Handoff has partnered with Acorn Finance to give you a powerful sales tool in your estimates & invoices: easy access to pre-qualified loan offers for your customers. And the best part? Acorn Finance is completely free for Handoff users.
*Your loan terms, including APR, may differ based on loan purpose, amount, term length, and your credit profile. Rate is quoted with AutoPay discount. AutoPay discount is only available when selected prior to loan funding. Rates without AutoPay are 0.50% points higher. To obtain a loan, you must complete an application on LightStream.com which may affect your credit score. Subject to credit approval. Conditions and limitations apply. Advertised rates and terms are subject to change without notice. Payment example: Monthly payments for a $25,000 loan at 10.19% APR with a term of 12 years would result in 144 monthly payments of $301.52.
Easily toggle financing and see your customers financing status from Handoff.
Enable Acorn Finance from your Integrations Page
You might have Financing auto-enabled on your account already. Simply navigate to your Integration Page, and look for the Acorn Finance logo to enable it.
Toggle Financing on your estimates
You can toggle Financing on and off when you are configuring individual estimates.
Calculate Monthly Payments
Use the calculator below to explore real-time rates and terms that are available on the Acorn Finance Marketplace.
“
“Great marketplace with multiple lenders and no fees..is way more efficient with the clients’ time, and ultimately a better experience.”
Shawn W.
Smart Patio Plus
Frequently Asked Questions
Learn more about Acorn Finance and our partnership with Handoff.
Does every Handoff user qualify for Acorn Finance?
Yes! 100% of Handoff users have access to the Acorn Finance integration. There are no qualification requirements on your end as a Handoff user. This integration is designed to make offering customer financing simple and accessible to everyone.
Are there any fees associated with using Acorn Finance through Handoff?
No, Acorn Finance is completely free for all Handoff users. There are no dealer fees, hidden charges, or subscription costs. This is a complimentary tool designed to help you close more deals and grow your business.
How does the payment process work with Acorn Finance?
Your customer applies for and, if approved, receives a loan directly from the lender. The lender then funds the customer, and your customer pays you directly for the services rendered. You get paid as you normally would, and Acorn Finance simply facilitates the loan process.
How quickly can my customers get funded through Acorn Finance?
Funding speed varies by lender, but some lenders can fund your customers in as little as 24 hours. This allows your customers to move forward with projects quickly, and you to get paid faster.
Are there any restrictions on what types of purchases can be financed through Acorn Finance in Handoff?
No, all purchases made through Handoff are eligible for financing through Acorn Finance. Whether it’s a small repair or a large renovation project, your customers can explore financing options for any service you offer
Where is Acorn Finance available?
Acorn Finance is available in most of the continental United States. To see if your specific area is covered, please view our full coverage map.
Get in Touch
Interested in learning more? Contact a Contractor Advisor from Acorn Finance to explore how our financing solutions can help grow your business.
Truist Bank is an Equal Housing Lender. ©️ 2025 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.
