Business Loans to help grow your business
See if you qualify for business financing offers with no impact to your credit score
See multiple business loans & financing offers with no impact to your credit.
Business Loans
Acorn Finance has partnered with Fundation, powered by Quantum Lending Solutions, to offer small business owners fast, flexible, and responsible financing options designed to meet real-world needs, such as managing cash flow, expanding operations, or investing growth.
With over 15 years of experience and more than 10,000 small businesses funded, Fundation offers tailored loan solutions with a fast digital application and dedicated support every step of the way.
Why apply for a business loan with Quantum and Acorn Finance?
Fast online application with minimal documentation
Competitive fixed rates and flexible terms
Personalized support from experienced loan specialist
No prepayment penalties
Options for both term loans and revolving lines of credit
Loan options available
Free-based Line of Credit
Perfect for managing ongoing business expenses with flexible access to funds when you need it.
Term Loan
Ideal for one-time investments (i.e. equipment, expansion, or strategic upgrades).
Minimum eligibility criteria
State restrictions: Not available in Nevada. Additional limitations for sole proprietors in MI, NE, NY, WV.
Prohibited: Motor Vehicle Dealers, Finance & Insurance, Non-Profits, Gambling, Tobacco, Firearms, and Marijuana Businesses.
High-Risk: Construction, Real Estate Rental & Leasing, Transportation & Warehousing, Retail Trade, Accommodation & Food Services.
Preferred: Breweries, Wineries & Distilleries, Accounting, Tax Prep, Bookkeeping & Payroll Services, Architectural, Engineering & Related Services, Healthcare Services & Social Assistance.
What types of business loans does Acorn Finance offer?
- Long-Term Business Loans
Explore long-term business loans with flexible repayment terms designed to support sustainable growth.
https://www.acornfinance.com/business-loans-long-term-business-loans/ - Business Acquisition Financing
Learn how acquisition financing can help you buy an existing business and scale faster.
https://www.acornfinance.com/business-loans-business-acquisition-financing/ - Financing a Business Purchase
Compare financing options for purchasing a business, whether you're buying out a partner or expanding.
https://www.acornfinance.com/financing-a-business-purchase/ - LLC Business Loans
Get funding tailored for LLCs, including startup capital, equipment purchases, and working capital.
https://www.acornfinance.com/business-loans-llc-business-loan/ - Low-Interest Business Loans
Access low-interest business loans and reduce borrowing costs while funding your company’s growth.
https://www.acornfinance.com/low-interest-business-loans/ - Small Business Loans in Florida
Find small business loan options specifically for Florida-based companies looking to expand.
https://www.acornfinance.com/small-business-loans-in-florida/ - Business Equipment Financing
Finance essential equipment for your business with competitive equipment loan options.
https://www.acornfinance.com/business-loans/business-equipment-financing/ - Business Loans for Landscapers
Tailored financing solutions for landscapers—covering tools, vehicles, and seasonal cash flow needs.
https://www.acornfinance.com/personal-loans/business-loans-for-landscapers/ - Commercial Contractor Financing
See how commercial contractors can secure financing for materials, labor, and job site needs.
https://www.acornfinance.com/blog/business-loans/commercial-contractor-financing/ - Concrete Contractor Financing
Get loan options built for concrete contractors, from tools to large-scale project support.
https://www.acornfinance.com/blog/business-loans/concrete-contractor-financing/ - Construction Business Loans
Construction companies can access funding for equipment, labor, and upfront project costs.
https://www.acornfinance.com/business-loans/construction-business-loans/ - Corporate Debt Financing
Explore corporate debt financing strategies to manage liabilities and fuel large-scale growth.
https://www.acornfinance.com/blog/business-loans/corporate-debt-financing/ - Equipment Financing
Compare equipment financing options for heavy machinery, vehicles, and technology upgrades.
https://www.acornfinance.com/business-loans/equipment-financing/ - Inventory Financing
Inventory financing can help you stock up ahead of busy seasons without draining cash flow.
https://www.acornfinance.com/business-loans/inventory-financing/ - Laundromat Financing
Discover business loans for laundromats—ideal for equipment upgrades and new locations.
https://www.acornfinance.com/blog/business-loans/laundromat-financing/ - Pet Store Financing
Pet store owners can access loans for inventory, renovations, or business expansion plans.
https://www.acornfinance.com/blog/business-loans/pet-store-financing/ - Short-Term Business Loans
Need fast funding? Short-term business loans provide quick capital with flexible repayment terms.
https://www.acornfinance.com/business-loans/short-term-business-loans/ - Startup Business Loans
Get your startup off the ground with business loan options designed for new entrepreneurs.
https://www.acornfinance.com/business-loans/start-up-business-loans/ - HVAC Business Financing
HVAC business financing to help you purchase tools, trucks, and grow your service offerings.
https://www.acornfinance.com/business-loans/hvac-business-financing/
Frequently Asked Questions
Who is Acorn Finance?
Acorn Finance is a lending marketplace where top national online consumer lenders pre-qualify customers for personalized loan options in minutes, with no impact to the customer's credit score. Acorn Finance uses an initial soft credit inquiry to provide access to competitive loans through a fast and easy online process.
What types of lending options does Acorn Finance offer?
PERSONAL LOANS: A personal loan is a financial product that allows a customer to borrow money now, and pay it back over time by making fixed monthly payments. Personal loans have fixed rates of interest and typically have terms ranging from 2–12 years. They also may be unsecured (no collateral) or secured (collateral required) depending on the specifics of the offer.
PERSONAL LINE OF CREDIT: A line of credit is a financial product that customers can borrow from at any time based on a preset limit. As long as the customer’s account is open and their credit remains in good standing, they can borrow up to the maximum amount and pay interest only on the amount you actually borrow. As it is paid off over time, that credit may once again become available for the customer to borrow from.
How much can you borrow with Acorn Finance?
Acorn Finance’s network of lenders extend loans from $2,000 up to $100,000 for qualified consumers.
What loan terms are available?
Applicants with excellent credit may be eligible for competitive rates and extended repayment terms of up to 20 years.
For what purpose can the borrowed funds be used?
Funds can be used for any personal expenses, from home improvement to debt consolidation.
How long does the process take?
Qualified applicants can be approved quickly during business hours and may receive their funds as soon as within one business day2.
Are there any fees?
Acorn Finance's network of lenders charges no penalties for early repayment and no processing charges on loans over $40,000. For loans under $40,000, some lenders may charge an origination fee between 1–6%. No-fee options are highlighted on the offers page.
Does Acorn Finance allow co-borrowers?
Yes. Co-borrowers are encouraged to apply and can be added immediately after the initial applicant submits their information.
Does Acorn Finance cover all 50 states?
Acorn Finance is available online in the United States via internet-connected smartphones, tablets and personal computers nationwide except for in Massachusetts. We’re rapidly expanding to all 50 states so please check the status of our current coverage area at https://www.acornfinance.com/faq/ to determine if we are serving your state.
*Applications are subject to credit approval. Rates and terms may vary based on your creditworthiness and are subject to change. Eligibility for the maximum funding amount is available only to applicants with the strongest credit profiles. Loans are made or arranged pursuant to California Financing Law-License No.603L340; NMLS ID:1587491.
