Deck Financing & Loan Options
For Contractors & Homeowners

Get personalized rates in 60 seconds to finance a deck,
deck repair, or addition without affecting your credit score.

How much would you like to finance?

How It Works?

Check Offers With No Impact To Your Credit Score
Check Offers With No Impact To Your Credit Score
Get Financed Quickly
Get Financed
Easy Monthly Payments
Easy Monthly

Deck Financing For Contractors & Homeowners

Maybe your home needs a new deck financed, or you're a contractor looking to finance a new deck project. Or you're finally getting around to fixing a broken deck in need of a revamp? No matter what your reason is, let Acorn Finance help you secure deck financing and even patio financing. Secure financing for decks up to $100,000, even with bad or average credit. You will also get some of the lowest rates in town when financing your new deck or deck repair project through Acorn. Repair your deck or build a new one today by financing through Acorn Finance.

Why Acorn Finance?

Financing A Deck With Acorn Finance

New Deck Offers
in Seconds

Get pre-qualified online with an easy application and get your deck faster

Never Impact
Your Credit

Get pre-qualified deck financing offers without any impact to your credit score

Competitive Payment

Loans up to $100,000; Terms up to 12 years; APRs as low as 4.99%

Receive Funds

In some cases, you can start your new dream deck in as little as one business day

Are you a deck or deck addition contractor?
Don't let new deck financing deals slip away.

Finance more projects with easy, affordable deck financing options for your customers

Get Started Today

Contractor Financing For Decks & Patios

Antiquated, traditional lending options in the Deck and Patio industry are confusing, lengthy, overwhelming, and non-competitive. Acorn Finance changes all that.

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Antiquated, traditional lending options in the Deck and Patio industry are confusing, lengthy, overwhelming, and non-competitive. Acorn Finance changes all that.

We partner with numerous contractors, builders, and manufacturers in the Deck and Patio space to provide immediate access to numerous, competitive lenders such as:

Acorn Finance brings each of these lenders together to compete for each of your customers’ build projects by providing your customer with the most competitive rates and terms available.  As Acorn Finance continues to increase its lender partnerships, so increases the competition for even lower rates.

To partner with and compete on Acorn Finance's platform, lenders are required to meet the specific needs of Acorn Finance's contractors, builders, and manufacturers:

  • Applications must be quick, 2 minutes at most.  Our example application is here.
  • Applications must be pre-approved in under 10 seconds. Lenders provide multiple offers for your customers to review and choose which option is best for them.
  • Funds must be deposited within 48 hours. Assuming no prior financial issues (such as bankruptcies), customers receive direct deposit within 2 days.
  • Eradicate all completion certificates. You’re not answering to a bank/lender to receive compensation for services rendered.  You set the contract with the customer.
  • Loan amounts must go up to $100,000.  No more $65,000 caps.
  • Applications must not affect customer credit scores. Customers may apply 100 times per day without any impact to their credit scores.

And in response to Acorn Finance's partnered builders and manufacturers additional demand, Acorn Finance now offers up to $5 million in business and commercial loans!

Free Data Analytics and Ongoing Training

Acorn Finance provides particular and specialized training for each of our partnered contractors, builders, and manufacturers’ sales agents, regional dealers, and business development managers. In addition, on a monthly basis, Acorn Finance provides your company's corporate officers with monthly data analytics regarding your sales reps, national regions, and/or industries so that Acorn Finance can determine potential weaknesses and inefficiencies in your sales and marketing practices while providing ongoing training to rectify any issues.

Acorn Finance is here to help your company grow in ways you never knew possible, much of which can’t be fit onto a single web page. We’re more than happy to share a quick presentation about tailoring Acorn Finance's unique platform and approach around your company’s current tools, resources, and efficiencies.  Everything we offer is 100% free; zero strings attached. That’s what makes Acorn Finance the best option for you and your customers.


“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within 10 seconds I got 23 offers from 6 lenders.”

Mike T (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”

Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”

Bob S (WI)
Ready To Secure Deck Financing?

Compare deck financing options without affecting your credit score.


How Does Acorn Finance Compare For Deck Financing?

Traditional Bank
Credit Union
Credit Cards
Acorn Finance
Same-day Approval
Funding in 1 Day
No Ongoing Fees
Fixed Monthly Payments

Our Financial Partners

LightStream, A Division of SunTrust Bank

Barn Financing Options

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Horse Barns Horse Barns
Portable Buildings Portable Buildings

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