Siding & Gutter Financing for Contractors
A full exterior is a big number that sends customers shopping. Offer financing in minutes at no cost to you and close the job before they get a second bid.
- Financing from $1k to $100,000
- Customers check offers with no credit score impact
- Same-day setup and expert contractor support
Offer financing and close more jobs
How Siding and Gutter contractors use Acorn Finance to keep their full margin, win bigger jobs, and give every customer a payment that fits.
Why Siding and Gutter Contractors Choose Acorn Finance Over Other Siding Financing Companies
Most siding financing companies offer a single lender, a dealer fee, or both. Acorn Finance works differently. Your customers check offers from multiple competing lenders at once, which means higher approval rates and better terms than a single-lender program can deliver. And because Acorn Finance charges no dealer fees, your margin stays intact on every job.
For siding contractors who’ve tried other platforms and found them too expensive or too limiting to use consistently, those two differences are what usually settle the comparison.
Siding Installation Financing: Close the Job Before They Get a Second Bid
Siding is a multi-bid trade. Homeowners get two or three quotes, and the contractor who makes the job feel most affordable often wins regardless of who came in lowest. Being a siding company with financing changes that dynamic in your favor.
Siding contractor financing through Acorn Finance gives your customers a monthly payment option they can check on the spot, before they call anyone else. Pre-qualification takes about a minute with no credit impact. When a customer can see what vinyl siding installation financing looks like as a monthly payment, the conversation shifts from sticker shock to which product and package makes the most sense for their home.
Contractors who introduce financing during the estimate, rather than after a customer hesitates, consistently close more jobs at better margins.
Gutter Installation and Repair Financing: Turning a Small Job Into a Bigger One
Gutter jobs often start small and have room to grow. A customer who calls about a gutter repair is a candidate for a full replacement. A replacement customer is a candidate for gutter guards. Gutter installation financing makes those upsell conversations easier because the monthly payment difference between a repair and a full system is usually small enough that customers say yes when they see the numbers.
Gutter repair financing through Acorn Finance starts at $1,000, so even smaller standalone jobs have a financing path. You’re not limited to offering it only on large projects, which means you can present it consistently across your full range of gutter work.
What Siding and Gutter Projects Can My Customers Finance?
Through Acorn Finance, customers can finance vinyl siding installation, fiber cement siding, full gutter replacements, gutter guard systems, gutter repair, soffit and fascia work, and combinations of any of the above. Loan amounts run from $1,000 to $100,000 with terms up to 20 years.
The range matters for siding and gutter contractors specifically because project sizes vary so much. A $2,000 gutter repair and a $30,000 full siding replacement both have realistic financing options, which means you can offer it as a standard part of every estimate rather than reserving it for large jobs.
Built for how exterior reps actually sell
For Your Customers
- They can turn a $18,000 exterior into a low monthly payment
- Apply in minutes — even right there on-site
- Compare real offers with no impact to their credit score
- Protect and refresh the home now instead of waiting to save up
For You
- Lead with payments, not sticker shock — and close on the first visit
- Upsell to premium materials and gutter guards customers can afford
- Get paid upfront by your customer — keep the margins on every job
- Keep crews booked through the off-season with financed demand
From estimate to paid in three steps.
No mystery, no paperwork on your end. Here’s exactly how Acorn Finance helps you close more exterior jobs and get paid faster.
Sign Up Free & Get Your Link
Join at no cost — no dealer fees, no commitments. You get a personalized financing link to share by text, email, QR code, or right on your estimate.
Customer Pre-Qualifies On-Site
Right there on-site, your customer applies in minutes and compares real offers from our lender network — with no hard credit pull to get started.
You Get Paid. Install Begins.
If your customer is funded (sometimes in as little as one business), they pay you directly. You’re paid on your terms. Everyone wins.
Built for contractors who close
Offering financing has made projects more affordable for customers and increased our average job size. Acorn Finance has also helped us get new business and keep existing customers.
No setup, platform, or dealer fees. Ever.
We’re paid by the lender when a loan closes, so our service costs you nothing. Whatever you charge your client is yours to keep.
- No platform fees
- No dealer fees
- No setup or onboarding cost
- Multiple lenders competing for your client
- You get paid by your client
- No platform fees
- No dealer fees
- No setup or onboarding cost
- Multiple lenders competing for your client
- You get paid by your client
- No platform fees
- No dealer fees
- No setup or onboarding cost
- Multiple lenders competing for your client
- You get paid by your client
- No platform fees
- No dealer fees
- No setup or onboarding cost
- Multiple lenders competing for your client
- You get paid by your client
