Types of Personal Loans

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Different Types Of Personal Loans

Most consumers who apply for a personal loan are taking out an unsecured loan. Unsecured personal loans are structured as a form of installment loan where equal monthly payments are made during a set repayment period to spread out the burden of paying off the debt. Unsecured personal loans are the most common form of personal loan. Unlike other forms of financing where your personal assets may be used to “back up” or secure the loan, unsecured personal loans rely on your creditworthiness to determine the outcome of your application.

When compared to secured personal loans, the application process for an unsecured loan is much simpler, and most importantly you do not run the risk of losing your assets or collateral.

Explore all the things a personal loan can do for you today at Acorn Finance.

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I am adding a hot tub and other patio enhancements to my house. My experience using Acorn Finance was excellent.

Tracey E.

Kentucky | Patios & Decks

I am extending my patio. My contractor informed me of possible financing and the Acorn Finance experience was awesome, very easy.

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Texas | Patios & Decks

The whole process itself was just so fluid, all the way through to the end. I was thinking it can't be this easy, but it really was!

Janina D.

Kentucky | HVAC

I am adding a hot tub and other patio enhancements to my house. My experience using Acorn Finance was excellent.

Tracey E.

Kentucky | Patios & Decks

I am extending my patio. My contractor informed me of possible financing and the Acorn Finance experience was awesome, very easy.

Monica L.

Texas | Patios & Decks

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*DISCLAIMER
Information on this site has been gathered from funding partner websites and publicly available sources. While we do our best to ensure this information is up to date and calculations are accurate, all information is presented without warranty. If you find information or calculations you believe to be in error, please contact us. Advertised rates and terms are subject to change without notice.

1Rates as of 3/4/2022. Advertised rates and terms are subject to change without notice. Estimated interest rates, APRs, and other terms are not binding in any way. For illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Your actual interest rate and APR will depend on factors like credit score, requested funding amount, and credit history. Only borrowers with excellent credit will qualify for the lowest rate. Offers represent lowest monthly payment for amount and term displayed. When evaluating offers, please review the funding partner’s terms and conditions for additional details. All loans and other financial products are subject to credit review and approval by our partners.

2If approved, funding times may vary. Pre-qualifications use a soft credit pull, which does not impact your credit score; however, our funding partners will conduct a hard credit pull when you express interest in an offer, and this could impact your credit score.

The operator of this website is not a lender and does not make loans or credit decisions. This website does not constitute an offer or solicitation to lend or provide funding. This website will submit the information you provide to one or more funding partners. Providing your information on this website does not guarantee that you will be approved for a loan or other financial product. The operator of this website does not endorse or charge you for any service or product.

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The offers that appear on this site are from third party advertisers from which Acorn Finance receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Acorn Finance strives to present a wide array of offers, but the offers shown do not represent all financial services companies or products that may be available to you. Furthermore, the offers shown may not represent all offers that our third-party advertisers have generated for you (to request a full list of such offers please send a request to support@acornfinance.com).