HomeOutdoorOutdoor Kitchen Financing
Advertising Disclosure Acorn Finance receives compensation from some of the companies featured on our website, which may influence the presentation and order of the offers shown. Please note that not all loan options, savings products, or lenders are represented on our site.

Outdoor Kitchen Financing

Compare monthly payment options from several lenders in under 2 minutes.

How much would you like to finance?

Woman smiling at financial transaction on smartphone via Fiona Template.

Finance an Outdoor Kitchen

Outdoor kitchen financing can provide the funds you need to build the backyard of your dreams. Whether you need to buy a BBQ on finance or build a fully functional outdoor kitchen, you can use financing.

Whatever your dream summer outing looks like, you can make it a reality by installing an outdoor kitchen for your home. You can even incorporate your outdoor kitchen with your outdoor spaces which might include a porch, deck, patio, or even a fire pit.

Check Offers
Quick. Simple. Secure.

How To Finance A Home With Acorn Finance

How To Get Finance For Home With Acorn Finance
Security concept with shield icons across desktop and mobile platforms.
1

Pre-qualify

Fill out an easy online form to check for pre-qualified offers with no impact to your credit score
Concept of data sharing across desktop and mobile platforms.
2

Select offer

Compare terms and payment options to select the offer that’s best for you
Iconic online banking symbol depicted on computer and mobile screens.
3

Finish application

Complete your application on your selected lender’s website
Icon symbolizing monetary investment or support.
4

Receive funding

After your loan is approved, your funds should arrive within 1-2 business days2

Check offers
in seconds

Get pre-qualified for loan offers with an easy online form

Won't impact
credit scores

Checking offers will not impact your credit score

Competitive
payment options

Compare rates from our network of lenders

Receive
funds quickly

Same-day and next-day available for certain offers2

Compare Rates From Lenders in Our Network

Learn More About Outdoor Kitchen Financing

Creating this type of outdoor living space does not have to be only for the uber-wealthy. By securing outdoor kitchen financing with one of the many lenders that work directly with Acorn Finance, you can afford to install a new outdoor kitchen and pay it off over time.

Read more - FAQ

+

What is an outdoor kitchen?

An outdoor kitchen is essentially space outside, either attached to the home on a patio, near a pool or on a rooftop terrace where you can prepare and cook meals. You may have a grill, oven, or stove, or all three. A refrigerator and sink are also nice, but not necessary. You do need counter space for food preparation and a place for seating and dining.

How elaborate and the size you make your outdoor kitchen depends on how often you entertain and the size of your family. You may only need a grill with a kitchen counter and some bar stools for just you and your spouse. Or, you may want everything you have in your normal kitchen as well as an entertainment center complete with flat-screen television and a home stereo system to play music while you and your friends get down on some BBQ and drinks.

An outdoor kitchen is whatever you make it and it all depends on the space you have available and your budget.

Can you finance an outdoor kitchen?

Yes, you can finance an outdoor kitchen and pay for it over time rather than in one lump sum. Some homeowners may prefer a secured loan while others may prefer an unsecured loan. Of course there are other types of financing too but these are usually the main choices. Secured loans require collateral and may be harder to qualify for compared to unsecured loans.

If you are looking to check offers for unsecured outdoor kitchen financing, you can apply at Acorn Finance. Within 60 seconds or less you can check offers with no impact to your credit score. Acorn Finance has lending partners that can offer personal loans up to $100,000.

How much does a covered outdoor kitchen cost?

Depending on your tastes and the features you want, you can expect to pay anywhere from $5,429 to $21,645 for the installation of an outdoor kitchen. If you want to add some coverage to your outdoor kitchen to protect it from weather, you could spend an additional $2,000 to $25,000 depending on what you choose to do.

For example, if you go with a wooden or pergola slab, you can expect to pay between $2,000 and $5,900. A gazebo, which offers better weather protection and looks beautiful in your yard, may cost you as little as $3,350 and as much as $9,900.

If you are looking for the best protection with a full patio enclosure, then budget between $8,500 and $25,000. However, these full patio enclosures start to take away from the outdoor feel you were probably looking for in the beginning.

Does an outdoor kitchen add value to your home?

Yes, outdoor kitchens can add immense value to your home. You should be able to break even or profit from your initial investment of installing an outdoor kitchen. The additional living space, the potential for entertaining, and the visual appeal of an outdoor kitchen are all desirable for most people looking to purchase your home.

Also, if you live in the southwest or the southeast United States, sometimes it is hard to sell a home that does not have an outdoor kitchen and entertainment space. For the midwest and northeast where winter is a force to be reckoned with, not so much. However, most people in the midwest love nothing more than firing up the grill with half a foot of snow on the ground. They may just prefer to eat inside once the food is cooked.

Why are outdoor kitchens so expensive?

Outdoor kitchens can be expensive because of the additional work that needs to be done to install electrical for appliances and plumbing for sinks and drains. Also, materials that are needed for an outdoor kitchen need to be able to withstand weather conditions through all four seasons without losing their aesthetic or becoming unusable.

Again, you can expect to recoup most, if not all of the cost and then some if you install an outdoor kitchen.

What countertops are best for an outdoor kitchen?

It is important to invest in the proper countertops for an outdoor kitchen to protect your investment. The best countertops for outdoor use are usually made from stone, concrete, or tile.

For stone, granite countertops might be your best option. They shouldn't absorb stains or odors and they shouldn't fade in the sun. Also, soapstone is another popular option.

Does an outdoor kitchen need to be covered?

No, your outdoor kitchen does not need to be covered, especially if you live in a dry climate area like Arizona or Southern California. If you live somewhere that rains a lot, you may want to consider a covering, but it is not necessary.

How long does it take to build an outdoor kitchen?

You can expect an average-sized outdoor kitchen to take 3 to 4 weeks to complete construction. You may need to spend some time gathering materials, appliances, and having electricity and plumbing installed. All of which take some time on their own.

How much space do you need for an outdoor kitchen?

The minimum amount of space you need for a basic outdoor kitchen is 10 linear feet. This should be enough space to accommodate basic appliances and counter space.

Anything larger than that and you can begin to get more creative with the layout and special features.

12-14 linear feet is considered a perfect sized outdoor kitchen. 16 linear feet is a medium-sized outdoor kitchen. 20 linear feet is an outdoor kitchen for the royal family.

Is an outdoor kitchen worth it?

If you are looking for a nice way to add some outdoor living space that is great for entertaining and even better to bring the family together, then an outdoor kitchen should one-hundred percent be worth it.

Why should I build an outdoor kitchen?

An outdoor kitchen can increase the value of your home while providing you with the ultimate outdoor entertaining space. With an outdoor kitchen you can spend more time outside soaking up vitamin c.
No matter the size of your home or how fancy your kitchen is inside, If you have the funds and space for an outdoor kitchen, you should build one. Some of the best reasons to consider an outdoor kitchen for your home includes:

Makes entertaining a breeze: You have a spot for everyone to gather around and relax so you can entertain and make some mouthwatering food.

Increases the value of the home: Remodelers who choose to add an outdoor kitchen are able to earn a high rate of return on their financial investment. And if you are willing to use high-quality materials, you may see an even greater return on investment.

Save on utility bills: When you are grilling and cooking outside, your air conditioner will have less work to keep up, saving you a bit of money when it is time to pay those bills.

Keep the smells outside: Whether you like the smell of what you are cooking or not, sometimes it is nice to keep it all outside. Nothing creates the vibe for an outdoor BBQ more than the smells of burgers sizzling on the grill.

Expand your living space: An outdoor kitchen can provide more space for entertaining.

Save money by eating at home: Most homeowners quickly fall in love with their outdoor kitchen. So much so that they often prefer to enjoy the evening in the comfort of their own backyard making dinner rather than going out to eat.

An outdoor kitchen can be a great investment in your home. With the right financing from some of the top lenders in the country, you will be able to put some of those thoughts into reality.

Where should I put my outdoor kitchen?

The location for your outdoor kitchen may depend on what space you have available. Some yards are smaller than others. In a smaller space you may need to apply a bit of creativity to find a functional space for an outdoor kitchen. In some cases you may be able to add a deck or patio for your outdoor kitchen.

Generally, the kitchen should be placed close to the home. This can make it easier for all the outdoor prep you need to get done and can save some time on cleanup. With it close to the home, it is easier to run in and out of the home to get supplies and more.

The number of items that you are adding to the outdoor kitchen will be important as well. If you are just going for a grill and a few appliances, then the amount of space you need will be smaller. For those who want to go all-out and make this a new area to enjoy, you may need some more space. The decisions you make usually depend on the space available as well as your budget. If you have a small space you should consider what aspects of an outdoor kitchen are most valuable to you.

How do you plan an outdoor kitchen?

When you are ready to create your own outdoor kitchen, you will need to consider a few factors. You need to first consider the amount of space that you have available and the layout that you prefer for the kitchen. Consider the entirety of the backyard and how much space you would like to use up for the kitchen. You can work with a contractor to make a mock-up of the kitchen to see what will fit and what needs to go.

Your budget is an important factor to consider here as well. While working with a contractor, they can give you a good idea of how much you will spend for each of your ideas. You can then add or take out ideas based on how they affect the budget. The more elaborate your plans for the kitchen, the more it is going to cost you. Balancing your budget and your dreams for an outdoor kitchen can help you come up with the exact kitchen you want.

As you are comparing different plans and coming up with the budget you want to spend, it is a good idea to consider all your financing options as well. Careful planning is an important part of any successful home improvement. You should invest time creating the actual design and selecting materials as well as researching the best way to finance an outdoor kitchen. At Acorn Finance, it's easy to compare home improvement loan offers. With all the time you can save you can spend more time focusing on creating the outdoor kitchen of your dreams.

How do I make a cheap outdoor kitchen?

Outdoor kitchens can get expensive if you do not take the time to plan them out well. There are some steps that you can take to help keep the cost of your outdoor kitchen down to a minimum. You will not end up with some of the super fancy equipment or the elaborate setup that you see on home improvement stores, but you can still end up with a beautiful outdoor kitchen to suit your needs.

Coming up with the plan for your outdoor kitchen is a great way to get started. This helps you know what you would like to put into the kitchen from the start and prevents issues or making a mess with it later. You can then do a little bit of shopping to find the items that you need.

If you plan to add some components like a sink, you may need to have a professional come out and do some of the plumbing. If you are on a tight budget, you may want to avoid adding a sink or other appliances that require plumbing. For many other items, you can find less expensive alternatives to help. Your grill does not have to be something fancy and you can use second-hand chairs and tables that are still in good shape. It may take a bit more imagination to get this setup, but if you avoid some of the picture perfect kitchens and bring out your creativity, you will create the perfect outdoor kitchen for your needs.

Why should I build an outdoor kitchen?

An outdoor kitchen can increase the value of your home while providing you with the ultimate outdoor entertaining space. With an outdoor kitchen you can spend more time outside soaking up vitamin c.
No matter the size of your home or how fancy your kitchen is inside, If you have the funds and space for an outdoor kitchen, you should build one. Some of the best reasons to consider an outdoor kitchen for your home includes:

Makes entertaining a breeze: You have a spot for everyone to gather around and relax so you can entertain and make some mouthwatering food.

Increases the value of the home: Remodelers who choose to add an outdoor kitchen are able to earn a high rate of return on their financial investment. And if you are willing to use high-quality materials, you may see an even greater return on investment.

Save on utility bills: When you are grilling and cooking outside, your air conditioner will have less work to keep up, saving you a bit of money when it is time to pay those bills.

Keep the smells outside: Whether you like the smell of what you are cooking or not, sometimes it is nice to keep it all outside. Nothing creates the vibe for an outdoor BBQ more than the smells of burgers sizzling on the grill.

Expand your living space: An outdoor kitchen can provide more space for entertaining.

Save money by eating at home: Most homeowners quickly fall in love with their outdoor kitchen. So much so that they often prefer to enjoy the evening in the comfort of their own backyard making dinner rather than going out to eat.

An outdoor kitchen can be a great investment in your home. With the right financing from some of the top lenders in the country, you will be able to put some of those thoughts into reality.

Where should I put my outdoor kitchen?

The location for your outdoor kitchen may depend on what space you have available. Some yards are smaller than others. In a smaller space you may need to apply a bit of creativity to find a functional space for an outdoor kitchen. In some cases you may be able to add a deck or patio for your outdoor kitchen.

Generally, the kitchen should be placed close to the home. This can make it easier for all the outdoor prep you need to get done and can save some time on cleanup. With it close to the home, it is easier to run in and out of the home to get supplies and more.

The number of items that you are adding to the outdoor kitchen will be important as well. If you are just going for a grill and a few appliances, then the amount of space you need will be smaller. For those who want to go all-out and make this a new area to enjoy, you may need some more space. The decisions you make usually depend on the space available as well as your budget. If you have a small space you should consider what aspects of an outdoor kitchen are most valuable to you.

How do you plan an outdoor kitchen?

When you are ready to create your own outdoor kitchen, you will need to consider a few factors. You need to first consider the amount of space that you have available and the layout that you prefer for the kitchen. Consider the entirety of the backyard and how much space you would like to use up for the kitchen. You can work with a contractor to make a mock-up of the kitchen to see what will fit and what needs to go.

Your budget is an important factor to consider here as well. While working with a contractor, they can give you a good idea of how much you will spend for each of your ideas. You can then add or take out ideas based on how they affect the budget. The more elaborate your plans for the kitchen, the more it is going to cost you. Balancing your budget and your dreams for an outdoor kitchen can help you come up with the exact kitchen you want.

As you are comparing different plans and coming up with the budget you want to spend, it is a good idea to consider all your financing options as well. Careful planning is an important part of any successful home improvement. You should invest time creating the actual design and selecting materials as well as researching the best way to finance an outdoor kitchen. At Acorn Finance, it's easy to compare home improvement loan offers. With all the time you can save you can spend more time focusing on creating the outdoor kitchen of your dreams.

How do I make a cheap outdoor kitchen?

Outdoor kitchens can get expensive if you do not take the time to plan them out well. There are some steps that you can take to help keep the cost of your outdoor kitchen down to a minimum. You will not end up with some of the super fancy equipment or the elaborate setup that you see on home improvement stores, but you can still end up with a beautiful outdoor kitchen to suit your needs.

Coming up with the plan for your outdoor kitchen is a great way to get started. This helps you know what you would like to put into the kitchen from the start and prevents issues or making a mess with it later. You can then do a little bit of shopping to find the items that you need.

If you plan to add some components like a sink, you may need to have a professional come out and do some of the plumbing. If you are on a tight budget, you may want to avoid adding a sink or other appliances that require plumbing. For many other items, you can find less expensive alternatives to help. Your grill does not have to be something fancy and you can use second-hand chairs and tables that are still in good shape. It may take a bit more imagination to get this setup, but if you avoid some of the picture perfect kitchens and bring out your creativity, you will create the perfect outdoor kitchen for your needs.

Can you use a regular grill in an outdoor kitchen?

It is possible to use a regular grill for your outdoor kitchen. In some cases you may even be able to purchase a pre-built island with a grill in it. While this may not offer the same permanent feel as a custom outdoor kitchen, it may be more affordable. In addition, if you move you can take it with you. Alternatively, you could build a custom island or counter with a fridge and other appliances and have a free-standing grill next to it. While these are a few cost-effective options, you will likely get a higher return on investment with a high-quality and permanent outdoor kitchen.

Closing Thoughts

An outdoor kitchen does not need to be a dream that only celebrities and the wealthy can enjoy. With a low-interest loan secured through Acorn Finance, you can start the design process right away. Acorn Finance has trustworthy lending partners that can offer APRs as low as 6.99% depending on your credit score. Individuals can discover simple and competitive payment options through Acorn Finance. At Acorn Finance, you can submit one application and receive loan offers in 60 seconds or less with no impact to your credit score. Once you have claimed the best offer and finalized the loan, you can receive funds quickly.

Build the outdoor kitchen of your dreams. . . apply for financing today!

How Does Acorn Finance Compare?

Compare Rates From Top Lenders

$3500 Loan Calculator

Are you a contractor?
Generate more revenue with Acorn Finance.

Offer customers the ability to finance their dreams with zero dealer fees.

Get Started

Popular Home Improvement Projects

Barn Financing Options

One home, endless possibilities

MORE HOME IMPROVEMENT FINANCING OPTIONS

Personal Loan Information