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Stamped Concrete Patio Financing

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Looking For Stamped Concrete Patio Loans?

Whether you want to install a stamped concrete patio or driveway, financing may be available. Stamped concrete financing may be a good option for your project. The key is knowing where to go to find the best stamped concrete financing. At Acorn Finance, borrowers can check offers within seconds from multiple top-notch lenders who offer loans that can be used for stamped concrete financing. So is stamped concrete financing worth it? Keep reading to learn more about the investment you are considering.

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What is stamped concrete?

Stamped concrete is concrete that is designed to resemble other materials such as stone, brick, tile, etc. Stamped concrete is available in a variety of colors, patterns, and textures. Homeowners often prefer stamped concrete over other materials because it's usually more affordable and retains the high durability of concrete. Stamped concrete can be used for patios, walkways, driveways, or just about any other paved surface you can think of.

Is stamped concrete more expensive than regular concrete?

Stamped concrete usually is more expensive than regular concrete. However, compared to other options such as brick or stone, it's usually cheaper. Spending a little extra for stamped concrete can increase home value and curb appeal. Stamped concrete typically costs between $10-$15 per square foot. Regular concrete typically costs between $6 -$12 per square foot. The cost of stamped concrete can vary depending on design details and square footage. You may be able to install stamped concrete for as little as $8-$12 per square foot if you stick with a basic design featuring just one stamp pattern and one color. If you want to use multiple stamp patterns and colors with custom detailing, stamped concrete may exceed $18 per square foot.

Why is stamped concrete so expensive?

If you choose sophisticated designs with multiple stamp patterns and colors and custom details, stamped concrete can be pricey. However, if you keep it simple, stamped concrete should be pretty affordable. In most cases, it will still cost more than regular concrete. Stamped concrete is usually more expensive because it requires more planning and more labor. Contractors may have more expense when installing stamped concrete. They may have to rent or purchase stamps or purchase color. However, homeowners should consider the extra expense as an investment.

How much does a 20'20 stamped concrete patio cost?

According to Home Advisor, a 20'20 stamped concrete patio typically ranges between $3,200 to $11,200. So why the big price variance? Stamped patios offer homeowners more than enough design options. The more complex your design and details are, the more expensive your stamped patio will be. A stamped concrete patio is durable like standard concrete and can last for decades with proper maintenance and cleaning. An important part of maintaining a stamped concrete patio is sealing it every 2-5 years. If you live in an area that is extremely sunny or snowy and your stamped concrete patio is not covered it may be at risk for color fading. Alternatively, in areas prone to consistent freeze-thaw cycles, stamped concrete patios can crack.

Does stamped concrete add value?

Whether you install a stamped concrete patio, walkway, or driveway it can increase home value while creating significant visual improvement. Stamped concrete allows homeowners to replicate the look of expensive materials such as stone or brick for less money while still adding value to a home. Stamped concrete can make any home stand out while adding a whole new level of sophistication and value.

Does a stamped concrete patio increase home value?

Creating a functional outdoor space is a great way to increase home value. Finishing your patio project with stamped concrete could increase value even more. When selecting the style of stamped concrete patio you should consider the style of the rest of your home. A stamped concrete patio should complement the rest of your design.

Do concrete companies finance?

Some concrete companies may partner with third-party lenders to offer financing. While offering financing can increase sales, concrete companies are usually not incentivised by the lender. Some third-party lenders may charge concrete companies fees for financing. Unless the concrete company you are working with offers some kind of 0% promotional financing, it's probably best to secure your own financing. Homeowners often use credit cards or unsecured personal loans for financing a stamped concrete patio, driveway, walkway or other home improvements. Personal loans are usually funded as a lump sum of cash giving borrowers the power to be a cash customer while making easy monthly payments over time to the lender. So where can you find the best personal loan for financing concrete? Acorn Finance has top-rated lending partners that specialize in personal loans for home improvements. Individuals can check multiple personalized offers within seconds without impacting their credit score.

Does stamped concrete crack?

Stamped concrete that is installed properly should be highly resistant to cracking. In some cases, stamped concrete may experience minor cracking. However, the cracks usually blend right in. If you neglect stamped concrete it may crack more severely and sooner than stamped concrete that is properly cared for.

What happens if you don't seal stamped concrete?

Sealing stamped concrete is very important. In addition to being sealed after the initial installation, it should be sealed every 2-5 years to follow. Sealing stamped concrete can improve longevity and prevent staining, fading, and cracking. Stamped concrete driveways may be at the biggest risk for stains from unwanted leaky vehicles. Sealing a stamped concrete driveway can provide a barrier between the concrete and the environment. If you see a stain you should be able to get rid of it with a quick spray of the hose if the concrete is sealed. Sealing stamped concrete can also prevent fading. Stamped concrete may fade from sun exposure, dirt, or salt. Applying a proper coat of sealant can help keep your stamped concrete looking bright and new longer. Lastly, sealing stamped concrete can prevent cracking. While a variety of things could cause stamped concrete to crack such as improper installation, not sealing stamped concrete can cause unnecessary cracks or fractures. Stamped concrete can also crack due to moisture fluctuation from rain or humidity. If stamped concrete is sealed it can regulate the amount of moisture that seeps through.

Is financing stamped concrete worth it for my home?

While project costs may increase due to interest and other finance related fees, stamped concrete can increase home value and provide a fair ROI. Even if you do not intend to sell your home right away, stamped concrete is long lasting. You should be able to enjoy the sophistication and appeal of stamped concrete and get more money for your home when it's time to sell. If you are considering financing stamped concrete you should determine how much you need to borrow and then check for offers at Acorn Finance.

Is stamped concrete less expensive than pavers?

In most cases, stamped concrete is less expensive than pavers. If you choose a decorative finish for your stamped concrete it may increase the price. On average, stamped concrete costs about $6 to $10 per square foot. Compare this to the average cost per square foot for pavers of $10-$20. Instantly, you can see the likelihood of saving money by going with stamped concrete is very good. However, pavers may offer more customization and offer easier repair.In terms of maintenance, stamped concrete is easier to maintain than pavers. For repairs, it's vice versa.

Pavers usually have a lifespan of about 50+ years, while stamped concrete may only have a lifespan of 25+ years. If you are looking to make renovations with the intention to sell your home in the near future, stamped concrete may offer a cost-effective solution. If you are moving, you will not need to worry about replacement when it's time. Potential homebuyers may know the downsides of stamped concrete and it may turn them off. However, not all potential homebuyers will consider the fact that the beautiful stamped concrete driveway might not last 50 years.

Why is stamped concrete so expensive?

Compared to the cost of plain concrete, stamped concrete may seem expensive. However, compared to other options, it may seem very affordable. Stamped concrete requires more skill and resources to execute. In addition, it requires more planning and decision making. The contractor will need to help you understand your options so that you can pick the stamp design and color of your choice.

If you want a stamp design that the contractor does not have, they may have to rent it. They may charge you for the rental. The additional cost associated with stamped concrete vs plain concrete is usually attached to the extra labor and time. If you are starting to think stamped concrete is expensive, you should get an estimate for pavers or natural stone. After getting these estimates, stamped concrete may begin to look more affordable.

Ultimately, the choice you make, you will have to live with for years to come most likely. So you will want to make a good choice. If you want stamped concrete but it's out of your budget you may want to consider a personal loan or alternative financing option.

Can weeds grow through stamped concrete?

Weeds. They sure are pesty aren't they. If you are considering paving a portion of your yard, you may be doing so with the sole intention of winning the battle against weeds. If so, stamped concrete could be a great choice. Weeds should not grow though stamped concrete. Even if the concrete has cracks as a design element, weeds should not grow through them. The cracks are only an imprinted design, they are not real cracks.

However, weeds may grow through pavers. If weeds are a problem at your house, this may be the deciding factor between stamped concrete and pavers. While you may be able to eliminate weeds by spraying toxic chemicals, this should be avoided if possible. Stamped concrete offers a safe way to keep the weeds away while providing an aesthetically pleasing design touch.

Is a stamped concrete patio a good investment?

Stamped concrete offers homeowners an affordable substitute and luxurious look. Therefore, in most cases, it's a great investment. Stamped concrete is simply just concrete with patterns and textures. It can be made to resemble the look of stone, brick, or other materials. Unless you are a construction or real estate expert, you probably wouldn't even know the difference between a brick or flagstone driveway and stamped concrete driveway. When homeowners are pushing the limit on exterior landscaping or renovations, contractors may suggest stamped concrete to keep costs down without losing the aesthetic.

Stamped concrete is commonly used for driveways, walkways, garden paths, pool patios, terraces, and more. Stamped concrete can also be used in interior spaces such as a porch or sunroom. With stamped concrete, the design choices are practically endless. To install stamped concrete you do not need to demolish the existing slab. It can be laid right on top in most cases.

If you have the funds and plan to own a property for decades to come, you may want to use a more expensive material. However, for shorter term properties, say 20 years or so, stamped concrete can be a great choice. In addition, if the budget is tight now, you may want to install stamped concrete and upgrade down the road when you have more money.

Is decking cheaper than stamped concrete?

It really just depends on the project. If you can build the deck yourself, it might be cheaper. The scope of either project can impact the cost. In most cases, building a deck will be more expensive though. Including the cost of installation, a redwood and cedar deck usually costs between $25 to $30 per square foot. Including the cost of installation, composite or PVC costs between $30 to $45 per square foot. Compare this to the average cost of stamped concrete per square foot we discussed earlier. Including installation, stamped concrete might cost you as much as $15 per square foot.

In addition to installation costs, you should consider maintenance and ROI when deciding between a deck or a patio. Decks may require more maintenance than a stamped concrete patio. When you factor in installation and maintenance a stamped concrete patio will almost always be cheaper. However, when you consider ROI, a deck may get your vote. At the end of the day, you should make the decision that is most affordable for your situation and will help make the most of the space you are working with.

Is stamped concrete good for a patio?

If you are looking to create a high-end patio that is durable and easy to maintain, choose stamped concrete. While stamped concrete may not be very DIY friendly, it can be extremely durable and long-lasting if installed properly. You can mix your landscaping and home style to create the perfect finishing touch with your stamped concrete choice. Stamped concrete offers homeowners a variety of patterns and colors to choose from. Some popular stamped concrete patterns include flagstone and brick. You may also have the option to use seamless stamps that provide texture. Your pattern can be used just about anywhere there is concrete including steps and fountains. In addition, you can use several stamped concrete colors for customization or to replicate the look of stone coloration.

In addition, stamped concrete is known for its weather resistance. Regardless of the climate, stamped concrete can work for your patio. An added benefit of stamped concrete is that you can treat it with a non-skid additive and make it slip resistant. Creating a safe space for friends and family members is just as important as creating an aesthetically pleasing space.


In conclusion, stamped concrete offers a level of sophistication and value that standard concrete cannot offer. Whether you want to finance a stamped concrete driveway or patio or an entire landscaping project, you can use home improvement financing. Acorn Finance partners with top-rated lenders, creating a sense of competition. Acorn Finance lending partners must send competitive loan offers to earn your business. Meanwhile, borrowers can submit a quick form online and check offers within seconds, hassle-free.

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