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March 2025

$0 Dealer Fee Financing: Now Available in DripJobs

DripJobs has partnered with Acorn Finance to give you a powerful sales tool in your estimates & invoices: easy access to pre-qualified loan offers for your customers. Increase your closing rate by up to 30% by offering flexible monthly payments. And the best part? Acorn Finance is completely free for DripJobs users.
 

Want to learn more?

Setup time with one of our Contractor Advisors

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The Acorn Finance Advantage

Offering financing through Acorn Finance can be a game-changer for you and your customers.

For Contractors

100% Free for Contractors

No dealer fees, sign-up fees or transaction fees

All Contractors Can Offer Acorn Finance

All DripJobs Contractors qualify to offer Acorn Finance

Offers for Good and Bad Credit

12+ trusted lenders fit a wider credit spectrum

For Customers

No Credit Impact for Checking Offers

Checking pre-qualified offers won’t affect credit scores

Competitive Rates & Terms

Terms up to 15 years, and rates as low as 6.49%*

Pre-approval in Minutes

Fast and easy, straight from estimates and invoices

How It Works

Acorn Finance is fully integrated into DripJobs, making it easy to use and explain.

Enable Financing in DripJobs

Easily activate the Acorn Finance integration within your DripJobs account. Simply go to your DripJobs Integrations Page, and enable Acorn Finance.

Offer Financing to Customers

Share financing options with customers directly from your DripJobs Estimates & Invoices.

Customers Apply & Get Instant Offers

Acorn Finance provides real-time loan offers from top lenders.

Your Customer Gets Paid, Then Pays You

Once approved, funds are disbursed directly to your customer, and we’ll keep you informed along the way from your DripJobs app.

Your Customer’s Experience

See what your customers will see when they apply through Acorn Finance.

Acorn Finance customer experience

Acorn Finance’s Lending Products

We’ll provide your customers with options from 12+ of the nation’s top lenders.

6.49%*
Rates as low as
2–15 years
Term range
$1k–$100k
Loan amounts

Featured lender

Best for Home Improvement
$1000-75000
Loan Amount
7.74-35.99%
APR
3–7 years
Terms
560
Minimum Credit Score

Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.74%-35.99%. All personal loans have a 1.85% to 9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require Autopay and paying off a portion of existing debt directly. Loans feature repayment terms of 24 to 84 months. For example, if you receive a $10,000 loan with a 36-month term and a 17.59% APR (which includes a 13.94% yearly interest rate and a 5% one-time origination fee), you would receive $9,500 in your account and would have a required monthly payment of $341.48. Over the life of the loan, your payments would total $12,293.46. The APR on your loan may be higher or lower and your loan offers may not have multiple term lengths available. Actual rate depends on credit score, credit usage history, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying a loan early. Personal loans issued by Upgrade's bank partners. Information on Upgrade's bank partners can be found at https://www.upgrade.com/bank-partners/.

See all rates & terms

Managing Acorn Finance in DripJobs

Easily toggle financing and see your customers financing status from DripJobs.

1. Enable Acorn Finance from your Integrations Page

You might have Financing auto-enabled on your account already. Simply navigate to your Integration Page, and look for the Acorn Finance logo to enable it.

Acorn Finance on the DripJobs integrations page

2. Toggle Financing on your estimates

You can toggle Financing on and off when you are configuring individual estimates.

Financing toggle when configuring a DripJobs estimate

3. The Acorn Financing Widget will be shown on your customer’s estimate

We’ll take your invoice total, find the best rate that’s available on the marketplace and show it on your estimate.

Acorn Finance widget shown on a DripJobs customer estimate

Calculate Monthly Payments

Use the calculator below to explore real-time rates and terms that are available on the Acorn Finance Marketplace.

Great marketplace with multiple lenders and no fees…is way more efficient with the clients’ time, and ultimately a better experience.

Shawn W.

Smart Patio Plus

StruXure

Frequently Asked Questions

Learn more about Acorn Finance and our partnership with DripJobs.

Does every DripJobs user qualify for Acorn Finance?

Yes! 100% of DripJobs users have access to the Acorn Finance integration. There are no qualification requirements on your end as a DripJobs user. This integration is designed to make offering customer financing simple and accessible to everyone.

Are there any fees associated with using Acorn Finance through DripJobs?

No, Acorn Finance is completely free for all DripJobs users. There are no dealer fees, hidden charges, or subscription costs. This is a complimentary tool designed to help you close more deals and grow your business.

How does the payment process work with Acorn Finance?

Your customer applies for and, if approved, receives a loan directly from the lender. The lender then funds the customer, and your customer pays you directly for the services rendered. You get paid as you normally would, and Acorn Finance simply facilitates the loan process.

How quickly can my customers get funded through Acorn Finance?

Funding speed varies by lender, but some lenders can fund your customers in as little as 24 hours. This allows your customers to move forward with projects quickly, and you to get paid faster.

Are there any restrictions on what can be financed through Acorn Finance in DripJobs?

No, all purchases made through DripJobs are eligible for financing through Acorn Finance. Whether it’s a small repair or a large renovation project, your customers can explore financing options for any service you offer.

Where is Acorn Finance available?

Acorn Finance is available in most of the continental United States. To see if your specific area is covered, please view our full coverage map.

Get in Touch

Interested in learning more? Contact a Contractor Advisor from Acorn Finance to explore how our financing solutions can help grow your business.

Want to learn more?

Setup time with one of our Contractor Advisors

Schedule Time

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