Flooring Financing for Contractors
Close the install before they shop other bids
New floors are easy to postpone when it’s all due upfront. Offer financing in minutes at no cost to you and close the install before they shop other bids.
- Financing from $1k to $100,000
- Customers check offers with no credit score impact
- Same-day setup and expert contractor support
New floors approved!
$163/mo · funded same day
For illustrative purposes only
OUR NETWORK OF FINANCIAL PARTNERS
$0k
Finance jobs from $1k to $100k
0 yrs
Terms up to 20 years
0+
Lenders competing for your customer
The Acorn Finance Advantage
Built for how flooring projects actually sell
For Your Customers
- They can turn a $10,000 floor into a low monthly payment
- Apply in minutes — even right there on-site
- Compare real offers with no impact to their credit score
- Get the floors they want now instead of waiting to save up
For You
- Lead with payments, not sticker shock — and close on the first visit
- Upsell to premium materials and larger areas customers can afford
- Get paid upfront by your customer — keep the margins on every job
- Keep crews booked with financed demand year-round
How it works
From measure to paid in three steps.
No mystery, no paperwork on your end. Here’s exactly how Acorn Finance helps you close more flooring jobs and get paid faster.
1
Sign Up Free & Get Your Link
Join at no cost — no dealer fees, no commitments. You get a personalized financing link to share by text, email, QR code, or right on your estimate.
2
Customer Pre-Qualifies On-Site
Right there on-site, your customer applies in minutes and compares real offers from our lender network — with no hard credit pull to get started.
3
You Get Paid. Install Begins.
If your customer is funded (sometimes in as little as one business), they pay you directly. You’re paid on your terms. Everyone wins.
TESTIMONIALS
Built for contractors who close
HVAC
Offering financing has made projects more affordable for customers and increased our average job size. Acorn Finance has also helped us get new business and keep existing customers.
AC All Stars llc
No setup, platform, or dealer fees. Ever.
We’re paid by the lender when a loan closes, so our service costs you nothing. Whatever you charge your client is yours to keep.
No platform fees
No dealer fees
No Setup or onboarding cost
Multiple lenders competing for your client
You get paid upfront in full
- No platform fees
- No dealer fees
- No Setup or onboarding cost
- Multiple lenders competing for your client
- You get paid upfront in full
- No platform fees
- No dealer fees
- No Setup or onboarding cost
- Multiple lenders competing for your client
- You get paid upfront in full
- No platform fees
- No dealer fees
- No Setup or onboarding cost
- Multiple lenders competing for your client
- You get paid upfront in full
- No platform fees
- No dealer fees
- No Setup or onboarding cost
- Multiple lenders competing for your client
- You get paid upfront in full
Financing by trade
Whatever you install, we help your customers afford it.
FREQUENTLY ASKED QUESTIONS
Flooring financing questions, answered
Hardwood, tile, luxury vinyl, carpet, and subfloor work across whole-home installs. Loan amounts run from $1,000 up to $100,000.
Pre-qualified offers appear in about a minute. Your customer can apply on their phone right at the unit and see real, ranked offers from multiple lenders before you’ve finished writing up the estimate.
No. Pre-qualification is a soft pull with no credit score impact. A lender runs a hard pull only if your customer chooses to accept an offer and move forward.
Your customer gets funded by the lender — sometimes in as little as one business day — and you’re paid per your agreement with the customer. There are no payment plans for you to manage or chase, your customers are now cash buyers.
$0. No platform fees, no dealer fees, no setup or onboarding cost, and no monthly subscription. We’re paid by the lenders when a loan closes — never by you.
No. Acorn Finance and our lender partners handle the entire approval and disbursement process. You just share your financing link and start the install on your terms.
Affordable monthly payments turn big-ticket projects into easy yeses, so you close more bids, raise your average ticket, and keep crews busy year-round.
Click “Sign up now” at the top of this page. It takes a few minutes — enter your business details and your personalized financing link is ready to share right away.
Stop losing flooring jobs
to sticker shock.
$0 dealer fees
No setup cost
Same-day funding options
