HomeOutdoorConcrete Financing
Advertising Disclosure Acorn Finance receives compensation from some of the companies featured on our website, which may influence the presentation and order of the offers shown. Please note that not all loan options, savings products, or lenders are represented on our site.

Concrete Financing Near Me

Compare monthly payment options from several lenders in under 2 minutes.

How much would you like to finance?

Woman smiling at financial transaction on smartphone via Fiona Template.

Concrete Financing For Concrete Work, Slabs, Patios & More

Can you finance concrete work?

Using concrete as a material for your driveway just simply looks good. It adds instant curb appeal and may even make the neighbors jealous, especially if the other homes in the area have asphalt driveways.

Concrete in general is an excellent material to use for all different types of home improvement projects like putting in a patio or installing a backyard pool.

Most people find the only disadvantage to having a concrete driveway is the higher start-up cost. But if you could finance your new concrete driveway, would you jump on the chance to make a sound investment into your home and be able to pay it off over time?

Check Offers
Quick. Simple. Secure.
Security concept with shield icons across desktop and mobile platforms.


Fill out an easy online form to check for pre-qualified offers with no impact to your credit score
Concept of data sharing across desktop and mobile platforms.

Select offer

Compare terms and payment options to select the offer that’s best for you
Iconic online banking symbol depicted on computer and mobile screens.

Finish application

Complete your application on your selected lender’s website
Icon symbolizing monetary investment or support.

Receive funding

After your loan is approved, your funds should arrive within 1-2 business days2

Check offers
in seconds

Get pre-qualified for loan offers with an easy online form

Won't impact
credit scores

Checking offers will not impact your credit score

payment options

Compare rates from our network of lenders

funds quickly

Same-day and next-day available for certain offers2

Compare Rates From Lenders in Our Network

About LightStream

Coming Soon…


Coming Soon…


Coming Soon…

About Sofi

Coming Soon…


Coming Soon…


Coming Soon…

About Upgrade

Coming Soon…


Coming Soon…


Coming Soon…

About Bestegg

Coming Soon…


Coming Soon…


Coming Soon…

Learn More About Concrete Financing

At Acorn Finance you can check home improvement loan offers without impacting your credit score. You can receive funds quickly, although funding times may vary, and start your concrete project immediately. Keep reading to learn more about concrete financing and concrete payment plans.

Read more - FAQ


Can you finance concrete?

Yes you can finance concrete. If you are planning an extensive interior and/or exterior remodel, you may want to use a secured loan. However, if you just need financing for a concrete patio, driveway, or walkway, or some combination of concrete areas, you may want to use an unsecured home improvement loan. Home improvement loans do not require collateral, thus making them more desirable for simple home improvement projects such as concrete. They can also offer competitive interest rates and favorable terms. If you have good credit, you should determine what your project will cost and then explore financing options. While a home improvement loan is commonly used by homeowners, there may be a better option for your situation. Regardless of the loan type you choose, make sure you do plenty of research and make an educated decision.

Do concrete companies finance?

It is safe to say that most concrete companies do offer financing. Financing through a concrete company may offer some benefits that would seem like an attractive offer, but you should know that financing with a concrete company may not be your best option. They may offer attractive offers like deferred interest or 0% APR for a certain number of months to lure you in, but be wary. These offers may end up costing you a fortune if you need more time than the promotional period offers.

If you take a loan out that is deferred interest, you may benefit from 0% APR, but if you miss one loan payment, you may be in jeopardy of paying all of the incurred interest on the loan in addition to fees. In addition, if you are unable to pay the balance in full within the promotional period, you may encounter extremely high interest rates. If you need more time than the promotional period offers, you should consider using a personal loan. Personal loans or home improvement loans do not require collateral and most come with a fixed term. With a consistent monthly payment and set loan term, home improvement loans should be easy to manage. At Acorn Finance you can check home improvement loan offers up to $100,000, depending on credit score.

Should I finance with concrete companies or get a personal loan?

Entirely the decision is up to you but there are numerous benefits for going the route of a personal loan rather than other methods of financing. If you finance with a concrete company you will likely have to use the money directly to pay them. If you have a personal loan, you can use the money for whatever you'd like. You can pay the concrete company and maybe still have a little leftover for some new landscaping or paint your garage. Ultimately, as a responsible buyer, you will want to compare options. In some cases, financing with a concrete company may make the most financial sense.

How much will my concrete driveway cost?

The average concrete driveway can cost the average homeowner between $1,800 and $6,000. This is based on typical driveways in standard homes across the United States. If you are putting in an abnormally long driveway, looking to add decorative elements and special features like a basketball court or patio, then your price could increase dramatically.

To simply have concrete poured for your driveway, then you are looking at somewhere between $4 to $7 per square foot. This factors in both the material costs and the costs associated with labor. Pouring concrete is labor intensive and it can cost almost as much as the materials.

Other features you will need to consider are whether or not you want to have your concrete stained or stamped.

To have your driveway stained, you will have the concrete installers add an additional layer of colored stain. You can now almost get this stain in any color you prefer. Estimated costs to have this done when the concrete is getting poured increase the overall cost of the project to $6 to $12 per square foot.

Having your driveway stamped is an elegant way to add any kind of texture or pattern to your driveway that you would like. You can make the stamp look like cobblestone or brick, and even add accents of stamps of leaves and other decorative features. Check with the concrete provider to see their full selection of stamp ideas.

Once you decide what you want your concrete pour to look like, then you have other additional features to consider. Features like adding heated coils to melt the ice away in the winter, maybe putting in a brick border around the driveway, or having the concrete rebarred to increase its superior strength. All these come with various increases to the overall cost of your project.

How much will a concrete patio cost?

Adding a concrete patio to your home is a wonderful way to create some additional outdoor living space for you and your family. You can simply have one poured off the side or back of your house, or maybe even add it as an addition to a concrete driveway. Either way, many of the prices and additional features are the same for pouring a patio as they are for pouring a driveway

Depending on the size and possibly additional features like stamping or staining, the average concrete patio should cost somewhere between $1,657 and $4,318.

With a concrete patio, you have the additional option to add a covering of some sort as well. A glass or wood covering may add a few thousand dollars to the total cost of your concrete patio project.

Can you finance concrete with bad credit?

To finance concrete with bad credit is not impossible, but it could be difficult to qualify if your credit score is below 550, or even 600. A credit score between 550 and 580 could still allow you to qualify, but you may be better off improving your credit score before applying for a loan. If you don't have time to rebuild your credit score, you should find a willing cosigner with good credit. You can apply for a loan with a cosigner to increase your chance of approval. Additionally, a cosigner may help you get a lower interest rate. Easier said than done. It may be challenging to convince someone with good credit to take equal responsibility on the loan, but worth the effort to at least try.

Remember, for a personal loan with a bad credit rating, you may not qualify for the best interest rates and you may be subject to an origination fee. If you want to see if you qualify for a home improvement loan, you can check offers at Acorn Finance. Most of our lending partners have a FICO cutoff 600 or above.

How much can you borrow to finance concrete?

How much you can borrow typically depends on what you qualify for and what a lender offers. At Acorn Finance, you can check home improvement loan offers up to $100,000. Now, this may be way more than you need for a concrete driveway or walkway but you might want to take out one loan to cover several home improvement projects.

What interest rates can I get to finance concrete?

With a personal loan through a lender working as part of the Acorn financial network, depending on your credit score, you could qualify for interest rates as low as 6.99%.

Remember, the interest rate that you secure is entirely dependent on your credit situation and other factors. If you have an excellent credit rating, you can take advantage of the lowest interest rates and the most favorable terms from the lenders that work with Acorn Finance. Like we discussed before, it is still possible to finance concrete with bad credit but you will just pay more interest over time.

How long can I finance concrete for?

Lenders working in the Acorn financial network offer personal loans with repayment periods of up to 12-years. Lenders can work with you to help you choose the best repayment period with the monthly payment that works for your budget. If you want to pay less money in interest, go ahead and choose a loan repayment period far lesser than the 12-year maximum. The term available may depend on the loan amount and borrower qualification.

Why is concrete so expensive?

Concrete work can be expensive for several reasons, however, due to a sharp rise in demand in recent years with its increase in popularity in the residential sector, prices have increased. Concrete is expensive to transport, and the further the concrete plant is from the project, raises transportation costs which then increases the overall costs of any project using concrete.

Also, the pouring of concrete takes a lot of labor. It is hard work, and the labor involved can cost more than the materials involved.

What are the benefits of concrete?

Using concrete in any construction project is extremely beneficial in many ways. Whether you are using it for a driveway or a patio, you can enjoy the longevity of your concrete creation for years and even decades to come. Builders love using concrete for several reasons including:

It is highly durable: Concrete can last longer than any other building material because time is considered to strengthen concrete rather than erode it. Concrete is naturally fire, wind, and water-resistant as well.

It is low maintenance: Once your concrete driveway or patio is poured and set, concrete requires incredibly little maintenance. You can add protective coats or sealants if you want but it will still last decades without them.

Concrete is versatile: Before the concrete hardens you can add any kind of design feature you like.

There are many advantages to using concrete for your next home improvement project, and if you use it for your driveway rather than asphalt, you will save money over time. An asphalt driveway needs to be repaved every 2 to 3 years where a concrete driveway will last 20 to 30 years.

What are the disadvantages of concrete?

There are not too many disadvantages to using concrete as a building material for a new driveway or patio, however, most people are turned away by the higher price point.

Concrete driveways are usually at least 2 to 3 times more expensive than an asphalt driveway. However, concrete driveways can pay for themselves many times over with a reduction in maintenance costs. Remember that an asphalt driveway should be repaved every few years while your concrete driveway should still be looking good just by sweeping a broom or giving in once over with a garden hose.

Will a concrete driveway add value to my home?

Overall, it is safe to say that a concrete driveway should add value to your home. A concrete driveway can enhance curb appeal and appeal to potential homebuyers, especially if they know how easy concrete is to maintain.

Also, depending on where you live, based on weather conditions and what types of driveways are common in your neighborhood, not having one actually could cause the value of your home to decrease.

Will a concrete patio add value to my home?

Adding a concrete patio can add both financial and aesthetic value to your home. Not only does it add value to your home in those ways, it can also add value by providing an outdoor living space for your friends and family to enjoy.
A concrete patio can add financial value by increasing the sale value of your home. By installing the right size and design features to your concrete patio, you can recoup more of your initial investment.

A concrete patio also looks good and the added benefit of little to no maintenance should give you an aesthetically pleasing gathering space for you and your family for years.

Can you get a loan to finance concrete online?

Looking online to find lenders to finance concrete may be one of the smartest ways to shop for loan options. Acorn Finance works with dozens of lenders across the United States who all come to one place to help borrowers like yourself that are in need of financing for their home improvement projects.

Alternatively, if you prefer to use a local bank or credit union, they may offer an online application process. Most banks and credit unions offer some sort of rate sheet online to help borrowers decide if they want to apply or not. If you use an online lender that is outside of the Acorn Finance network, you will want to ensure they are a legitimate lender before you share information with them.

Whether you are looking to create a concrete driveway or a concrete patio, you can check home improvement loan offers online at Acorn Finance. Within seconds you can get prequalified for a home improvement loan without impacting your credit score.

When you find a loan that is right for you, you can work with the lender to begin the loan application process. Once all the final paperwork is complete and you are approved, you can see the funds deposited into your account in as little as one business day, although funding times may vary.

Explore concrete financing offers. . . apply online today!

Why choose Acorn Finance for comparing concrete financing?

From envisioning your next home improvement project to finding the right professional(s) to help with it to figuring out a way to afford it, there are many moving parts to home improvements. In between these main parts, there are also things such as obtaining permits, living in a construction zone (or living elsewhere temporarily), and we can’t forget about the surprises. It’s always a good idea to consider things that can go wrong so you can budget accordingly. After all, you don’t want to start a project you can’t finish.

Our team at Acorn knows just how overwhelming (yet exciting and worth the ride) home improvement projects can be. With the mission to simplify the process of comparing home improvement loan offers, we’ve partnered with a network of top national lenders. By submitting some personal information on our website, you can check rates in seconds with no credit score impact. Compare offers side-by-side as you expedite the path to your next home improvement project becoming a reality. Some of our lending partners can offer home improvement loans up to $100,000, depending on credit score, with no collateral requirement. Break down the walls at Acorn Finance and fast-track financing for your next home improvement project.

What are the different types of home improvement projects that use concrete?

Concrete is a multi-purpose material. It can be used for things such as the foundation of a home or shed or setting fence posts. It can also be used for driveways, walkways, patios, and more. While concrete is a relatively inexpensive option compared to other materials, concrete projects can still add up. Perhaps you’re reading this to figure out how to repurpose leftover concrete or plan your next big home improvement - either way, here are some home improvement projects that use concrete.

  1. New driveway: A new driveway can spruce up the curb appeal of your home. Additionally, it has a good chance of increasing your home value. You should lean on a professional for major concrete projects such as a new driveway. This project will be visible every time you arrive home and to all passer-byers. 
  2. Patio: A new patio can expand living space. It can also make your property safer by creating an even surface. After pouring your concrete patio, you can transform it with paint and other finishing touches when it’s dry and ready. This can take the transformation one step further. 
  3. Foundation for a shed: Concrete is commonly used as a foundation material. Whether you’re building a home or shed or other structure that requires a foundation, you may need a concrete slab. Since you won’t see this concrete much, you may be able to DIY the slab. Just be sure it’s done properly because we all know how critical a good foundation is! 


How much does it cost to pour 1000 square feet of concrete?

Concrete typically ranges between $4 to $8 per square foot. Variables such as labor and thickness of the concrete can impact the cost per square foot. For estimation purposes, if concrete is $6 per square foot, then we can estimate that it will cost about $6,000 to pour 1,000 square feet of concrete. That might be a little more than you were expecting for concrete. 

For those of us who don’t spend much time thinking about square footage, we may be trying to gauge just how much space 1,000 square feet is. To give you an idea, 1,000 square feet is about half the size of a tennis court. While that may sound large, it’s really not when we think about areas where we might need to pour concrete. Remember, labor costs can add up quickly for home improvements. To keep costs down, you can DIY your next concrete project. Alternatively, you can consider a home improvement loan to help cover some or all of the costs. With funding in as little as 1-2 business days on approved loans (although funding times can vary), you can receive funds quickly and get to work. Visit Acorn Finance to check offers in seconds with no credit score impact.

Is it cheaper to pour concrete yourself?

Labor costs can add up. While you can DIY your next concrete project, you’ll want to consider the pros and cons before committing to the project. If you don’t have the right equipment or skill set, it can be a time-consuming process to pour concrete. Additionally, if anything goes wrong, you may end up paying more to get a professional to repair your work. 

The good news is that concrete and mixing supplies are relatively cheap, and pouring concrete is not as challenging as other home improvement projects. Most skill levels can achieve a successful concrete pour if they invest time into learning how to do it properly. A home improvement loan can be used for DIY concrete projects or concrete projects carried out by a professional. If you choose to DIY your next concrete project, use resources such as online videos, DIY TV shows, knowledgeable friends, and so forth to learn more about pouring concrete. 

Is it cheaper to buy cement or concrete?

Cement is an ingredient used in concrete. While the terms are often used interchangeably, they are not actually the same thing. Cement is a binding agent, and concrete is a building material. Cement can be an ingredient in concrete. Surprisingly, concrete is usually cheaper than cement. You can also mix your own concrete to keep costs down. 

Three common types of cement are:

  1. Portland Cement (commonly used to create concrete)
  2. Masonry Cement (commonly used for building brick or stone structures)
  3. Mortar Mix (commonly cement mix often used for laying brick or stone)

Does installing new concrete offer a return on investment?

Installing new concrete can give your front or backyard a whole new look. Similar to painting, new concrete is a sign of a well-loved property. Installing new concrete in ways such as a new driveway can have the potential to increase home value. It can also make your property stand out from others. When prospective buyers view properties online, they usually start by looking at photo(s) of the home's exterior. Polishing the curb appeal of your home is a great way to attract buyers. 

See also:

How Does Acorn Finance Compare?

How can I get a personal loan fast?

Check Offers

Compare Rates From Top Lenders

$1000 Loan Calculator

Are you a contractor?
Generate more revenue with Acorn Finance.

Offer customers the ability to finance their dreams with zero dealer fees.

Get Started

Popular Home Improvement Projects

Barn Financing Options

One home, endless possibilities


Personal Loan Information