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October 2023

How Much Does Siding Cost?

Worker gauging the cost of a siding panel.
Last updated June 14th, 2024

If it’s about that time to replace your siding, but concerns about potential costs are arising, you may need to utilize siding financing. That’s where Acorn Finance can help. Our platform allows homeowners to unlock home improvement loan offers up to $100,000 (depending on credit score) with no credit impact. Before you jump to the conclusion that you need siding financing though, you’ll first need to know how much siding costs.

Is replacing siding worth the cost? 

To determine if replacing the siding on your home is with it for you, take a look at your circumstances. It’s possible to spend more on your new siding than the value it could  add to your home. On the flip side, if your siding is in poor condition, it could cause your home to sit on the market for longer than you’d like.

Of course, there’s always the case that you just want your home to look better for personal use – which is equally as important.

If you’re not planning to sell anytime soon, quality siding will update the appearance of your home and help protect it from the elements. New siding can definitely be a worthy investment if your current siding is at the end of its life. Keep reading to learn how much you can expect your siding to cost, how much value it could add to your home, and how you can afford it.

How much does siding typically cost?

The average bill for new siding falls around $10,945, with most types of siding for an average-sized house falling in the $5,447 to $16,652 range.

If that has you wanting to hit exit on this tab and put your new siding project on the back burner, don’t go just yet. In many cases, you can recoup most, or all of this in resale value depending on your choice of siding, the area you live in, and the real estate climate. If you’re planning to sell, new siding may be worth that stunning first impression that can help your home fly off the market.. Additionally, if you plan on staying in your home long-term, quality siding can help you save heaps of cash on your monthly energy bills.

When should siding be replaced?

Knowing when to replace your siding can be difficult to determine, and it’s not at the top of every home improvement list because it is such a big project. If you’re unsure if now is the right time for new siding, start by doing a visual inspection of every side of your home. Signs of damage such as cracks, bubbles, warping, or rotting, should never be ignored and require further investigation. These may indicate a more significant underlying problem like mold, water damage, or pests. Additionally, simple fading of your siding could indicate that its weatherproofing features are nearing the end of their life. Taking action sooner rather than later is wise in this case. The siding of your house not only plays an important role in the appearance of your home but also in the structural integrity and energy efficiency of your home – making it important to address any of the above-mentioned damage as soon as possible.

Can replacing vinyl siding  increase home value?

Brand new siding not only has the potential to increase the value of your property but also enhances the curb appeal to potential buyers. Keep in mind that the color of your home serves as a first impression, homeowners often opt for neutral colors that may be appealing to many buyers. Take a look at popular colors in your neighborhood for a good idea of what colors are trending in your area.

What are the pros and cons of house siding costs?

Before committing to a certain type of house siding, it’s important to weigh the pros and cons. These may be different for various geographical areas, and what works for your home may not be preferable for another. For example, if you live in an extraordinarily sunny climate, you may opt to avoid vinyl siding even though it is an inexpensive option, especially in dark shades, as the color is likely to fade quickly. If your home happens to be a part of any local history, or has a very specific look to it that you’d like to maintain, adding the wrong type of siding to your home can be visually devastating.

What are the different types of siding and how much do they cost per square foot? (Include Cost) 

It is important to not only consider what may look best on your home, but also look at the cost, performance of materials, and long-term maintenance of your chosen material. Before making any decisions, consider the following:

Vinyl

Vinyl can be very versatile and comes in many different styles ranging from smooth, to beaded, and can even be made to look similar to bricks or stone. Costs of vinyl can range widely, but expect to pay $3 to $12 per square foot. Vinyl does have a higher ROI of around 82%. To further increase the energy efficacy of your home, foam insulation can be attached to vinyl siding before it is affixed to the house. Vinyl is considered one of the more affordable options but may see wear and tear sooner than some other materials.

Fiber cement

Fiber cement is considered extremely durable and is available in wood and stone finishes, making it an attractive option. Installation of fiber cement can be difficult as it requires special tools and respirators. Its durability and installation requirements contribute to its higher costs of around $5 to $14 per square foot. ROI is expected around 86% with fiber cement siding.

Stucco

Although stucco is one of the longest lasting siding options in most cases, it doesn’t typically do well in rainy climates. For homes that are not in particularly wet areas, it can last up to 50 years – making it a common choice for homeowners in their “forever home”. Some other attractive benefits of stucco siding are its pest and fire resistance. Stucco installation can run you around $10.50 to $18.50 per square foot, with an ROI of only about 70%.

Manufactured stone

For a look that is arguably just as attractive as traditional stone siding, with a more affordable price point, man-made siding made of faux, veneer, or manufactured stone are a popular option. You can expect to get manufactured stone siding at a price point between $5-$12 per square foot, with an average ROI of 91.4%

Natural stone

Although there isn’t much more durable than natural stone siding, its weight and cost of installation are some pretty considerable drawbacks. Natural stone is a hefty investment at a price point of around $30-$48 per square foot, but an average ROI is around 92%.

How much siding do I need for a 2000 sq ft house?

Now that you have a good idea of which types of siding may be right for you, you may be wondering how much siding you’ll need for an average 2000 sq ft house. First, note that siding typically comes in squares equal to 100 sq ft., then follow these steps.

If it’s about that time to replace your siding, but concerns about potential costs are arising, you may need to utilize siding financing. That’s where Acorn Finance can help. Our platform allows homeowners to unlock home improvement loan offers up to $100,000 (depending on credit score) with no credit impact. Before you jump to the conclusion that you need financing though, you’ll first need to know how much siding costs.

  1. Measure height and width of each side and multiply them to get the total square feet.
  2. Measure other areas like gables and dormers. For triangles, measure the base to top and multiply by half the base length.
  3. Measure windows, doors, and uncovered areas. Estimate 15 square feet for windows and 20 square feet for doors.
  4. Add up the square footage of the sides and additional areas.
  5. Subtract the square footage of the uncovered areas.
  6. Divide the result by 100 to determine the number of siding squares needed.

Once you’ve determined the cost of new siding, you can start to check siding financing offers.

As a first step to securing financing for your new siding, visit Acorn today.  At Acorn Finance, you’re in control. Compare personalized offers with no impact to your credit score. Our network of top national lenders are ready to compete for your business while making your home improvement projects more enjoyable and less stressful. With APRs as low as 4.49%, depending on credit score, trust us when we say competitive loan offers are just a few clicks away at Acorn Finance.