Acorn Finance has been issued the following licenses and registrations:
Arizona Consumer Lender License # CL-1007809
California Finance Lender License # 60DBO-83199
Colorado Mortgage Company Registration Regulated by the Division of Real Estate, NMLS # 1817022
Connecticut Small Loan Company License # SLC-1817022
Illinois Residential Mortgage License # MB.6761613
Maine Loan Broker License # CSO15244
Maine law requires that the disclosures below be provided to consumers before any contact is signed with, and before any money is paid to, a credit services organization or third parties.
Written Agreement or Contract
Please print out this information and save it for your records. You consent, acknowledge and agree that you have read and received a copy of this Disclosure to Consumer.
Acorn Finance will not act as your lender or credit provider. Acorn Finance provides your loan request to our lenders and our lenders will contact you with their conditional loan offers. While we seek to help you meet your financial needs, we do not distribute the products of all lenders or investors in the market and cannot guarantee the lowest price or best terms available in the market.
Acorn Finance provides loan information at no cost to you. Acorn Finance will not charge or seek fees of any kind from you. Acorn Finance receives fees from lenders and may be paid by the lender based on services, goods or facilities performed or provided by us to the Lender.
This agreement remains in effect only as long as you seek to use the services offered by Acorn Finance. You may discontinue this relationship at any time, without notice, at no cost or penalty to you.
It is important that you read and understand all contracts related to any credit services you obtain. It is also important for you to retain a copy for your records.
Escrowing of Consumer Funds
Acorn Finance does not accept any fees from the consumer, including third-party fees.
Consumer Protection Bond
A consumer protection bond is on file with the State of Maine. If you have a claim against our company which cannot be resolved through informal means, you may institute an action to recover your loss from that bond by filing a written complaint with the Director, Office of Consumer Credit Regulation, 35 State House Station, Augusta, Maine, 04333-0035.
Maryland Credit Services Business License # 1817022
New Hampshire Small Loan Lender License # 23516-SM
New Jersey Consumer Lender License # 2104813
North Carolina Loan Broker Filing Registration # 339
North Dakota Money Broker License # MB103671
Oklahoma Credit Service Organization License # CSO00526
Oregon Consumer Finance License # 1817022
Pennsylvania Consumer Discount Company License # 74960
Tennessee Industrial Loan and Thrift Company Registration # 173201
Tennessee Mortgage License # 1817022
Texas Regulated Lender License # 159862
Vermont Loan Solicitation License # LSO-1817022
THIS IS A LOAN SOLICITATION ONLY. HEADWAY SALES INC. D/B/A ACORN FINANCE IS NOT THE LENDER. INFORMATION RECEIVED WILL BE SHARED WITH ONE OR MORE THIRD PARTIES IN CONNECTION WITH YOUR LOAN INQUIRY. THE LENDER MAY NOT BE SUBJECT TO ALL VERMONT LENDING LAWS. THE LENDER MAY BE SUBJECT TO FEDERAL LENDING LAWS.
Vermont Mortgage Broker License # MB-1817022
Headway Sales, Inc., d/b/a Acorn Finance (“Acorn Finance” or “we” or “our”), does not act as your lender or broker. We are not a lender, do not broker loans, and do not make loans or credit decisions.
Acorn Finance forwards your information to our mortgage and home equity loan origination partners who will evaluate your information and respond with pre-qualified offers, if you are eligible. We provide an online platform to submit inquiries for various financial loan products. Customers complete our online form to check for pre-qualified offers with no impact to their credit scores. Customers will then receive offers from our partners and have the opportunity to compare terms and payment options. After selecting an offer, our customers will complete the application process on the selected lender’s website. Our services are provided free of cost to you and we do not charge or attempt to collect any fees from you. Our fees are collected from our partners, the amount of which is not dependent upon whether or not a loan is closed. Acorn Finance receives fees from lenders and may be paid by the lender based on services, goods, or facilities we perform or provide to the lender.
Acorn Finance neither selects nor recommends a loan product for you. Per Vermont law, we represent the interests of potential borrowers by referring you to one or more of our mortgage origination partners who are licensed or otherwise authorized to do business in Vermont. We maintain records of your inquiry and recommend that you print out a copy of this agreement for your own purposes. By using our services, you have read and agreed to the above mortgage broker agreement and understand that as a resident of Vermont you are submitting your information to Acorn Finance.
West Virginia Credit Services Organization Registration No. 9B18B