Joist Acorn Homeowner Financing brands' logos placed side by side.

All New Homeowner Financing is now live in your Joist account

Upgraded to a marketplace of lenders, faster funds delivery, and offering better terms for your customers! Use it to offer homeowners monthly payment options on new projects.

Go to your Joist App to see Acorn Finance in action.

Here’s what contractors have to say

I like the app and now I have a financing offering. I will be able to close many more deals in case my customers cannot afford it

Struga Glass

I like the new financing tool, I think it’s really cool. I’d go to a house, the quote might be too high but now I have this option. Pretty much all the client needs to do is click and fill out the form. I’m excited to start using this!

Joshua Douglas

This is a great tool for me to close more deals and to grow my business. With Financing, I managed to close a deal that I wouldn’t have closed otherwise.

Chris

Armor Facilities Service

Acorn Finance's logo, an acorn graphic & text, promotes top lenders.
$5.5B+
loans processed
per year
200K+
homeowners check
offers per year
12+
top national
competing lenders

Help your customers take the next step with monthly payment options

Make sure financing is enabled on your estimates and invoices, and watch it work for you.
1

Lender approves Client

In less than 2 minutes right from your estimate
2

Client receives funds

Directly from the lender in 1-2 business days*
3

Client pays Contractor

Collect payment as you do today with credit, cash or check

OUR FINANCING PARTNER:

Joist Acorn Finance's logo features a stylized acorn and tagline.

Would you like to learn more?

Book a one-on-one meeting with an agent today!

BOOK A CALL

Acorn Finance

Contractors get a financing platform with no dealer fees.

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California: California Finance Lender loans arranged pursuant to Department of Business Oversight Finance Lenders License #60DBO-83199

© 2024 Acorn Finance

*DISCLAIMER
Information on this site has been gathered from funding partner websites and publicly available sources. While we do our best to ensure this information is up to date and calculations are accurate, all information is presented without warranty. If you find information or calculations you believe to be in error, please contact us. Advertised rates and terms are subject to change without notice.

1 Rates as of 6/14/2024. Advertised rates and terms are subject to change without notice. Estimated interest rates, APRs, and other terms are not binding in any way. For illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Your actual interest rate and APR will depend on factors like credit score, requested funding amount, and credit history. Only borrowers with excellent credit will qualify for the lowest rate. Offers represent lowest monthly payment for amount and term displayed. When evaluating offers, please review the funding partner’s terms and conditions for additional details. All loans and other financial products are subject to credit review and approval by our partners.

2 We work with some lenders that do not have a requirement for a credit check and use income and/or employment to make decisions on eligibility for their financial products. Underwriting criteria is established by our partners, not Acorn Finance. Most of our lenders will do a soft pull, which does not impact your credit score; however, our funding partners will conduct a hard credit pull when you express interest in an offer, and this could impact your credit score.

The operator of this website is not a lender and does not make loans or credit decisions. This website does not constitute an offer or solicitation to lend or provide funding. This website will submit the information you provide to one or more funding partners. Providing your information on this website does not guarantee that you will be approved for a loan or other financial product. The operator of this website does not endorse or charge you for any service or product.

ADVERTISER DISCLOSURE

The offers that appear on this site are from third party advertisers from which Acorn Finance receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Acorn Finance strives to present a wide array of offers, but the offers shown do not represent all financial services companies or products that may be available to you. Furthermore, the offers shown may not represent all offers that our third-party advertisers have generated for you (to request a full list of such offers please send a request to support@acornfinance.com).