Solar Financing for Contractors
Homeowners want lower energy bills, but a cash purchase stops the conversation cold. Offer financing in minutes at no cost to you and turn quotes into signed solar contracts.
- Financing from $1k to $100,000
- Customers check offers with no credit score impact
- Same-day setup and expert contractor support
Offer financing and close more jobs
How Solar contractors use Acorn Finance to keep their full margin, win bigger jobs, and give every customer a payment that fits.
Why Solar Contractors Choose Acorn Finance Over Other Solar Financing Companies
There are plenty of solar financing companies for contractors, and most of them have a version of the same pitch. The differences show up when you’re actually using the platform day to day.
Dedicated solar lenders like Mosaic and GoodLeap are built around their own loan products, which means your customer’s options are limited to whatever that lender is willing to offer. If they don’t qualify, the answer is no. Acorn Finance’s network includes multiple competing lenders, so customers with different credit profiles have more paths to approval, and those who do qualify are seeing competitive offers rather than a single rate.
The other difference is cost. Contractor financing for solar through many dedicated platforms comes with dealer fees that get factored into your pricing whether you realize it or not. Acorn Finance charges no dealer fees. The lenders in the network cover that cost, which means your margin stays intact on every job.
How Solar Energy Contractor Financing Fits Into Your Sales Process
Solar financing for contractors works best when it’s built into the consultation, not introduced after a customer balks at the total. When you’re sitting across from a homeowner walking through system size, production estimates, and payback period, monthly payment is already part of that conversation. Having a financing option your customer can check on the spot, before you leave the appointment, keeps the decision in the room.
Acorn Finance gives you a personalized link you can share during the consultation, include in your proposal documents, or send in a follow-up email. Pre-qualification takes about a minute and doesn’t affect their credit score. For solar reps running multiple consultations a week, that low-friction entry point means more customers actually check — and more jobs that don’t require three follow-up calls to close.
Solar energy contractor financing through Acorn Finance also covers the full scope of most residential solar projects, with loan amounts up to $100,000 and terms up to 20 years. Battery storage, panel upgrades, and full system installs can all be covered under a single application.
The Solar Sale Is Different — Your Financing Should Be Too
A homeowner replacing a roof usually needs to make a decision within days. A homeowner going solar is evaluating a 25-year investment, comparing multiple quotes, and running numbers on utility savings versus monthly payments. The sales cycle is longer, the ticket is bigger, and the customer needs to feel confident in both the system and the financing before they sign.
That’s where generic contractor financing for solar falls short. A program built for home improvement repairs doesn’t account for the way solar customers make decisions. They want to see a payment that makes the long-term math work, not just an approval notification.
Solar financing for contractors through Acorn Finance is flexible enough to fit that dynamic. Customers can compare offers from multiple lenders, choose terms that align with their expected utility savings, and get pre-qualified before they’re ready to commit, without it counting against their credit. That flexibility keeps more customers engaged through a longer decision cycle instead of losing them because the financing felt like a pressure tactic.
Built for how solar reps actually sell
For Your Customers
- They can turn a $25,000 system into a low monthly payment
- Apply in minutes — even right there on-site
- Compare real offers with no impact to their credit score
- Start saving on energy bills now instead of waiting to save up
For You
- Lead with payments, not sticker shock — and close on the first visit
- Upsell to larger arrays and battery storage customers can afford
- Get paid upfront by your customer — keep the margins on every job
- Keep your pipeline full with financed demand year-round
From consult to paid in three steps.
No mystery, no paperwork on your end. Here’s exactly how Acorn Finance helps you close more solar jobs and get paid faster.
Sign Up Free & Get Your Link
Join at no cost — no dealer fees, no commitments. You get a personalized financing link to share by text, email, QR code, or right on your estimate.
Customer Pre-Qualifies On-Site
Right there on-site, your customer applies in minutes and compares real offers from our lender network — with no hard credit pull to get started.
You Get Paid. Install Begins.
If your customer is funded (sometimes in as little as one business), they pay you directly. You’re paid on your terms. Everyone wins.
Built for contractors who close
Offering financing has made projects more affordable for customers and increased our average job size. Acorn Finance has also helped us get new business and keep existing customers.
No setup, platform, or dealer fees. Ever.
We’re paid by the lender when a loan closes, so our service costs you nothing. Whatever you charge your client is yours to keep.
- No platform fees
- No dealer fees
- No setup or onboarding cost
- Multiple lenders competing for your client
- You get paid by your client
- No platform fees
- No dealer fees
- No setup or onboarding cost
- Multiple lenders competing for your client
- You get paid by your client
- No platform fees
- No dealer fees
- No setup or onboarding cost
- Multiple lenders competing for your client
- You get paid by your client
- No platform fees
- No dealer fees
- No setup or onboarding cost
- Multiple lenders competing for your client
- You get paid by your client
