Loans For Bad Credit in West Virginia (WV)

Name: Acorn Finance Offers
Brand: Acorn Finance
Rating: 4.7 (1154 reviews)

Get personalized rates in 60 seconds for bad credit loans in West Virginia, without affecting your credit score.

Our customers say Excellent

4.7 out of 5 based on 1154 reviews

Our customers say Excellent

4.7 out of 5 based on 1154 reviews

Online Personal Loans For Bad Credit In WV

If you find yourself with less than ideal credit, a bad credit loan in West Virginia near me may be something you’re looking to learn more about. Personal loans for bad credit are tailored for individuals that have less than perfect credit score.

Though the structure of a bad credit loan should be identical to that of a traditional personal loan, they do tend to carry less favorable interest rates and loan agreement conditions.

Example personal loans in West Virginia

10.74%³

APR

36 mos.

Loan term

$12,000

Loan amount

³Last updated on 03/21/2025. More than 10% of loans taken in the state of West Virginia have a lower APR than what is advertised here. You may have different rates and terms than what is being advertised.

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About LightStream

How do bad credit installment loans in West Virginia work?

Bad credit installment loans are a common type of loan. Personal loans are installment loans. An installment loan provides the borrower with an initial sum of money, which is agreed to be paid back, most commonly in monthly installments - with interest over a predetermined period. As mentioned above, bad credit borrowers may be subject to higher rates or fees. The upside to an installment loan with fixed payments is that you'll know what to expect from the start. While not necessarily the first choice, bad credit installment loans can help individuals confronted by a financial challenge.

What credit score is needed for a bad credit loan near me?

The reality is that there is no one answer for this question. In general, the better one's credit score is, the more likely you are to return loan offers. While the goal is usually to obtain a low APR personal loan, this can mean different things depending on what you qualify for. At Acorn Finance we believe that comparing offers empowers borrowers. Therefore, we've created a platform that allows borrowers to do just that. Remember though, offers will be more likely to be returned for borrowers with fair, good, average, or excellent credit. Most lenders on the Acorn platform have a credit score cutoff of 600 or above.

How do you find an online bad credit loan near me?

With everything available at your fingertips, it may seem like the easiest thing to do is search the web for "bad credit loan near me" and click the first ad that pops up. While this is one approach, it can lead down a rabbit hole and leave you confused, or worse off, leave you in the hands of an illegitimate lender.

The internet is a great place in which to research various qualifications and factors when looking for a bad credit loan in West Virginia, but finding the perfect fit is no easy feat. At Acorn Finance our network of financial partners works together to help borrowers find the right loan offers.

How to choose the best West Virginia personal loan for bad credit for you:

When choosing the best bad credit personal loan, it is important to be diligent in making the right decision. While this is going to be a very individual process as your needs are specific to you. There are some questions you'll want to address honestly.

Is this a financial situation that can wait?
What is my credit score?
Which loan amount is suitable to your needs?
Are you going to be able to financially handle the monthly payments?
Is there another option that you haven't looked into?

While this looks different for everyone, Acorn is here to help you check offers which can help you leverage the right decision. It is advisable to check your credit score and identify ways to improve it before pursuing a loan, when possible.

What lenders offer personal loans for bad credit in West Virginia?

While there are fewer options for subprime or bad credit lenders in West Virginia, you'll want to prioritize working with reputable lenders. At Acorn, most of the lenders on our platform have a credit score cutoff of 600 or above. Our network of financial partners includes the following and more:

Lending Point
Prosper
Upgrade
Reprise Financial
SoFi

How to compare online loans for bad credit in West Virginia:

Visit Acornfinance.com
Enter your information
Receive personalized loan offers with no credit impact

In the world of loans you may hesitate when things sound too good to be true, but rest assured that Acorn Finance is as real as it comes. Let us help you find loan offers from our network of financial partners. Work with our network of top national lenders and say goodbye to the worry of an illegitimate online lender.

Other States with Bad Credit Loans

See Also:

Find Banks Near Charleston, West Virginia

Check Offers for Bad Credit Loans in West Virginia

Bad Credit Loans in West Virginia: Personal Loan Calculator

HOW IT WORKS

Find the loan you're looking for

Table comparing monthly payments, APRs for approved personal loans.

See your options

Take a few minute to answer few questions, and we'll match you with the right range of lenders to consider

Choose your loan

Find your favorite marketplace of offers and apply directly with the lender you prefer

Do your project

If you're approved, use your funds to cover all your costs now, and pay the lender back month by month

We’ve helped over a million customers, and we’re just getting started

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Easy process

The process of getting a home improvement loan submitted and approved was seamless. Communication was on par with high expectations, and Acorn delivered.

Olivier Lemaignen, 2 hours ago

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It was very easy to fill out…

It was very easy to fill out everything, I think only took less than 24 hours for me to be approved. I like the list of choices available.

Katie McCormick, 1 days ago

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Very easy website and quick response!

Karen Mcculley, 1 days ago

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Awesome experience

I had a great experience minus my error with my account number. They made the process easy to fix.

Christine Anonsen, 3 days ago

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great I never had to wait long when…

great I never had to wait long when calling and everyone gave me great service

Keith Bell, 4 days ago

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easy to apply for the loan

easy to apply for the loan and i received a quick approval

Donna Wcustomer, 4 days ago

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Very good loan processing online

Very good loan processing online. Thank you Acorn and LightStream. 👍🏻

Michael Gahan, 4 days ago

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Quick and easy

Quick and easy. Thank you

James Riter, 5 days ago

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Everyone was very nice to work with…

Everyone was very nice to work with over the phone. They answered any questions i had in a nice way and were very helpful.

Sandra Banks, 5 days ago

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The website was easy to maneuver

The website was easy to maneuver. The response was very quick.

Mike Bass, 5 days ago

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It was easy to use and understand

It was easy to use and understand. There were a lot of options presented and we simply chose the best one for us.

Cindy P, 6 days ago

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Thank you for assisting me with…

Thank you for assisting me with approving me for the loan. It definitely helped me out.

Joanne Bibbins, Feb 12

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Important important

Filling everything out was very, very easy! The application was also very timely! I felt relaxed during the whole process!

Mark Mcleod, Feb 7

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Good Experience

It was very easy to obtain this loan and terms were quite reasonable.

Peggy H, Feb 1

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Great options

Acorn provided me with great options that fit my needs.

Stephen, Jan 31

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The process was informative and easy.

Debi Peters, Jan 24

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They made the process easy

They made the process easy, understandable and quick.

dhempler, Jan 23

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You and your team did a great job with…

You and your team did a great job with our loan.

Robert Sweet, Jan 21

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Simple process

Very simple online application process. They made getting a loan for an unexpected furnace purchase hassle free.

CS, Jan 21

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The application was simple

The application was simple, timely and convenient

John Krasnowiecki, Jan 19

Rated 4.7 / 5 based on 1154 reviews.

Trustpilot

What can I do with a $10,000 personal loan?

A $10,000 personal loan has a number of uses, including (but not limited to):

Home improvement Buying a car Wedding costs

Debt consolidation Medical bills Startup business costs

FREQUENTLY ASKED QUESTIONS

Still have questions?

Find Bad Credit Loans in West Virginia at Acorn Finance

If your research on bad credit loans in West Virginia has brought you here, we applaud you - because knowledge is power. It is important to make the choices that best align with your personal goals. When you're confident enough in your finances and ready to see if you qualify for a personal loan, check offers at Acorn Finance with no credit impact.

Can you get a bad credit loan in West Virginia with no credit check?

Getting a bad credit loan in West Virginia with no credit check is possible, but the solutions usually aren't ideal. There are loan options including pawn shops, payday loans, and vehicle title loans that can provide lending opportunities for individuals that are looking to side step the credit check. It is important to note that these loans can come with interest rates over 100%, which may make you think twice about this.

Is it possible to get a guaranteed personal loan for bad credit in West Virginia?

Guaranteed loans are backed by a third-party, such as a cosigner. Examples of these loans are federal student loans, SBA loans, or mortgages. Some guaranteed loans may be available for bad credit borrowers in West Virginia.

Are bad credit installment loans in West Virginia worth it?

Deciding whether or not a bad credit loan is worth it comes back to the individual needs of the borrower. For some this may be just what you are looking for and taking on the added expense is worth it to be able to address the immediate financial strain. While to others, the higher interest rates are not worth the immediate relief. Whichever end you find yourself on, it's important to get all the information necessary to make the financial decision that is right for you.

Check Offers for Bad Credit Loans

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