Is home remodel financing worth it?

Even small home improvements can be expensive. One way to make it more affordable is with a home improvement loan. Home improvement loans are like personal loans but they're specifically for home renovation.

Home improvement loans usually require no collateral. That means you don't risk losing your property. They may come with a higher interest rate than secured loans do. Your interest rate may depend on your FICO credit score. They usually come with fixed interest rates and monthly repayments. That makes them predictable to budget for. They also may show up in your bank account in as little as one day, although funding times can vary. If you can afford the monthly payment and secure competitive terms, home remodel financing can be worth it. Remodeling your home can improve your living space and the value of your home. While financing may cost more money than paying cash, you may be able to recoup your investment when it's time to sell.

Can I get home remodel financing online?

You can check home remodel financing offers online. In some cases, you can complete the entire process online. Shopping online for financing offers homeowners convenience and makes it easier to compare deals. Over the years, the demand for online financing has increased, encouraging most lenders to offer some kind of online application or inquiry process. If you want to check home remodel financing offers without impacting your credit score, you can do so at Acorn Finance. We partner with top national lenders that specialize in unsecured home improvement loans between $1,000 to $100,000. Some of our lending partners can offer APRs as low as 6.99%, depending on credit score.

How long can I finance a home remodel?

Depending on the lender and type of loan you choose, loan terms can vary. In some cases, you can finance home remodels for as long as 25 years, or 300 months. If you use a secured loan, you may even be able to find terms longer than this. If you use an unsecured home improvement loan, 12 years is usually the longest term you can find. Most lenders can tell you upfront what terms are available. They usually vary depending on the loan amount, They can also vary depending on what you qualify for. While you want to find a term with an affordable monthly payment, you don't want to stretch the term any longer than you need to. The longer you borrow the money, the more the loan will cost you.

Check Out More of Our Remodeling & Renovation Loan Options

What are the most common home remodeling projects?

With interest rates on home improvement loans at all-time lows, many people are taking this opportunity to invest in their homes by completing home improvement projects that ideally can give them a high return on their investment. Additionally, home prices continue to rise, so some homeowners are deciding to remodel their current home rather than sell and purchase a new home. In 2021, a survey was conducted among homeowners about what kind of home improvement projects they were currently working on or which projects they planned on completing in the near future. Here are the most popular survey answers for home improvement projects by homeowners in 2021.

  • Landscaping: Many homeowners reported that they were completing some type of landscaping project. Whether this was a large-scale project with a full-scale excavation and possibly the installation of a pond, or it was a simple upgrade of vegetation, rock, and the lay of sod.
  • Bathroom: Some people reported that their bathrooms were outdated with old plumbing fixtures and outdated design features. A full bathroom remodel, whether it was for a master bathroom or a guest bath is a popular home improvement project.
  • Kitchen: Probably one of the most transformative remodeling projects you can perform for your home is a kitchen remodel. It can also end up being one of the most expensive depending on the features that you choose to remodel. Kitchen cabinets can run up to 10's of thousands of dollars if you are looking for a custom job. Add in new flooring, lighting, and maybe the addition of a kitchen island with new granite countertops and you could easily rack up a pretty large bill. However, the expense may be worth it if you are looking to totally transform your entire home.
  • Bedroom: Changing the place where you sleep can have a dramatic effect on how you feel about your home. Many homeowners were looking to add some additional closet space or simply some new flooring and a paint job for a new feel.
  • Deck or patio: upgrading an existing deck or installing a new concrete patio can give your family some additional outdoor living space to enjoy. Some homeowners even added a luxury outdoor kitchen to their newly installed patio space.
  • Office: As many people were working from home in 2020, and then continued to do so in 2021, having a private and quiet place to conduct their business became essential. By converting a spare bedroom into a home office, they were able to get that much-needed office space.

These are just some of the most popular home remodeling projects. Other projects may include a pool installation, installing a new concrete driveway, or adding on a sunroom.

What is the difference between a renovation and a remodel?

The main difference between a renovation and a remodel is that a renovation implies that you are fixing up something that is old or in disrepair. A renovation may include replacing a cracked concrete front stoop or replacing a worn and cracked wooden floor. A remodel then instead is changing the form of something or the appearance of something that is not necessarily in disrepair. Like getting new countertops installed in your kitchen or replacing the light fixtures in your bathroom.

What comes first in a home renovation?

The first obvious step to a home renovation is design and planning. You may want to hire a professional like an architect or a general contractor who has their own architect to help with drawing up the blueprints. Next, you will want to make sure you have the funds for your project. Once you have a plan in mind and funding secured, you can then begin to apply for permits before starting your renovation.

What is the most expensive part of a home remodel?

The most expensive part of a home remodel is either remodeling the kitchen or adding outside living space, depending on the scope of the project. If you are remodeling a kitchen, then you can easily rack up a large bill if you plan on replacing everything and you plan on doing it with high-quality materials. Custom cabinets, granite countertops, all-wood flooring, a new kitchen island, all can cost money depending on the materials. Some people could spend tens of thousands of dollars simply on the quality of the granite countertops. If you are doing an outdoor living space, you can also incur a lot of costs depending on the size of the project. A full wrap-around deck with an outdoor kitchen and an adjacent patio? That could easily become the most expensive part of your home remodeling project.

Is home remodeling a good investment?

Home remodeling can be a good investment if done correctly. You have to be careful about what you decide to spend your time and money on. Are you simply going for the highest return on your investment? Or, are you looking to make your home more inviting with more curb appeal? The projects with the highest returns on investment tend to be a wood deck addition, kitchen and or bathroom upgrades, and replacing the windows. Even those types of projects may not earn back your investment. If you are looking to remodel your home, you may want to consider that you may not get all your money back, however, if it helps you sell your home or attract multiple buyers that increases the sale price, then it may be worth it.

Which home improvements are tax-deductible?

Most home improvements are not tax-deductible. However, there may be exceptions for installing energy-efficient appliances and HVAC systems. Additionally, if you need to modify your home to accommodate a medical condition, like the installation of a wheelchair ramp, you may be able to write off the costs as a deductible medical expense.

How do you finance a home that needs renovations?

The main types of financing you may want to consider for purchasing a home that needs renovations include an FHA 203k, VA renovation, HomeStyle, and CHOICERenovation loan. Here is a brief description of each of these types of financing.

  • FHA203k loan: If you are a lower income or poor credit score borrower and you are looking to purchase a fixer-upper home to be your primary residence, you could qualify for an FHA203k loan and use the loan to cover the cost of the renovations it takes to make your home habitable.
  • VA renovation loan: If you are a veteran, you may want to explore a VA renovation loan through the Department of Veterans Affairs to assist you in your purchase of a fixer-upper home.
  • HomeSyle: Through Fannie Mae, you can get a renovation loan that gives you a little more freedom than an FHA203k loan when it comes to what kind of renovations you are looking to complete. May require a better credit score is the only trade off.
  • CHOICERenovation loan: Through Freddie Mac, this loan is designed for homeowners to make improvements that would help the home better withstand natural disasters.

These are just a few of the many examples of what type of financing you may want to consider when thinking about renovating a home.

Is it cheaper to buy a new home or renovate a house?

If you are looking only at square footage, building a new home could be considered more cost-effective than renovating due to the fact that the larger of a home you build, the less the cost per square foot.


In conclusion, personal loans may be the best way to finance home improvements or a home remodel. They can provide an affordable solution to obtain the funds you need without using your home as collateral. In addition, personal loans have competitive interest rates and can be secured online.

Acorn Finance is a leading provider for home improvement financing. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back. Acorn Finance partners with reliable lenders and allows you to receive multiple personalized competitive offers online using just one application. In addition, your credit score will not be affected during the application process.

Ready to take the next step and secure home improvement financing? Apply online today!

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