LightStream, A Division of SunTrust Bank
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National Association of Home Builders (NAHB) Logo
National Frame Building Association (NFBA) Logo

How We’re Different

Pay No Dealer Fees

Seriously - Acorn Finance is 100% free to contractors. We make money by charging lenders a small fee.

Doesn't Impact Credit Scores

Customers receive pre-qualified offers without any impact to their credit scores.

Competitive Payment

Loans up to $100,000; Terms up to 12 years; APRs as low as 4.99%.

Receive Funds

In some cases, customers can receive funds in as little as one business day.

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How it works

  • 1
  • Customers fill out a short loan application form
  • 2
  • Customers receive multiple pre-qualified offers
  • 3
  • Customers are connected to the lender to get the loan

Get Started

Acorn Finance helps you grow revenue, for free.

Whether it’s a kitchen or bathroom remodel, new roof, windows, siding or an HVAC repair, Acorn Finance offers flexible home improvement financing for dealers and contractors that help you close more sales.



“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within 10 seconds I got 23 offers from 6 lenders.”

Mike T (TN)

“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”

Carol R (FL)

“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”

Bob S (WI)

Ready to start growing revenue?

Book more business and keep all your money. It's that easy.

How Does Acorn Finance Compare?

Traditional Bank
Credit Union
Credit Cards
Acorn Finance
Same-day Approval
Funding in 1 Day
No Ongoing Fees
Fixed Monthly Payments

Our Financial Partners

Other Types of Home Improvement Loans

Hardwood Floors Hardwood Floors
Window Replacement Window Replacement