Let’s get your project done

Acorn Finance brings lenders together to help you find rates that work for you, so you can choose without wait or worry.
from $0/month
Checking your options won’t impact your credit score

Important Disclosures

You could be eligible to finance your purchase through Acorn Finance. Acorn Finance is not a lender but partners with lenders to make loans available to you. Monthly payment estimates are for informational purposes and do not represent a financing offer or terms that are available to you. This information is presented without warranty or guarantee of availability of any loan to you. Annual percentage rates on loans with our partner lenders range between 6.24% and 35.99% and terms range between 2 and 12 years. Some partner lenders may charge an origination fee of 1% to 6% and may deduct that fee from the loan amount or increase the loan amount to include the fee.

For illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Your actual rate and maximum loan amount are determined solely by the lender, which may differ from this example and depend on loan purpose, amount, term, length, and your credit profile. Loan closing contingent on final credit approval, verification of income and other criteria established by the lender and your acceptance of all agreements and disclosures. Pre-approvals use a soft credit pull, which does not impact your credit score; however, lenders will conduct a hard credit pull when you express interest in an offer and this could impact your credit score. Advertised rates and terms are subject to change without notice.

Competitive rates and terms
No prepayment penalties
Secure Applications
Not currently available in MA, NV or USA territories or outside the USA

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We’ve helped over 500,000 homeowners get the funding they need


Still have questions?

Acorn Finance is a lending marketplace where the nation’s premier online consumer lenders pre-qualify customers for personalized loan options in 60 seconds, with no impact to the homeowner’s credit score. Acorn Finance uses an initial soft credit inquiry to provide access to competitive, fixed-rate loans through a fast and easy online process.

Acorn Finance helps customers obtain competitive financing for their home improvement projects. Acorn Finance delivers a simple to use, self-service platform for obtaining multiple pre-qualified loan offers in seconds, and allows borrowers to choose the loan option that works best for them. It’s a quick and easy online process that is streamlined and consumer friendly.

PERSONAL LOANS A personal loan is a financial product that allows a customer to borrow money now, and pay it back over time by making fixed monthly payments. Personal loans have fixed rates of interest and typically have terms ranging from 2 to 12 years. They also may be unsecured (no collateral) or secured (collateral required) depending on the specifics of the offer.

PERSONAL LINE OF CREDIT A line of credit is a financial product that customers can borrow from at any time based on a preset limit. As long as the customer’s account is open and their credit remains in good standing, they can borrow up to the maximum amount and pay interest only on the amount you actually borrow. As it is paid off over time, that credit may once again become available for the customer to borrow from.

Acorn Finance’s network of lenders extends loans from $2,000 up to $100,000 for qualified consumers.

Applicants with excellent credit may be eligible for competitive rates and extended repayment terms of up to 144 months (12 years).

Funds can be used for any home improvement expense.

Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within 1 business day.

Acorn Finance’s network of lenders charge no penalties for early repayment, and no processing charges on loans over $40,000. Under $40,000 some lenders may charge an origination fee between 1-6%. No fee options are clearly highlighted on offers pages.

Yes. Co-borrowers are encouraged to apply and can be added immediately after the initial applicant submits their information.

Acorn Finance is available online in the United States via internet-connected smartphones, tablets and personal computers nationwide except for in MA and NV. We’re rapidly expanding to all 50 states so please check the status of our current coverage area at https://www.acornfinance.com/acorn-finance-coverage to determine if we are serving your state.

One home, endless possibilities


Personal Loan Information