How Much Does it Cost to Remodel a Kitchen?

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Kitchen Remodel Costs: ROI, Payment Options & More

Are you thinking about remodeling your kitchen but don’t have the cash on hand to pay for it upfront? Don’t worry, you’re not alone!

Whether you’re looking to update your kitchen with new appliances and cabinets or embark on a full-scale renovation, we’ll provide you with valuable information to help you make informed decisions about your project, and your kitchen remodel financing options.

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Is a kitchen remodel worth the cost?

If you have an outdated or dysfunctional kitchen that affects your daily life and home value, a kitchen remodel could be a wise investment. A well-executed kitchen renovation can improve your home's functionality, appearance, and resale value, which can make the cost worth it in the long run.

Ultimately, the decision to remodel your kitchen should be based on your specific needs and goals, as well as your financial situation. Keep reading to learn how much a kitchen remodel might cost and how you can afford it.

Kitchen Remodel Costs: Frequently Asked Questions

What are the costs involved in a kitchen remodel?

The cost of a kitchen remodel can vary greatly depending on the extent of the renovation, the materials used, and your geographical location. Here are some typical costs involved in a kitchen remodel:

  • Cabinets: Cabinets are one of the most significant expenses in a kitchen remodel. High-end custom cabinets can cost between $500-$1200 per linear foot, while stock or semi-custom cabinets can be more affordable, ranging from $160-$380 per linear foot.
  • Countertops: Countertop materials such as granite, marble, or quartz can also be a significant expense, ranging from $40 to $250 per square foot.
  • Appliances: If you want to upgrade your appliances, this can add a few thousand to tens of thousands of dollars, depending on the quality and quantity of appliances you choose. Some retailers can offer financing specifically for appliances.
  • Flooring: The cost of flooring can vary depending on the material used, with options ranging from vinyl or laminate at a few dollars per square foot to hardwood or tile, which can cost an average of about $11 per square foot.
  • Lighting: Installing new lighting fixtures or rewiring for additional lighting can add a few hundred to several thousand dollars to your kitchen remodel budget.
  • Labor: Finally, you will need to factor in the cost of labor for installation, which can vary depending on your location and the complexity of the project. Labor costs can range from a few thousand to tens of thousands of dollars.

Once you have an accurate estimate of your kitchen remodel costs, whether you plan to DIY or hire a professional you can check offers at Acorn Finance.

How much does home value increase by remodeling a kitchen?

How much your home's value increases by remodeling your kitchen will vary based on how much you spend and what type of renovations are done. Obviously with larger renovations, higher quality materials, etc., your home's value can increase more - but if you're wondering about adding value because you're looking to sell, let's talk about your return on investment, or ROI.

You may be surprised to learn that minor upgrades with mid-range fixtures will yield an average of a 77.6% ROI, while a large, upscale kitchen remodel may yield closer to 53.9%.

Should you get a home improvement loan for a kitchen remodel?

If you're like most people, you're wondering how you'll be able to afford a kitchen remodel. A home improvement loan can help homeowners afford home improvements while maintaining a healthy savings. Consider your personal financial situation to determine if a home improvement loan for a kitchen remodel is right for you.

Here are some benefits to acquiring a home improvement loan for your kitchen remodel:

  • No collateral. Home improvement loans do not require you to put up any of your assets in order to obtain financing, meaning your home is not at risk.
  • Fast funding. You can obtain access to your funds as soon as 1-2 business days, although funding times can vary.
  • Lower interest rates vs. a credit card. Typically, with decent credit, the interest rates will be lower on a home improvement loan than they are on most credit cards. If you opt for a secured home improvement loan, rates can be even lower.

If you're considering a home improvement loan for your new kitchen remodel, Acorn Finance is here to help you unlock competitive offers. Our platform connects homeowners to top national lenders that can offer home improvement loans up to $100,000 with no credit impact. Ready to compete for your business, our lending partners are competitive and legitimate. Find the home improvement loan that makes sense for you and invest more valuable time executing your kitchen remodel.

Costs of Kitchen Remodeling - What You Should Know

When is the best time to remodel a kitchen?

The best time to remodel a kitchen is when you have the budget, time, and resources to complete the project successfully, and when it's most convenient for your personal situation. For example, if your kids are home for the Summer and you'll need frequent kitchen access, it may not be the best time. On the other hand, if you live in a region with harsh winters, that may be something to keep in mind as well as any type of construction work can be difficult in inclement weather. Being patient with contractors can help you lock in a better deal as well as they may opt to take your project during a slower time.

What are the different types of kitchen remodels?

There are several types of kitchen remodels, each with its own level of complexity and cost. Here are a few of the most common types of kitchen remodels, along with their approximate costs:

  • Basic kitchen remodel: A basic kitchen remodel typically involves cosmetic upgrades, such as replacing cabinets, countertops, and appliances, and may cost around $5,000 to $25,000.
  • Mid-range kitchen remodel: A mid-range kitchen remodel may involve some structural changes, such as moving walls or plumbing, and may cost between $25,000 and $50,000.
  • High-end kitchen remodel: A high-end kitchen remodel may involve custom cabinetry, high-end appliances, and luxury finishes, and can cost $50,000 or more.

Of course if you opt to DIY any manageable parts of the remodel, go with "green" materials and appliances, or have to clear a lot of space for an open concept kitchen, these costs can vary greatly. Just as you'll shop for home improvement loan offers, shop for kitchen remodel estimates. Competition is healthy and can work to your advantage, just be sure you don't sacrifice service or skill for a savings.

What is a realistic budget for a kitchen remodel?

Overall, a realistic budget for your kitchen remodel is going to vary depending on the changes you decide to make. The national average for a medium sized kitchen remodel is about $22,000 - so that may be a good place to start when figuring out your budget. A home improvement loan can help expand your budget so you can do things the right way.

See More Home Improvement Cost-Related Content:


Kitchens are often thought of as the heart of the home. While remodels can add up quickly, you're probably excited to get started with your remodel. Overcome the obstacle of affording a kitchen remodel and take advantage of competitive kitchen remodel financing offers available to you within 60 seconds or less. Trust Acorn Finance today - you'll be glad you did.

What are the pros and cons of kitchen remodels?

Whether you’re considering remodeling your kitchen because you’re looking to sell, or simply upgrading to make your home more “you”, they are pros and cons to consider before pulling the trigger on your kitchen remodel. A kitchen remodel can offer many benefits, but it's important to weigh the pros and cons carefully and make an informed decision that aligns with your goals and budget.


Improved functionality. A kitchen remodel can improve the functionality of your kitchen, making it easier to cook, clean, and entertain. It can even improve the overall floorplan of your home, depending on the modifications you make.
Increased home value. A well-executed kitchen remodel can increase the value of your home and make it more appealing to potential buyers.
Energy efficiency. Installing new appliances, windows, and lighting during a kitchen remodel can improve your home’s energy efficiency, reducing your energy bills.



Cost. As we’ve learned by this point, it can get expensive. While financing can offer fixed monthly payments, it will increase the cost of the remodel.
Time-consuming. A kitchen remodel can be a time-consuming process that requires significant planning, preparation, and execution.
Unforeseen issues. Hope for the best and plan for the worst. Remodeling projects can sometimes uncover unforeseen issues, such as hidden water damage or electrical problems, which can add to the cost and time required to complete the project.


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Kentucky | Patios & Decks

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Texas | Patios & Decks

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Janina D.

Kentucky | HVAC

I am adding a hot tub and other patio enhancements to my house. My experience using Acorn Finance was excellent.

Tracey E.

Kentucky | Patios & Decks

I am extending my patio. My contractor informed me of possible financing and the Acorn Finance experience was awesome, very easy.

Monica L.

Texas | Patios & Decks

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