Gramm-Leach-Bliley Privacy Notice

Rev. 09/2021

Facts

WHAT DOES HEADWAY SALES, INC. D/B/A ACORN FINANCE (“ACORN”) DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income Account balances and payment history Credit scores and employment information

How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Acorn chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Acorn share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes – information about your transactions and experiences	Yes	No
For our affiliates’ everyday business purposes – information about your creditworthiness	Yes	Yes
For our affiliates to market to you	Yes	Yes
For nonaffiliates to market to you	Yes	Yes
To Limit Our Sharing	Call (855) 501-0800  – our menu will prompt you through your choice(s) or visit us online: https://www.acornfinance.com. If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions?	Call (855) 501-0800 – or go to https://www.acornfinance.com

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What we do
How does Acorn protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Acorn collect my personal information?	We collect your personal information, for example, when you Apply for financing or give your income information Provide employment information or employment history Provide us with your contact information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies. GDS Link, LLC.
Nonaffiliates	Companies not related by common ownership or control.  They can be financial and nonfinancial companies. Nonaffilliates we share with can include loan brokers, lenders, contractors, and retail sellers.
Joint Marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Acorn doesn’t jointly market.
Other important information
California residents: We will not share your personal and financial information with affiliates or joint marketing companies, if you instruct us not to do so. To limit our sharing with affiliates and joint marketing companies, please <span Consumers” or call us at (855) 501-0800.</span Vermont residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at https://www.acornfinance.com or by calling (855) 501-0800.