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Whether you have good credit or bad credit, heating, ventilation and air conditioning (HVAC) financing options may be available. HVAC units are large and costly but can improve your quality of life, especially if you live in a heated climate. There are many HVAC financing options available making it critical to compare your options. AcornFinance is a leading provider for HVAC financing. On approved loans, you can borrow up to $100,000 and take as long as 12 years to pay it back. Keep reading to explore the various HVAC financing options available for good and bad credit.
Can you finance an air conditioner?
Yes, an air conditioner can be financed. Below, we have compared some of the top HVAC financing options including:Personal loan
Can you finance a furnace?
Yes, you can finance a furnace. In most cases, a furnace can be financed for less than $65 per month with no money down. The total cost of purchasing a new furnace usually ranges between $5,000 - $6,000.
How much does a new A/C system/unit cost?
On average central air conditioning costs between $3,756 - $7,249. For larger homes or homes that have complicated ductwork the cost can be upward of $10,000. Factors that can impact the cost of a new A/C unit include:
Pros & Cons of financing your new HVAC unit
Installing a new HVAC unit can be a hefty but necessary expense. Financing your new HVAC unit can provide an affordable solution. It’s important to do your homework and compare offers in order to make an educated decision when selecting HVAC financing.
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Cons
How to finance a new HVAC unit
Ready to discover the pros and cons of some of the top HVAC financing options? Keep reading to learn more.
Best Financing Options for a New HVAC or A/C Unit or Repair
Personal Loan for Home Improvement
A personal loan for home improvement or HVAC financing can be an attractive option for good and bad credit types. It’s relatively simple and funds can be made available quickly. In addition, you can avoid many of the closing costs and fees that can be associated with home equity loans. AcornFinance is a reliable and top-rated company that provides personal loans for HVAC financing. Take advantage of affordable payment options and free services while saving tons of time.
Three steps to get started with AcornFinance:
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Credit Cards
Credit cards can be a convenient solution for HVAC financing but you should consider the pros and cons. Some credit cards may offer special 0% interest promotions that you can take advantage of. However, in most cases credit cards have higher interest than personal loans.
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Cons
Cash or Savings
Using cash or savings to pay for HVAC can be the cheapest option on paper. However, it may be a smarter decision to save your cash or savings for an emergency. There are many competitive options available for HVAC financing.
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Cash or savings may be better served for an emergency HVAC Manufacturer Financing In-house HVAC manufacturer financing is offered by many companies. Most of these programs are essentially personal loans or credit cards. HVAC manufacturer financing is typically an easy solution. However, it’s difficult to compare competitive options and offers.
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Conclusion - HVAC/AC Repair Financing For Contractors
In conclusion, HVAC financing allows you to make an affordable monthly payment for your new HVAC unit. Cool down and relax while saving your cash for a rainy day using HVAC financing. AcornFinance is a trustworthy company that partners with reputable lenders to provide competitive HVAC financing. You can apply online using their simple three step process to receive multiple offers for HVAC financing. This allows you to save time and compare offers easily. Ready to take the next step? Apply online today!
