Deck Financing

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Deck Financing For Contractors & Homeowners

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Maybe your home needs a new deck financed, or you’re a contractor looking to finance a new deck project. Or you’re finally getting around to fixing a broken deck in need of a revamp? No matter what your reason is, let Acorn Finance help you secure deck financing and even patio financing. Secure financing for decks up to $100,000, even with bad or average credit. You will also get some of the lowest rates in town when financing your new deck or deck repair project through Acorn. Repair your deck or build a new one today by financing through Acorn Finance.

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Loans up to $100,000; Terms up to 12 years; APRs as low as 3.99%.

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“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”

 

– Mike T. (TN)

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– Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”

 

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Deck Financing & Loan Options for Homeowners

Financing a deck can be a rewarding investment that can increase the desirability and value of your home while maximizing living space.

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Can you finance a deck?

Yes, you can finance building a deck and there are a variety of ways you can do so. If you are working with a builder they may offer financing. Whether you are working with a builder or not you should look into using a home improvement loan, personal loan, or credit card. Low APR personal loans are available for all credit types and can be easier to secure than home improvement loans. Most of us already have a credit card but interest rates can be high and limits may not be high enough to finance your deck project. In addition, it can negatively affect your credit to use a majority of a credit card’s available balance.

Is financing a deck a good investment?

Adding a deck to your home can be a worthwhile investment. Decks can enhance appearance and create more functional living space at a minimal cost per square foot. Homeowners report recouping about 85% of their deck cost after selling their home. Building a deck can help your home sell faster compared to a similar home without a deck.

What’s the cheapest way to build and finance a deck?

If you are trying to save money building a deck you should try to do as much of the work as you can on your own and use cheaper materials. Pressure treated wood is one of the cheapest decking materials. It usually costs between $0.75 to $1.25 per linear foot. You may be able to find deck materials cheaper or for free on local sites such as Craigslist. Building a pallet deck can also help you save money. Pallets are often free or very inexpensive. However, it’s likely that pallets won’t last as long as other options. Untreated wood can be another affordable material option for building a deck. If you choose this option you should use sealants to help prevent any decay or rot.

How much does a 12×12 deck cost?

On average, a 12×12 deck or 144 sq ft. deck should cost between $2,160 to $5,040. That breaks down to an average of about $15 to $30 per square foot. The final cost of your deck can vary depending on materials, size, level built on, and added options. Most contractors provide a free estimate that can help you determine your options and what they cost. Hiring a professional may cost more initially but helps ensure your deck is built properly while eliminating long term problems. However, if you are on a tight budget you can build a DIY deck. If you choose to build your own deck you should do your research beforehand and consult a professional with questions along the way. Building a deck can involve many tools which can be costly if you do not already have them. On average labor for building a deck costs between $8 to $22 per square foot.

How much does it cost for a 20×20 deck?

On average a 20×20 deck or 400 sq ft deck should cost between $6,000 to $14,000. If you are hiring a professional to build your deck, they may give you a discount for building a larger deck.

Does adding a deck increase property taxes?

A deck or any structural changes to your home can increase property taxes because it’s presumed to increase your home value.

How long does a deck last?

If wooden decks are maintained with proper care they should last about 15 years. However, wood is one of the least durable deck material options. If you use plastic or steel lumber for your deck it can last much longer. Most plastic products come with a 50 year warranty.

Can you finance a backyard project?

Backyard projects can absolutely be financed! While financing fees may increase the overall cost of the project, financing a backyard project may still be a smart idea. Afterall, it’s proven that home improvements such as landscaping can increase a home’s value. When it comes to home improvements and backyard projects, it can be smarter to use financing in order to ensure you have enough money to complete the project properly rather than taking shortcuts to make the project cost effective. Before applying for financing you should determine how much your project will cost. Whether you plan to hire a professional or DIY a backyard project you can use financing. In some cases, contractors may offer financing. While this may be a convenient option we encourage homeowners to compare offers. Acorn Finance makes comparing financing offers for backyard projects a breeze.If you walk outside and envision a deck, a basketball court, a swimming pool, or perhaps a lavish garden but do not have the funds to bring your vision to life, you should consider financing for a backyard project.

What type of loan is best for home improvements?

The type of loan that is best for financing backyard projects usually depends on your finances and how much you need to borrow. Homeowners with plenty of equity in their home may choose a secured home equity loan or line of credit. Homeowners who do not have equity in their home may need to use an unsecured personal loan. Unsecured personal loans may be easier to get, thus making them a popular option. While secured loans may offer some perks such as lower interest rates and higher loan amounts, they can have lengthy application processes. Secured loans are usually more common for major home improvements. A little later on we will discuss some other home improvement loan options.
Regardless of the type of loan you use, financing allows homeowners to get the funds they need upfront and make affordable monthly payments over time with interest. The idea of a monthly payment may be enticing but if you have the cash available you may want to use it. Depending on the lender, loan fees and interest rates can vary. Paying cash for home improvements is the cheapest option. If you don’t have the cash, don’t be hard on yourself but be sure to explore and evaluate the various financing options available to make the best decision.

How do you finance a backyard renovation?

There are two main choices for financing a backyard renovation – an unsecured loan or a secured loan. In some cases home improvement loans or backyard renovation loans are financed by an unsecured personal loan. In addition, if your builder offers financing, there’s a good chance they are partnering with lenders that offer unsecured loans. It’s likely that more homeowners will qualify for an unsecured loan versus a secured loan. Additionally, secured loans require more legwork to obtain. Builders want to avoid being stuck in the middle of a complicated loan process that they really have nothing to do with. If a builder is offering financing it may be convenient but we encourage you to compare your options.
If you need to finance a backyard renovation you can secure financing through a bank, credit union, or online lender. The internet increases competition for lenders so you may be able to find the best deals through online lenders. Acorn Finance can connect homeowners to multiple online lenders that offer backyard renovation loans. Most lenders will have borrowers start the loan process with an application. If the application is approved, the borrower may be required to submit other documents such as proof of income before the loan can be funded.

How much should I spend on a backyard renovation?

Determining how much of a monthly payment you can afford is the first step in deciding what your budget is. While there is plenty of information in this blog and on the internet that suggests what certain backyard renovations may cost, every project is different. It may save you time to get a free professional estimate pertaining to your backyard renovation. Consulting a professional can help you create a realistic budget while determining appropriate modifications if you need to trim down costs. To make a backyard renovation more affordable, you may need to DIY some of it or perhaps spread it out over time. What you want to avoid is cutting costs to the point where you are cutting quality and finished results. If you are going to do a backyard renovation, you might as well do it right. Even if that means spending extra money.

How do I get a loan for a deck?

The easiest way to secure a loan for a deck is by comparing offers online at Acorn Finance. Within seconds you can compare multiple personalized deck financing offers. If you prefer face-to-face interactions, you may want to visit a local bank or credit union to apply for deck financing.

How much does it cost for a 10×10 deck?

A 10×10 deck is cozy and affordable. For small gatherings or a quiet place to enjoy your morning coffee a 10×10 deck may be just what you need. According to Home Guide, the average homeowner spends about $2,200 to build a 10×10 foot deck. If you are using pressure-treated wood, composite, or hardwood you can expect to pay about $25 per square foot including materials and installation. Home Guide shows on the high end a 10×10 foot deck can cost up to $3,500. If you are using financing to pay for a deck, you may be tempted to go all out because you are focused on monthly payment rather than a lump sum of cash. As long as you can cover the monthly payment, it may be a smart investment to build a slightly larger deck. When determining project costs you may also want to include landscaping, patio furniture, grills, and other finishing touches. A slightly larger 12×12 foot deck can cost between $2,200 and $5,000.

Best Options to Finance a Deck:

Personal Loan

Personal loans can be one of the best options for financing a deck. On approved loans you can get a personal loan up to $100,000 with rates starting at just 4.99%. Most lenders offer long repayment terms up to 12 years. Whether you have good or bad credit, you can qualify for a personal loan. In addition, you can secure your personal loan from the comfort of your own home and receive funds as soon as 24 hours. In most cases, no collateral is required to secure a personal loan. Acorn Finance is a reliable source for personal loans.

Home Improvement Loan

Home improvement or home equity loans are another option for financing a deck. However, you will most likely need excellent credit and equity in your home to secure a loan. When you use a HELOC loan you are borrowing against the equity in your property. If you choose to use a HELOC loan you should visit your existing mortgage lender, bank, or credit union for approval.

Finance With Your Builder

Financing through your builder can be one of the easiest financing options. However, you have less control over shopping rates and negotiating price when you finance through the builder. In addition, some builders may still require a cash deposit.

What is the cheapest way to build a deck?

There are several ways to cut costs while building a new deck. You may want to look for recycled or surplus materials, keep the overall design simple and use a standard deck size in the plans. You can also pick a less expensive type of wood, or maybe pick a time of year when contractors are less busy. If you have the right skills, you could even save money by doing the entire project yourself.

Let us look at a few of these cost-saving tips in more detail.

Keep the design simple: Eliminating fancier design features like curves and matching deck dimensions to standard lumber lengths will greatly reduce your overall costs. Also, using premade concrete piers and footings will keep costs down as well.
Choose untreated wood: Using untreated wood will save you a lot of money right now, but it may cost you more in the long run if left untreated. To cut costs now, go ahead and use untreated wood, but then when you save up a little more money, pay to have the deck treated to protect your investment long term.
Timing is everything: If you want to save money on labor, ask a contractor to work on your project in November or March. If the weather cooperates, you can see significant savings by securing a contractor during the slower times of the year for construction projects.
Do it yourself: If you are skilled enough, you can always build your deck yourself. Remember you will need to pull permits, interpret building codes and properly install foundation supports. These kinds of tasks take a little more skill than your average homeowner may have. If you have any doubts, make sure to ask a professional or pay a professional for their assistance.
By implementing one or all of these steps, you can keep costs down when putting in your new deck.

What are the different types of decks?

There are at least five different deck types that offer different benefits that you should consider before starting your new deck project.

Those deck types include:

Wrap-around deck: A wrap-around deck or wrap-around porch can start either in the front or back of your home and wrap around one of the sides of your home. A wrap-around deck creates additional living space for your home and allows you to move your activities on the deck around the sun/shade schedule throughout the day.

Multi-tier deck: A multi-pier deck is a beautiful choice if you have a large property and/or the backyard contains a steep downward slope.

Attached deck: An attached deck is essentially a wooden or wood composite raised patio. Adds additional living space and the option to install an overhead roof.

Detached deck: A detached deck is like a wooden island that can be placed anywhere on your property where maybe stairs or a path is created that leads to your detached deck.

Rooftop deck: If you have a flat roof that may be above your garage or you live in an urban area where flat roofs are more common, then a rooftop deck is perfect.

Whichever deck type you choose to add to your home, you can benefit from the additional living space you can use for your family and/or entertaining guests. You might even consider installing an outdoor kitchen or other amenities onto the deck to enhance the deck further.

Does a deck add value to a home?

Yes, decks should add overall value to your home, however, the more expensive the features of your deck, the less of a return on investment you may earn.

If you strictly are adding a deck to your home so you can sell your house easily, then you may want to keep costs down. Simply just having the deck should attract more buyers and encourage them to make higher offers. When building a deck with the intention of increasing home value you should keep the design simple with less intricate design features and use simple materials like wood or treated wood.

You should also avoid using composite materials. If you use composite materials, you should expect much less return on your initial investment.

Is it cheaper to build a wood deck or pour concrete?

Almost in every situation and at any time of the year, it is cheaper to pour concrete than to build a wood deck.
This is especially true in 2021 when we have seen record-high lumber prices. The rise in lumber prices has been a result of a general lumber shortage throughout the United States.

Though as of July 2021, prices have started to level off and decrease once again, prices remain high and building a deck can be four to fives times more expensive than it was the same time last year.

That being said, if you pour a concrete patio, lumber shortage or not, it should still be cheaper compared to building a new wood deck.

How long do composite decks last?

Composite decks, with proper installation and maintenance, can last 30-years. The average pressure-treated deck can last you 9-years.

Though composite decks usually come with a larger price tag, having a lifespan of 30-years is a real selling point.
Also, during that 30-years, composite decks do require sanding or staining and they do not absorb moisture causing the deck boards to crack, warp, or splinter.

If you are planning on staying in your home for a long time and you can afford the additional costs, installing a composite deck may be the way to go. However, we recommend exploring other options.

Can I build a deck by myself?

Yes, many people build their own decks, however, you should seek professional assistance for any step of the construction process that you are not 100% sure of. You will need to pull permits, understand building codes, and pour concrete for the foundation. In addition, you will want to have the proper equipment and tools and plenty of time to finish the project. It may be more feasible to do some parts of the project yourself and hire a professional for the rest.

Will adding a deck increase my taxes?

Yes, adding a deck is considered a capital improvement by the IRS. Installing a deck should increase your home’s value and square footage and in return, you may see an increase in your property taxes.

Is adding a deck a good investment?

Adding a deck to your home can be a good investment, however, you should also consider the non-monetary benefits as well. If you are looking for the highest return on your investment only, remember to keep things simple, and to only use wood or treated wood. This will keep your upfront costs low while still maximizing potential ROI.
However, the less tangible and non-monetary benefits are worth considering as well. Maybe you will not get such a high return on your investment, but you are creating functional and enjoyable additional living space for you and your family to enjoy.

What materials do I need to build a deck?

To build a deck you will probably need writing utensils, a construction calculator, deck board samples, untreated wood, pressure treated wood, dimensional lumber, pressure treated lumber, concrete, hardware, and wood deck posts.
First you need to estimate how much lumber you need by looking at the elements of your deck; the foundation, the frame, and the stairs. This will be made of concrete and framing lumber in most cases.

Next, estimate how much concrete you need per cardboard tube. It will vary based on the tube size and how deep it is in the ground. Concrete comes in 80 pound bags. Think about what requires hardware and how much and what kind you’ll need. These are just some basic materials you may need to build a deck. The type of deck you are building can impact the kind of material you need.

What is the least expensive deck material?

The least expensive deck material is typically pressure treated pine wood. This can cost as little as $2 to $3 per square foot. If you want a slightly better material, you can get solid wood and composite wood for $4 to $5 per square foot. It’s important to calculate your budget, to determine the best quality of wood or material that you can afford. You may have to sacrifice deck size in order to get the best quality wood. Or, you can build a big deck with lower quality wood. It is up to you. If you want a lightweight deck, you can use aluminum, composite, or PVC. But this may provide less support.

How much does it cost to build a deck DIY?

How much it costs to build a DIY deck varies on the quality of wood you want to use and how big you want your deck to be. You can build an 8×8 foot deck from treated lumber for roughly $1,300. If you use red cedar, it would be about $700 more expensive. Compare this to a $3,200-$4,800 price of hiring a contractor.
For a 12×16 foot deck with treated lumber and stairs, you would spend about $3,100. If you hire someone it could cost between $4,000 and nearly $10,000. For that price you can build a deck for twice the size DIY.
For a 16×16 foot raised deck out of composite decking material, it would cost about $5,600-$9,800. A contractor would charge about $8,000 to $16,000 to build the same deck.

What is the longest lasting deck material?

Pressure treated wood is the most common choice of deck material. It requires annual cleaning because it can warp, splinter, and rot. It should be re-stained every two to three years. It is typically made from pine and can last an average of 15 years. With proper maintenance, pressure treated wood can last decades. Another long lasting deck material is composite. Composite decking can minimize fading and molding and can last about 25 years. In addition, it hardly requires any maintenance. If you want to get away from wood styling, you could build a plastic deck. Plastic lumber usually comes with a 50 year warranty. The material usually lasts about 30 years. THere is no maintenance cost.
If we look at more expensive deck materials, we can consider aluminum and steel. Aluminum should last more than 30 years. Steel decking can last over 60 years when correctly installed. Steel needs maintenance of desalting and protective coatings.One of the most expensive yet most durable deck materials is concrete and stone. A concrete patio can last 70 or more years. It is great for surface-level decks.

What is the average lifespan of a deck?

An untreated wood deck can last 10 to 30 years. Composited and treated-wood decks can last up to 50 years, or longer. In some cases, your deck material may come with a warranty. Composite decks often come with a 20-year warranty. In some cases, a manufacturer may be willing to offer a lifetime warranty with a composite deck. Warranty and longevity should be two factors you consider when investing in building a deck.

What is the best flooring for a deck?

When you think about the best flooring for a deck, there are a lot of options to consider. You may want to narrow down your options by style, durability, and maintenance costs. Composite decking is usually used for poolside decks because it is anti-slip. In addition, it requires minimal maintenance and does not rot, split, or splinter. To top off the benefits, it’s easy to install.
For a more elegant look, consider cedar decking. It may need a clear stain or coat every few years but it’s cheaper than composite or exotic wood. Pressure-treated pine is usually the cheapest. However, the chemicals used to make it are harmful to the environment. It may become discolored or split.
Which is better PVC or composite decking?

PVC and composite decking look similar to the untrained eye. However, there are many differences between these two materials. The first difference is how they are made. PVC decking is composed of 100% recycled plastic. Composite decking on the other hand is created from a blend of wood fibers and plastic products. Both materials are extremely durable and are a very good choice. PVC is an extremely low maintenance material that can last a long time. For these reasons you may choose PVC over composite decking. Both materials offer durability and stain resistance. If you want the look of wood, you should go with composite decking.

What are the advantages of composite decking?

It’s easy to understand why you may be considering composite decking. It’s relatively inexpensive and easy to work with. Composite decking is low maintenance and resembles the look of a wooden deck. A real wooden deck requires a lot of maintenance which is why many homeowners choose a composite deck instead.
Composite also comes in all sorts of different colors. They don’t have to be stained to compliment your house or the atmosphere you are trying to create. You simply buy the color you want. Homeowners also favor that composite decking is made of recycled materials. The technology for composite decking is improving. Some composite decking now has a hard plastic shell on the outside to make it more durable. This lowers staining, fading, scratching, and mold.

What are the disadvantages of composite decking?

Composite decking has its pitfalls. It isn’t as durable as other materials, and it is more expensive than some. It also doesn’t look completely natural. Compared to pressure treated wood, a composite deck can cost 15 to 20% more. However, it requires less maintenance. With a composite deck you will need to sweep leaves and dirt off regularly, as you do with most outdoor surfaces. You will also have to wash them down every once in a while. Using a hose is a good option for both of these problems.

Lastly, you’ll have to “comparison shop.” This means looking at all your options. There are so many different composite manufacturers and types of composite decking. You’ll have to compare prices, appearances, and durability, as well as look for warranties.

What credit score is needed for deck financing?

There are several ways you can go about financing a deck. You can use a home equity line of credit or home equity loan. You could use your credit cards to pay for the building material and the contractor to hire the laborers and complete the construction. You may also consider a personal loan or home improvement loan. Based on the way that works best for you , you are still going to need somewhat of a decent credit history to qualify for any of these methods of financing.
If you go the way of a personal loan, you have two main choices between a secured or unsecured personal loan. A secured personal loan is an excellent option for someone that has such a low credit score that lenders would never consider an unsecured line of credit. You may have a boat, RV, or spare vehicle sitting around that could be used as collateral in order to get the funds you need to finance your deck construction project. You can also use assets such as stocks and bonds, jewelry, and even any precious metal holdings you may have. Either way if you have a credit score of 579 or below, finding a secured personal loan by using an asset as collateral may be your best choice.
If your credit score is more in the mid-600s, maybe 620 to 670, then you may have an excellent chance of acquiring an unsecured personal loan to finance your new deck. A new deck can cost you anywhere from $16,00 to $22,00 on average. It could cost even more depending on the price of lumber at the time of your deck’s construction. That being said, you will need a pretty significant sized personal loan to ensure your deck is paid for from start to finish.
The better your overall credit score is when you apply for your deck financing, the better your interest rate will be. At a minimum, you will likely need a credit score of at least 580 to qualify for an unsecured personal loan.

Can I get a deck financed with bad credit?

Yes, even if you have bad credit, you can still have your deck construction project financed. The process may be a little more complicated than someone who has good credit, however, you should still have some options to consider. Aside from a home equity loan or home equity line of credit, you still have access to credit cards and personal loans.
A personal loan may be a decent choice for a homeowner looking to build a deck without borrowing against the equity in their home. While you may pay higher interest rates with a bad credit score, a deck can increase the value of your home while providing an outdoor space to entertain and spend quality time with friends and family. The benefits of building a deck may help justify the cost of financing. In most cases, there is no urgency to build a deck. While you may be impatient, you can usually wait. If you can spare some extra time, you may want to improve your credit score before applying for deck financing. A higher credit score should result in lower interest rates, higher loan amounts, and other perks. Whether you have good credit or bad credit, applying for any type of loan with a cosigner may increase your chance of approval.

Should I finance a deck with bad credit?

Financing a deck with bad credit is something you could do, but do you want to? This question is tough to answer without knowing the specifics of an individual’s financial situation. However, you should ask yourself if you already have too many other debts that you need to consider paying down before adding a deck to the house. This may not be a bad thing to do before taking on a new line of credit when you already have bad credit. If you spend a few months working on paying off some credit cards and taking care of some other outstanding bills, then when you do apply for your personal loan 6-months or so down the road, you should qualify more easily and enjoy the benefits of lower interest rates and the absence of additional fees. This delay in your deck financing may give you an excellent opportunity to improve your overall credit situation.

Deck financing vs paying cash with bad credit

If you are looking to build a deck and you have bad credit, if possible, paying cash may be a better option for you in the long run. Not everyone with bad credit has a pile of cash readily available, but if you do, then paying cash will save you money in interest. The catch is, if you spend all of your cash on a new deck, then what happens if your AC unit goes out or you have other emergency expenses? You would have to finance those expenses in exchange. You are simply changing out one for the other. However, if you finance the deck from the start, then you can hold on to your rainy-day funds and simply pay off your deck by making easy monthly payments. You still will have to pay interest and it will cost you more than paying cash, but you will still have your emergency fund readily available for other untimely expenses that may arise.

Do deck builders offer financing for bad credit?

The short answer is yes, builders may offer financing to bad credit borrowers for a new deck construction project. This could be a viable option for some individuals, but it may not be the best for others. It all really depends on the builder and their individual financing program.
When you are looking for a builder, always seek all the details of their financing program. Some may charge an additional premium to finance. They may require a large cash deposit as well. Some will also require you to increase the size of your deck project to qualify for their financing program. Also, make sure to ask how long it takes to go through the qualification and loan application process. That could add on a great amount of time depending on the builder. With a personal loan through an online lender, you could see financing for your new deck in as little as one business day.

Should I hire a contractor to build my deck with a low credit score?

If you are looking to build a new deck and you have a low credit score, you may be looking to lower your overall cost of the project so you can lower the loan amount. There are many ways to lower the cost of the deck installation. If you are skilled enough, you may be able to simply purchase a deck’s materials and the building plans that come along with it and do most of the work yourself. You may have some friends and family who have offered to assist you. That may be an excellent way to cut some costs and avoid paying a contractor or builder, however, you will want to make sure you are fully qualified to do the project. Any mistakes that you make may have cost implications by needing to hire someone to redo some of the construction or it may end up decreasing the value of your home due to shoddy craftsmanship.

Conclusion

In conclusion, adding a deck can be a good investment and financing options are available for all credit types. When it comes to financing it’s important to compare rates and terms for available offers. If you are looking into using a personal loan you should visit AcornFinance.com. Acorn Finance allows you to submit one application – that does not affect your credit – and receive multiple personalized personal loan offers within seconds. In addition, personal loans can be used for just about anything. So why stop with just a deck? Take advantage of the borrowed money and create your dream backyard or front yard!

Contractor Financing For Decks & Patios

Antiquated, traditional lending options in the Deck and Patio industry are confusing, lengthy, overwhelming, and non-competitive. Acorn Finance changes all that. 

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We partner with numerous contractors, builders, and manufacturers in the Deck and Patio space to provide immediate access to numerous, competitive lenders.

Acorn Finance brings each of these lenders together to compete for each of your customers’ build projects by providing your customer with the most competitive rates and terms available.  As Acorn Finance continues to increase its lender partnerships, so increases the competition for even lower rates.

To partner with and compete on Acorn Finance’s platform, lenders are required to meet the specific needs of Acorn Finance’s contractors, builders, and manufacturers:

  • Applications must be quick, 2 minutes at most.  Our example application is here.
  • Applications must be pre-approved in under 10 seconds. Lenders provide multiple offers for your customers to review and choose which option is best for them.
  • Funds must be deposited within 48 hours. Assuming no prior financial issues (such as bankruptcies), customers receive direct deposit within 2 days.
  • Eradicate all completion certificates. You’re not answering to a bank/lender to receive compensation for services rendered.  You set the contract with the customer.
  • Loan amounts must go up to $100,000.  No more $65,000 caps.
  • Applications must not affect customer credit scores. Customers may apply 100 times per day without any impact to their credit scores.

And in response to Acorn Finance’s partnered builders and manufacturers additional demand, Acorn Finance now offers up to $5 million in business and commercial loans!

Free Data Analytics and Ongoing Training

Acorn Finance provides particular and specialized training for each of our partnered contractors, builders, and manufacturers’ sales agents, regional dealers, and business development managers. In addition, on a monthly basis, Acorn Finance provides your company’s corporate officers with monthly data analytics regarding your sales reps, national regions, and/or industries so that Acorn Finance can determine potential weaknesses and inefficiencies in your sales and marketing practices while providing ongoing training to rectify any issues.

Acorn Finance is here to help your company grow in ways you never knew possible, much of which can’t be fit onto a single web page. We’re more than happy to share a quick presentation about tailoring Acorn Finance’s unique platform and approach around your company’s current tools, resources, and efficiencies.  Everything we offer is 100% free; zero strings attached. That’s what makes Acorn Finance the best option for you and your customers.

Are You A Contractor?

Stop letting deck financing deals slip through your fingers.

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