BUSINESS LOANS

Business Loans to help grow your business

If you qualify for business financing offers with no impact to your credit score

Apply now

See multiple business loans & financing offers with no impact to your credit.

Business Loans

Acorn Finance has partnered with Fundation, powered by Quantum Lending Solutions, to offer small business owners fast, flexible, and responsible financing options designed to meet real-world needs, such as managing cash flow, expanding operations, or investing growth.

With over 15 years of experience and more than 10,000 small businesses funded, Fundation offers tailored loan solutions with a fast digital application and dedicated support every step of the way.

Why apply for a business loan with Quantum and Acorn Finance?

Fast online application with minimal documentation

Competitive fixed rates and flexible terms

Personalized support from experienced loan specialist

No prepayment penalties

Options for both term loans and revolving lines of credit

Loan options available

Free-based Line of Credit

Up to $150,000
12 to 24-month repayment terms
Re-amortized after each draw
Monthly fee starting at 1.9%
3% commitment fee
Monthly payments

Perfect for managing ongoing business expenses with flexible access to funds when you need it.

Apply now

Term Loan

Up to $500,000
12 to 48-month repayment terms
Fixed rates starting at 16.99%
5% origination fee
Semi-monthly payments

Ideal for one-time investments (i.e. equipment, expansion, or strategic upgrades).

Apply now

Minimum eligibility criteria

Standards to qualify for business financing through Fundation, powered by Quantum Lending Solutions, include:
One year of business
$50,000 in annual revenue
660 FICO Score
Limited documentation required for loans under $150,000
Typically three months of bank statements

State restrictions: Not available in Nevada. Additional limitations for sole proprietors in MI, NE, NY, WV.

Prohibited: Motor Vehicle Dealers, Finance & Insurance, Non-Profits, Gambling, Tobacco, Firearms, and Marijuana Businesses.

High-Risk: Construction, Real Estate Rental & Leasing, Transportation & Warehousing, Retail Trade, Accommodation & Food Services.

Preferred: Breweries, Wineries & Distilleries, Accounting, Tax Prep, Bookkeeping & Payroll Services, Architectural, Engineering & Related Services, Healthcare Services & Social Assistance.

What types of business loans does Acorn Finance offer?

  1. Long-Term Business Loans
    Explore long-term business loans with flexible repayment terms designed to support sustainable growth.
    https://www.acornfinance.com/business-loans-long-term-business-loans/
  2. Business Acquisition Financing
    Learn how acquisition financing can help you buy an existing business and scale faster.
    https://www.acornfinance.com/business-loans-business-acquisition-financing/
  3. Financing a Business Purchase
    Compare financing options for purchasing a business, whether you're buying out a partner or expanding.
    https://www.acornfinance.com/financing-a-business-purchase/
  4. LLC Business Loans
    Get funding tailored for LLCs, including startup capital, equipment purchases, and working capital.
    https://www.acornfinance.com/business-loans-llc-business-loan/
  5. Low-Interest Business Loans
    Access low-interest business loans and reduce borrowing costs while funding your company’s growth.
    https://www.acornfinance.com/low-interest-business-loans/
  6. Small Business Loans in Florida
    Find small business loan options specifically for Florida-based companies looking to expand.
    https://www.acornfinance.com/small-business-loans-in-florida/
  7. Business Equipment Financing
    Finance essential equipment for your business with competitive equipment loan options.
    https://www.acornfinance.com/business-loans/business-equipment-financing/
  8. Business Loans for Landscapers
    Tailored financing solutions for landscapers—covering tools, vehicles, and seasonal cash flow needs.
    https://www.acornfinance.com/personal-loans/business-loans-for-landscapers/
  9. Commercial Contractor Financing
    See how commercial contractors can secure financing for materials, labor, and job site needs.
    https://www.acornfinance.com/blog/business-loans/commercial-contractor-financing/
  10. Concrete Contractor Financing
    Get loan options built for concrete contractors, from tools to large-scale project support.
    https://www.acornfinance.com/blog/business-loans/concrete-contractor-financing/
  11. Construction Business Loans
    Construction companies can access funding for equipment, labor, and upfront project costs.
    https://www.acornfinance.com/business-loans/construction-business-loans/
  12. Corporate Debt Financing
    Explore corporate debt financing strategies to manage liabilities and fuel large-scale growth.
    https://www.acornfinance.com/blog/business-loans/corporate-debt-financing/
  13. Equipment Financing
    Compare equipment financing options for heavy machinery, vehicles, and technology upgrades.
    https://www.acornfinance.com/business-loans/equipment-financing/
  14. Inventory Financing
    Inventory financing can help you stock up ahead of busy seasons without draining cash flow.
    https://www.acornfinance.com/business-loans/inventory-financing/
  15. Laundromat Financing
    Discover business loans for laundromats—ideal for equipment upgrades and new locations.
    https://www.acornfinance.com/blog/business-loans/laundromat-financing/
  16. Pet Store Financing
    Pet store owners can access loans for inventory, renovations, or business expansion plans.
    https://www.acornfinance.com/blog/business-loans/pet-store-financing/
  17. Short-Term Business Loans
    Need fast funding? Short-term business loans provide quick capital with flexible repayment terms.
    https://www.acornfinance.com/business-loans/short-term-business-loans/
  18. Startup Business Loans
    Get your startup off the ground with business loan options designed for new entrepreneurs.
    https://www.acornfinance.com/business-loans/start-up-business-loans/
  19. HVAC Business Financing
    HVAC business financing to help you purchase tools, trucks, and grow your service offerings.
    https://www.acornfinance.com/business-loans/hvac-business-financing/

 

Get the working capital your business needs

Whether you're launching a new product, expanding your team, or managing seasonal cash flow, Acorn Finance and Quantum make it easy to access small business funding that fits your goals.

Apply online today in minutes.
Apply now

*Applications are subject to credit approval. Rates and terms may vary based on your creditworthiness and are subject to change. Eligibility for the maximum funding amount is available only to applicants with the strongest credit profiles. Loans are made or arranged pursuant to California Financing Law-License No.603L340; NMLS ID:1587491.