Offer pre-qualified financing to your customers. $0 Dealer Fees.

Get setup today
If your Agency isn’t already enrolled, follow these simple steps to get started:
- Please fill out the quick enrollment form with your Agency details.
- Once the form is submitted, Acorn Finance will enable your location to offer Financing.
- You’ll then start the onboarding process with our Financing Advisors.
The Acorn Finance Advantage
Offering financing through Acorn Finance can be a game-changer for you and your customers.
I am working in the fact that we offer financing options with every sales call when I speak about payment terms… This customer asked me about splitting her payment between 2 cc’s and I reminded her about the financing and she was very excited and grateful. Worked out well!
Virtual Surveyor/Sales
The Armstrong Company
Funded Amount: $10,872
Acorn Finance’s Lending Products
We’ll provide your customers with options from 12+ of the nation’s top lenders.
Featured lender
|
$5000-100000
Loan Amount
|
9.99-24.94%
APR
|
3–20 years
Terms
|
660
Minimum Credit Score
|
*Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on LightStream.com which may affect your credit score. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $25,000 loan at 10.19% APR with a term of 12 years would result in 144 monthly payments of $301.52.
Truist Bank is an Equal Housing Lender. ©️ 2025 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Managing Acorn Finance
Talk about Financing early in the process and offer it as a payment option to your customers.
Acorn Finance is ready and available for you to start talking about
All you have to do is inform your customer you have financing early in the sales process. If they are interested, you can send them a link to apply for financing.
If your customer applies and gets offers, you can then see their progress along the way
Be on the lookout for notifications for when your customer completes their application, or gets funded. You can use this as a way to reach out to them to close the deal.
Calculate your customer’s monthly payments
Use the calculator below to explore real-time rates and terms that are available on the Acorn Finance Marketplace.
Frequently Asked Questions
Learn more about Acorn Finance and our partnership with UniGroup.
Does every UniGroup Agency qualify for Acorn Finance?
Yes! 100% of UniGroup Agencies have access to the Acorn Finance integration. There are no qualification requirements on your end. This integration is designed to make offering customer financing simple and accessible to everyone.
Are there any fees associated with using Acorn Finance?
No, the Acorn Finance Marketplace is completely free for all UniGroup Agencies. There are no dealer fees, hidden charges, or subscription costs. This is a complimentary tool designed to help you close more deals and grow your business. However, if you’d like to enroll to offer promotional financing including 0% offers for a fee, contact Acorn Finance to learn more.
How does the payment process work with Acorn Finance?
Your customer applies for and, if approved, receives a loan directly from the lender. The lender then funds the customer, and your customer pays you directly for the services rendered. You get paid as you normally would, and Acorn Finance simply facilitates the loan process.
How quickly can my customers get funded through Acorn Finance?
Funding speed varies by lender, but some lenders can fund your customers in as little as 24 hours. This allows your customers to move forward with projects quickly, and you to get paid faster.
Are there any restrictions on what can be financed through Acorn Finance?
The Acorn Finance ‘Direct to Consumer’ platform allows you to assist customers with any interstate move for both United and Mayflower. Additionally, it can be used for any of your own authority local and intrastate moves.
Where is Acorn Finance available?
Acorn Finance is available in most of the continental United States. To see if your specific area is covered, please view our full coverage map.