Offer pre-qualified financing, embedded in your estimates. $0 Dealer Fees.
The Acorn Finance Advantage
Offering financing through Acorn Finance can be a game-changer for you and your customers.
This is a great tool for me to close more deals and to grow my business. With Financing, I managed to close a deal that I would have otherwise not closed.
Chris
Armor Facilities Service
How It Works
Acorn Finance is fully integrated into JobTread Estimates, making it easy to use and explain.
Acorn Finance’s Lending Products
We’ll provide your customers with options from 12+ of the nation’s top lenders.
Featured lender
|
$5000-100000
Loan Amount
|
7.24-24.89%
APR
|
3–20 years
Terms
|
660
Minimum Credit Score
|
*Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on LightStream.com which may affect your credit score. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $25,000 loan at 10.19% APR with a term of 12 years would result in 144 monthly payments of $301.52.
Truist Bank is an Equal Housing Lender. ©️ 2025 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
Managing Acorn Finance
There’s nothing to do, we’ll show up in your estimates automatically.
Acorn Finance is automatically enabled on your estimates
Financing is auto-enabled on your account already. Once you generate an estimate, you’ll see the Acorn Finance Payment Widget displayed underneath the Total Project Amount. All your customer has to do is click on it, and apply for financing.
You can manage the display of Financing from your settings
You can learn more about financing, as well as toggle the display of the Payment Amount Widget on your estimate by navigating to the Settings page, and finding “Homeowner Financing.”
Calculate your customer’s monthly payments
Use the calculator below to explore real-time rates and terms that are available on the Acorn Finance Marketplace.
Frequently Asked Questions
Learn more about Acorn Finance and our partnership with JobTread.
Does every JobTread User qualify for Acorn Finance?
Yes! 100% of JobTread Users have access to the Acorn Finance integration. There are no qualification requirements on your end. This integration is designed to make offering customer financing simple and accessible to everyone.
Are there any fees associated with using Acorn Finance through JobTread?
No, the Acorn Finance Marketplace is completely free for all JobTread Users. There are no dealer fees, hidden charges, or subscription costs. This is a complimentary tool designed to help you close more deals and grow your business. However, if you’d like to enroll to offer promotional financing including 0% offers for a fee, contact Acorn Finance to learn more.
How does the payment process work with Acorn Finance?
Your customer applies for and, if approved, receives a loan directly from the lender. The lender then funds the customer, and your customer pays you directly for the services rendered. You get paid as you normally would, and Acorn Finance simply facilitates the loan process.
How quickly can my customers get funded through Acorn Finance?
Funding speed varies by lender, but some lenders can fund your customers in as little as 24 hours. This allows your customers to move forward with projects quickly, and you to get paid faster.
Are there any restrictions on what can be financed through Acorn Finance in JobTread?
No, all purchases made through JobTread are eligible for financing through Acorn Finance. Whether it’s a small or large project, your customers can explore financing options for any service you offer.
Where is Acorn Finance available?
Acorn Finance is available in most of the continental United States. To see if your specific area is covered, please view our full coverage map.
