Acorn Finance Mobile App for Contractors

Send, estimate and manage financing — all in one app.

Acorn Finance is the free financing platform built for contractors, so you can offer more, close more, and leave nothing on the table.

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Download on theApp Store GET IT ONGoogle Play

Sarah J.$25,000 funded

Mike R.$8,500 · applied

Angela L.$15,750 funded

Contractor holding the Acorn Finance app

Show clients what they could pay before they even ask

Turn a big project cost into an approachable monthly payment on the spot. Adjust loan amount, interest rate, and term in real time.

Send a loan application in seconds, right from the field

Enter a name, pick a delivery method, and your client gets an application instantly with a decision in minutes.

Contractor sending a loan application to his customer

Your whole financing pipeline in one view

See who’s been sent an invitation, been offered, or funded, all in one screen. Stay on top of every client without chasing anyone down.

Scripts, checklists, and prompts to close more jobs

Know exactly what to say and when to introduce financing without awkwardness. Built-in scripts guide you through every stage.

What does the Acorn Finance App make possible?

Close jobs you’d have lost

Clients who can’t pay upfront don’t have to walk away. Financing keeps more jobs moving forward.

Quote faster, look more professional

Walk into every estimate with a payment answer ready. No fumbling, no follow-up calls, just a clear number on the spot.

Less admin, more time on the job

Invites and status updates happen from your phone. No office, no paperwork, no back-and-forth.

Grow your average job size

When clients can spread payments over time, they say yes to more.

Download the Acorn Finance App today.

Frequently asked questions

Still have questions?

Is the Acorn Finance app free to download and use?

Yes — the app is completely free for contractors. There are no dealer fees, no monthly charges, and no cost to send financing invitations to your clients. Acorn Finance is paid by our lending partners, not by you.

How do I send a financing application to a client?

Open the app, tap "Send Invite," and enter your client's name and preferred contact method — email or SMS. They'll receive a link to check their offers in minutes, with no impact to their credit score.

Does my client need to download the app too?

No. The app is for contractors only. Your clients receive a link via text or email and complete their application in a mobile-friendly web browser — no download required.

How do I track the status of a client's application?

The app's pipeline view shows every client you've invited — along with their current status — so you can see at a glance who has applied, who has been offered funding, and who has been funded.

What do I need to get started?

Download the Acorn Finance app from the App Store or Google Play and sign in with your contractor portal credentials. If you don't have an account yet, you can create one for free from acornfinance.com.