Home Renovation Loans

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Home Renovation Loan Options

Check Offers With No Impact To Your Credit Score

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Easy Monthly Payments

How We’re Different

Get Offers in Seconds

Get pre-qualified for a home remodel loan with an easy online form.

Won't Impact Your Credit

Receive pre-qualified offers without any impact to your personal credit scores.

Competitive Payment Options

Loans up to $100,000; Terms up to 12 years; APRs as low as 4.99%.

Receive Funds Quickly

In some cases, you can receive funds in as little as one business day.

Home Renovation Financing

Can you borrow money to make home renovations? Yes, you can borrow money for home renovations… and it’s probably much easier to qualify than you think! Keep reading to learn everything you need to know about borrowing money for home renovations.

How to borrow money for a home renovation?

One of the easiest and fastest ways to borrow money for home renovation is using a personal loan. You can secure a personal loan through a bank, credit union, or online lender. Online lenders offer competitive rates and may be easier to qualify for. Acorn Finance is a top-rated online platform that can help all credit types qualify for a personal loan.

What are my options for borrowing money for home renovations?

Two of the most popular options for borrowing money for home renovations are secured and unsecured loans. Unsecured loans (also known as personal loans) can be less risky and easier to qualify for. In most cases, unsecured loans do not require collateral, money down, or equity in your home. If you use a secured loan such as a home equity loan, you will borrow against the equity in your home and use it as collateral. To qualify for a secured loan you will most likely need good credit and plenty of equity in your home. If you default on payment or the market changes drastically, you may risk losing your home. In addition, secured loans can have a longer approval and funding process.

Should I consider a home renovation loan?

Yes, you should consider a home renovation loan. Making home renovations or improvements can increase home value while creating a more functional living space. Some of the top home renovation projects that can have the highest return on investment include kitchen remodels, garage door replacement, siding replacement, landscaping, and window replacement.

Where to borrow money for home renovations?

If you are looking for an unsecured home renovation loan you should go to www.AcornFinance.com. Acorn Finance partners with reliable lenders that offer home renovation loans up to $100,000 with interest rates starting at just 4.99%. In addition, their lender partners offer flexible repayment terms up to 12 years. Acorn Finance offers a secure platform that allows you to compare multiple personalized home renovation loan offers without affecting your credit score. To get started, submit an application online. Within seconds of submitting the application, you can receive multiple personalized home renovation loan offers with seconds. Acorn Finance partners with lenders that can assist all credit types. If you have good credit you may be able to qualify for a home renovation loan with a bank or credit union. However, online lenders usually offer very competitive rates and terms. Compared to banks and credit unions, online lenders usually have a much faster approval and funding process.

When should you borrow money for home renovations?

If you want to make home renovations but are short on cash on hand you should absolutely look into a home renovation loan. Even if you have the cash on hand, a home renovation loan may still make sense. If you can qualify for a low-interest rate, keeping your cash on hand and using a home renovation loan may have more financial value. Home renovation loans can also be useful in the event of an emergency repair.

What should I consider when borrowing money for home renovations?

When borrowing money for home renovation you should consider…

#1. How much will the renovations cost?
Before applying for a home renovation loan you may want to get an estimate for what the improvements should cost. This way you can apply for the appropriate amount.

#2. What kind of monthly payment can I afford?
Determining your monthly budget for repayment can help you select the most suitable loan terms. You can use loan payment calculators to help you estimate monthly payments.

#3. How much can I qualify for?
To figure out how much you qualify for without affecting your credit, you should apply online through Acorn Finance.

What are the pros and cons of borrowing money for home renovations?

Let’s take a look at the pros and cons of borrowing money for home renovations…


Improve home value

Make fast home repairs

Create more livable space

Affordable monthly payments


Taking on debt

Origination fees

Interest fees

Is borrowing money for a home renovation right for me?

Now that you have more knowledge on home improvement loans, it’s time to determine if borrowing money for a home renovation is right for you. In most cases, home renovation loans make sense. However, if your debt to income ratio is off, you may want to pay down some debt before taking a home renovation loan.

If you are a homeowner looking to borrow money for home renovations you should use Acorn Finance. Acorn Finance can help you avoid unreliable online lenders while saving you tons of time and money. Their platform is designed to help homeowners find the best offer for home renovation financing. Even if you are just playing with the idea of making home renovations, you can apply online with Acorn Finance without affecting your credit score. Seeing what you can qualify for can help you decide if a home renovation loan is right for you.

Discover the best way to borrow money for home renovations…apply online today!


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“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”


– Mike T. (TN)

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