Personal Loans in Connecticut
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Get pre-qualified for loan offers with an easy online form
Won't impact your credit
Checking offers will not impact your credit score
Competitive payment options
Funding up to $100,000 and APRs as low as 4.99%1
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Connecticut Personal Loans
Personal loans in Connecticut are readily available – you’ll just want to know where to look to find the best rates. Whether you have good credit or bad credit, you can access personal loans in Connecticut. So where do you start and how much can you borrow?
Quick. Simple. Secure.
How To Apply For Personal Loans in Connecticut
Fill out easy online form to check for pre-qualified offers with no impact to your credit score
Compare terms and payment options to select offer that’s best for you
Complete application process on your selected lender’s website
After loan approval, your funds should arrive within 1-2 business days2
COMPARE RATES FROM TOP LENDERS
“The process couldn’t have been any easier. I filled out a short form that took me less than 2 minutes and within seconds I got multiple offers from lenders.”
- Mike T. (TN)
“It was important to me that I could review my offers without any impact to my credit score, before deciding on the best loan option.”
- Carol R (FL)
“I like the easy online and 100% paperless experience of Acorn Finance. I received my money two days after completing my application.”
- Bob S (WI)
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FREQUENTLY ASKED QUESTIONS
Learn More About Personal Loans in Connecticut
Keep reading to learn everything you need to know about personal loans in Connecticut.
Read more - FAQ
Where can I get a loan in Connecticut?
It’s important to note that some online lenders like Upgrade and LendingPoint do not operate in Connecticut. So be sure to double check with your lender of choice before applying.
By using a platform that allows you to check offers, you can narrow down lenders that offer personal loans in Connecticut. At the same time you can determine which lenders offer the best rates and terms.
Can you get a personal loan in Connecticut?
What is the minimum loan amount in Connecticut?
When it comes to mortgage loans, the Federal Housing Administration may place minimum loan amount restrictions on FHA loans. For example, in Fairfield County an FHA loan must be at least $5,000 and may not exceed $1,338,000. Be sure to research the mortgage limits for your county and specific loan program before applying for a mortgage in the state of Connecticut.
What is a jumbo loan amount in Connecticut?
For example, in the state of Connecticut a jumbo loan is a mortgage in the amount of $647,200 or higher in most counties, except for Fairfield County which has a loan limit of $695,750.
It’s important to note that you may have a harder time finding and qualifying for a jumbo loan than for a conventional mortgage. Thankfully, utilizing the services of a qualified real estate agent and mortgage broker can help you navigate the complex jumbo loan market.
What is the maximum interest rate allowed in Connecticut?
In the state of Connecticut, the legal maximum interest rate is 12% with exceptions for business loans, mortgages, car loans, and student loans. In addition, loans originated by federal or state banks and credit unions are not subject to the usury maximum. Therefore, these consumer protections largely apply to credit cards and legal judgements.
Does Connecticut offer installment loans?
What Connecticut bank is easiest to get a personal loan from?
WalletHub has also ranked the best banks in Connecticut according to criteria such as their service offerings and their customer service. According to WalletHub, the top CT banks are Jewett City Savings Bank, Litchfield Bancorp, The Milford Bank, Newtown Savings Bank, Fairfield County Bank, and Northwest Community Bank. National bank chains who also ranked highly for the state of Connecticut include Bank of America, Chase, and Wells Fargo.
Top credit unions include Franklin Trust Federal Credit Union, Navy Federal Credit Union, and FD Community Federal Credit Union.
In addition to local banks and credit unions, consumers also have the option to turn to online lenders for their personal loan financing needs. Top online lenders who are available to originate loans for consumers in the state of Connecticut include SoFi, LightStream, Prosper, and Best Egg.
Be sure to get prequalified from a variety of different lenders in order to find the best rates.
Is it a good idea to get a personal loan in Connecticut?
Since the state of Connecticut does not allow consumers to take out payday loans, a personal loan is often the best option for borrowers who need quick access to cash without using a credit card. Personal loans may be secured or unsecured and are easily accessible to most consumers including those with low credit scores.
At Acorn Finance you can check personal loan offers up to $100,000, depending on credit score. This can help expedite the process while ensuring you are matched with a legitimate lender. Our lending partners can fund loans in as little as 1-2 business days, although funding times may vary. Checking offers at Acorn Finance does not impact your credit score.
Unlock the best personal loans in Connecticut. . . check offers online today!
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